Fabrity Holding S.A

Earnings Release • Jan 3, 2019

The estimated operational and sales dataof subsidiaries Aforti Finance S.A., Aforti Exchange S.A., AfortiExchange Romania S.A., Aforti Collections S.A. and Aforti Factor S.A. -December 2018

The board of Aforti Holding S.A. ("theCompany", "the Issuer") headquartered in Warsaw hereby announces to thepublic the estimated operational and sales results of Aforti FinanceS.A., Aforti Exchange S.A., Aforti Exchange Romania S.A., AfortiCollections S.A. and Aforti Factor S.A. the Issuer's subsidiaries forDecember 2018

1) The estimated operational and salesresults of Aforti Finance S.A. for December 2018:

In December 2018 Aforti Finance S.A. granted48 loans (increase by 37,14%) with a total value of PLN 4 517,42thousand, which is an increase of 36.60% compared to the same month of2017.

The value of submitted applications amountedto PLN 28 735,82 thousand and that is a result higher by 15.75% comparedto the same period of the previous year. In December 2018, there werefiled 216 loan applications, that is a comparable result to the samemonth of 2017.

Cumulatively, in the end of 2018, AfortiFinance SA granted 587 loans (26.24% more YoY) with total value PLN 59197,85 thousand and it is an increase by 63.40% compared to 2017. In theperiod from January to the end of December 2018, there were filed 3820loan applications with total value PLN 479 706,26 thousand. The quantityof the loans rose up by 64.87% and their total value by 150.38% inrelation to the same period in the previous year.

2) The estimated operational and salesresults of Aforti Exchange S.A. for December 2018:

The currency exchange platform's turnover inDecember 2018 reached EUR 34 011,36 thousand and was higher by 152.86%compared to the same period of the previous year. At the same time,after twelve months of the 2018, the turnover reached the level of EUR269 950,46 thousand, an increase of 198.53% year-on-year.

3) The estimated operational and salesresults of Aforti Exchange Romania S.A. for December 2018 :

The value of trading on the currencyexchange platform in Romania in December 2018 amounted to EUR 10 013,32thousand which is an increase of 650.69% in relation to December 2017.

In the period from January to the end ofDecember 2018, Aforti Exchange Romania S.A. recorded EUR 67 813,05thousand of the total turnover value, which in comparison to theprevious year is an increase of 4975.79%.

4) The total estimated operational and salesdata of Aforti Exchange for December 2018:

The total value of trading on the currencyexchange platforms of Aforti Exchange operated in Poland and in Romaniain December 2018 amounted to EUR 44 024,68 thousand, which in comparisonto the same period in the previous year means an increase of 197.77%.

At the same time, cumulatively after thetwelve months of 2018 the total value of turnover reached the level ofEUR 337 763,51 thousand and it increased year-on-year by 268.09%

5) The estimated operational and salesresults of Aforti Collections S.A. for December 2018:

Nominal value of debt collection commissionson December 2018 reached PLN 44,79 thousand. This is a decrease of64.54% YoY. The number of recovery orders amounted to 48 and was higherby 860.00% compared to December 2017. The company concluded one contractin the indicated month.

Cumulatively, at the end of 2018, thenominal value of the debt collection orders amounted to PLN 16 543,62thousand, which is a decline of 29.21% year-on-year. The number oforders also decreased by 73.08% from 17 123 to 4 609. At the same time,the number of debt recovery agreements concluded after the twelve monthsof 2018, decreased by 50.00% to 70.

6) The estimated operational and salesresults of LifeBelt Sp. z o.o. for December 2018:

In December 2018, the nominal value ofLifeBelt debt collection orders amounted to PLN 24 413,98 thousand andtheir number was equal to 5490.

In the period from January to the end ofDecember 2018, the nominal value of the debt collection orders in thecompany's portfolio reached the level of PLN 410 871,31 thousand. Thenumber of collections was 88 950. In the indicated period, 6 new debtcollection contracts were obtained.

The comparative data for the 2017 year arenot available due to the fact that the company was not part of theAforti Group.

7) The estimated total operational and salesdata of Aforti Collections S.A. and LifeBelt sp. o.o. for December 2018:

The total nominal value of the orders ofAforti Collections SA and LifeBelt sp. o.o. in December 2018 amounted toPLN 24 458,76 thousand and was higher by 19264.43% than in thecorresponding period of the previous year. The total number of debtcollection orders was equal to 5538 (increase by 110660.00%). InDecember, both companies concluded a total of one new debt collectionagreement.

At the end of 2018, the total nominal valueof debt collection orders reached PLN 427 414,48 thousand, which meansan increase of 1728.94% year-on-year. At the same time, the total numberof collection orders amounted to 93 559 (increase by 446.39%). In theindicated period, the companies concluded a total of 76 debt collectionagreements.

8) The estimated operational and salesresults of Aforti Factor S.A. for December 2018:

In December 2018 the value of receivablesfinanced by Aforti Factor S.A. amounted to PLN 2 138,99 thousand.Further, at the end of 2018 this value reached level of PLN 27 286,67thousand.

The date comparative are not availablebecause the Company had started its operating activities from January2018.

A table containing estimated additionaldata, reported for December 2018 together with the comparative data, canbe found in an annex to the current report.

Legal basis: Article 17 paragraph 1 of theMAR - confidential information