Fabrity Holding S.A

Earnings Release • Mar 3, 2020

The estimated operating and sales data for theAforti Group - February 2020.

The board of Aforti Holding S.A. ("the Company", "theIssuer") with its registered seat in Warsaw, hereby announces to thepublic the estimated operating and sales data of the Aforti Group forFebruary 2020.

1) Loans for entrepreneursInFebruary 2020, the total value of loans granted in Poland and Romania byAforti Finance reached PLN 1,000,751.70, which in relation to the samemonth in 2019 represents a decrease of 57.09%. The value of submittedapplications amounted to PLN 6,660,362.88, a result is lower by 77.21%compared to the same period of the previous year.Cumulatively,at the end of February 2020, the total value of loans granted toentrepreneurs in the country and abroad amounted to PLN 1,562,355.81,that is 69.82 percent less than last year. At the same time, the totalvalue of loan applications also decreased by 75.65% up to level PLN11,843,599.21.2) Currency exchange ononline platformsThe total value ofturnover on the currency exchange platform in Poland and Romania inFebruary 2020 was PLN 101,389,901.18 and was lower by 43.16% compared tothe same period of the previous year.Aftertwo months of current year, the total value of turnover on the domesticand abroad currency exchange platform reached PLN 204,284,043.18, whichmeans a reduction of 45.54%. YoY.3)Collection ordersThe nominal value ofrecovery orders in February 2020 amounted to PLN 31,835,106.80. Thisrepresents a 27.60% year-on-year reduction. The number of recoveryorders was 8,568 and was higher by 6.89% compared to February 2019.

In increasing terms, after two months of 2020, thenominal value of debt recovery orders reached PLN 50,013,359.79, whichmeans a decrease by 34.36 percent. At the same time, there was anincrease of 30.15 percent on number of orders up to 16 289.

4) Financed claimsInFebruary 2020, the value of receivables financed by Aforti Factor wasPLN 2,311,771.60 and it was lower by 31.77% than a year ago.

Cumulatively, after two months of this year, AfortiFactor financed PLN 4,277,144.56 of a total receivables, recording areduction of 44.98 percent in relation to the previous year.

The table containing reported estimated data forFebruary 2020 together with comparative data is included in theattachment to this current report.

The amounts have been converted to PLN based on theaverage NBP exchange rate on 28/02/2020.

Legal basis: Article 17 paragraph 1 of the MAR -confidential information