PKO Bank Polski S.A.
ISIN: PLPKO0000016 | Ticker: PKO | LEI: P4GTT6GF1W40CVIMFR43
Country: Poland
PKO Bank Polski SA is a universal banking group operating primarily in Poland, with subsidiaries in the Ukraine and Sweden. The bank's corporate strategy places a premium on organic growth and acquisitions. It has a strong presence in retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management. Majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Net fees and commissions, in contrast, are diversified across loans and insurance, mutual funds and brokerage, cards, and customer accounts. The bank has an appreciably large portion of its deposit base originating from retail clients in relation to competitors.
Year founded1919
Served areaEurope
HeadquartersPuławska 15, 02-515 Warszawa – Poland
| Line item in (pln) | 02.01.2019 | 01.01.2020 | 02.01.2020 | 01.01.2021 | 02.01.2021 | 01.01.2022 | 02.01.2022 | 01.01.2023 |
|---|---|---|---|---|---|---|---|---|
| Assets | 325,100,000,000.00 | 347,897,000,000.00 | N/A | 376,966,000,000.00 | N/A | 418,086,000,000.00 | N/A | 430,683,000,000.00 |
| Property Plant And Equipment | 3,225,000,000.00 | 3,142,000,000.00 | N/A | 3,161,000,000.00 | N/A | 3,108,000,000.00 | N/A | 2,917,000,000.00 |
| Investment Accounted For Using Equity Method | 344,000,000.00 | 377,000,000.00 | N/A | 291,000,000.00 | N/A | 285,000,000.00 | N/A | 285,000,000.00 |
| Deferred Tax Assets | 2,135,000,000.00 | 2,243,000,000.00 | N/A | 2,543,000,000.00 | N/A | 4,116,000,000.00 | N/A | 5,187,000,000.00 |
| Cash and cash equivalents | 30,526,000,000.00 | 18,681,000,000.00 | 18,681,000,000.00 | 9,701,000,000.00 | 9,701,000,000.00 | 20,775,000,000.00 | 20,775,000,000.00 | 31,995,000,000.00 |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | 16,000,000.00 | 12,000,000.00 | N/A | 126,000,000.00 | N/A | 18,000,000.00 | N/A | 10,000,000.00 |
| Equity And Liabilities | 325,100,000,000.00 | 347,897,000,000.00 | N/A | 376,966,000,000.00 | N/A | 418,086,000,000.00 | N/A | 430,683,000,000.00 |
| Equity | 38,990,000,000.00 | 41,578,000,000.00 | 41,578,000,000.00 | 39,911,000,000.00 | 39,911,000,000.00 | 37,693,000,000.00 | 37,693,000,000.00 | 35,435,000,000.00 |
| Issued Capital | 1,250,000,000.00 | 1,250,000,000.00 | N/A | 1,250,000,000.00 | N/A | 1,250,000,000.00 | N/A | 1,250,000,000.00 |
| Retained Earnings | -496,000,000.00 | 2,101,000,000.00 | N/A | 6,142,000,000.00 | N/A | 6,270,000,000.00 | N/A | 8,651,000,000.00 |
| Other Reserves | 34,505,000,000.00 | 34,205,000,000.00 | N/A | 35,089,000,000.00 | N/A | 25,313,000,000.00 | N/A | 22,215,000,000.00 |
| Equity Attributable To Owners Of Parent | 39,000,000,000.00 | 41,587,000,000.00 | N/A | 39,924,000,000.00 | N/A | 37,707,000,000.00 | N/A | 35,449,000,000.00 |
| Noncontrolling Interests | -10,000,000.00 | -9,000,000.00 | N/A | -13,000,000.00 | N/A | -14,000,000.00 | N/A | -14,000,000.00 |
| Liabilities | 286,110,000,000.00 | 306,319,000,000.00 | N/A | 337,055,000,000.00 | N/A | 380,393,000,000.00 | N/A | 395,248,000,000.00 |
| Deferred Tax Liabilities | 52,000,000.00 | 370,000,000.00 | N/A | 372,000,000.00 | N/A | 356,000,000.00 | N/A | 13,000,000.00 |
| Line item in (pln) | 31.12.2018/ 01.01.2019 |
01.01.2019/ 01.01.2020 |
31.12.2019/ 01.01.2020 |
01.01.2020/ 01.01.2021 |
31.12.2020/ 01.01.2021 |
01.01.2021/ 01.01.2022 |
31.12.2021/ 01.01.2022 |
01.01.2022/ 01.01.2023 |
|---|---|---|---|---|---|---|---|---|
| Interest Revenue Calculated Using Effective Interest Method | N/A | 11,327,000,000.00 | N/A | 10,415,000,000.00 | N/A | 9,785,000,000.00 | N/A | 19,580,000,000.00 |
| Revenue From Interest | N/A | 12,637,000,000.00 | N/A | 11,801,000,000.00 | N/A | 10,568,000,000.00 | N/A | 20,140,000,000.00 |
| Revenue From Dividends | N/A | 14,000,000.00 | N/A | 15,000,000.00 | N/A | 12,000,000.00 | N/A | 51,000,000.00 |
| Profit Loss From Operating Activities | N/A | 14,543,000,000.00 | N/A | 14,468,000,000.00 | N/A | 15,033,000,000.00 | N/A | 17,272,000,000.00 |
| Gain Loss Arising From Derecognition Of Financial Assets Measured At Amortised Cost | N/A | -13,000,000.00 | N/A | -22,000,000.00 | N/A | 5,000,000.00 | N/A | 15,000,000.00 |
| Impairment Loss Impairment Gain And Reversal Of Impairment Loss Determined In Accordance With I F R S9 | N/A | 1,148,000,000.00 | N/A | 2,174,000,000.00 | N/A | 1,309,000,000.00 | N/A | 1,501,000,000.00 |
| Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method | N/A | 31,000,000.00 | N/A | 16,000,000.00 | N/A | 31,000,000.00 | N/A | 71,000,000.00 |
| Profit Loss Before Tax | N/A | 5,819,000,000.00 | N/A | -1,696,000,000.00 | N/A | 6,513,000,000.00 | N/A | 4,749,000,000.00 |
| Income Tax Expense Continuing Operations | N/A | 1,787,000,000.00 | N/A | 865,000,000.00 | N/A | 1,640,000,000.00 | N/A | 1,416,000,000.00 |
| Profit (loss) | N/A | 4,032,000,000.00 | N/A | -2,561,000,000.00 | N/A | 4,873,000,000.00 | N/A | 3,333,000,000.00 |
| Profit Loss Attributable To Owners Of Parent | 3,741,000,000.00 | 4,031,000,000.00 | 4,031,000,000.00 | -2,557,000,000.00 | -2,557,000,000.00 | 4,874,000,000.00 | 4,874,000,000.00 | 3,333,000,000.00 |
| Line item in (pln) | 01.01.2020 | 02.01.2019 | 01.01.2021 | 02.01.2020 | 01.01.2022 | 02.01.2021 | 01.01.2023 | 02.01.2022 |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) | 4,032,000,000.00 | N/A | -2,561,000,000.00 | N/A | 4,873,000,000.00 | N/A | 3,333,000,000.00 | N/A |
| Adjustments For Reconcile Profit Loss | 900,000,000.00 | N/A | 36,244,000,000.00 | N/A | 28,026,000,000.00 | N/A | 15,223,000,000.00 | N/A |
| Adjustments For Decrease Increase In Other Operating Receivables | -186,000,000.00 | N/A | 60,000,000.00 | N/A | -113,000,000.00 | N/A | 356,000,000.00 | N/A |
| Adjustments For Depreciation And Amortisation Expense | 1,049,000,000.00 | N/A | 1,172,000,000.00 | N/A | 1,211,000,000.00 | N/A | 1,278,000,000.00 | N/A |
| Adjustments For Losses Gains On Disposal Of Noncurrent Assets | -11,000,000.00 | N/A | -4,000,000.00 | N/A | -67,000,000.00 | N/A | -97,000,000.00 | N/A |
| Adjustments For Reconcile Profit Loss | 900,000,000.00 | N/A | 36,244,000,000.00 | N/A | 28,026,000,000.00 | N/A | 15,223,000,000.00 | N/A |
| Interest Paid Classified As Operating Activities | N/A | N/A | N/A | N/A | -417,000,000.00 | N/A | -581,000,000.00 | N/A |
| Other Inflows Outflows Of Cash Classified As Operating Activities | 148,000,000.00 | N/A | -11,000,000.00 | N/A | -5,137,000,000.00 | N/A | -1,912,000,000.00 | N/A |
| Cash Flows From Used In Operating Activities | 5,127,000,000.00 | N/A | 32,996,000,000.00 | N/A | 32,795,000,000.00 | N/A | 18,543,000,000.00 | N/A |
| Cash Flows Used In Obtaining Control Of Subsidiaries Or Other Businesses Classified As Investing Activities | 275,000,000.00 | N/A | 0.00 | N/A | N/A | N/A | N/A | N/A |
| Dividends Received Classified As Investing Activities | 50,000,000.00 | N/A | 32,000,000.00 | N/A | N/A | N/A | N/A | N/A |
| Other Inflows Outflows Of Cash Classified As Investing Activities | N/A | N/A | 32,000,000.00 | N/A | 150,000,000.00 | N/A | N/A | N/A |
| Cash Flows From Used In Investing Activities | -14,172,000,000.00 | N/A | -39,802,000,000.00 | N/A | -13,299,000,000.00 | N/A | 5,038,000,000.00 | N/A |
| Proceeds From Borrowings Classified As Financing Activities | 665,000,000.00 | N/A | 0.00 | N/A | 1,331,000,000.00 | N/A | 620,000,000.00 | N/A |
| Repayments Of Borrowings Classified As Financing Activities | 3,353,000,000.00 | N/A | 915,000,000.00 | N/A | 1,103,000,000.00 | N/A | 753,000,000.00 | N/A |
| Payments Of Lease Liabilities Classified As Financing Activities | 221,000,000.00 | N/A | 233,000,000.00 | N/A | 233,000,000.00 | N/A | 255,000,000.00 | N/A |
| Interest Paid Classified As Financing Activities | 642,000,000.00 | N/A | 602,000,000.00 | N/A | 417,000,000.00 | N/A | 581,000,000.00 | N/A |
| Cash Flows From Used In Financing Activities | -2,800,000,000.00 | N/A | -2,174,000,000.00 | N/A | -8,422,000,000.00 | N/A | -12,361,000,000.00 | N/A |
| Effect Of Exchange Rate Changes On Cash And Cash Equivalents | 17,000,000.00 | N/A | 115,000,000.00 | N/A | 38,000,000.00 | N/A | 100,000,000.00 | N/A |
| Increase (decrease) in cash and cash equivalents after effect of exchange rate changes | -11,845,000,000.00 | N/A | -8,980,000,000.00 | N/A | 11,074,000,000.00 | N/A | 11,220,000,000.00 | N/A |
| Cash and cash equivalents | 18,681,000,000.00 | 30,526,000,000.00 | 9,701,000,000.00 | 18,681,000,000.00 | 20,775,000,000.00 | 9,701,000,000.00 | 31,995,000,000.00 | 20,775,000,000.00 |
Please note that some sums might not add up.
PLPKO0000016
LEIP4GTT6GF1W40CVIMFR43
SectorWIG30
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