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Banca Transilvania S.A.








Diversified Banks



Year Founded


About Banca Transilvania S.A.

Company Description

Banca Transilvania is the largest bank in Romania, according to assets. Its activity is organized on three main business lines: Corporate, SME and Retail. Banca Transilvania Financial Group is the largest ecosystem for supporting Romanian entrepreneurs through integrated banking, brokerage, leasing investment management, consumer financing and voluntary pensions services.

With a history of over 25 years, Banca Transilvania has been a pioneer in actively contributing to the development of the financial sector and the capital market in Romania.

Banca Transilvania has remained constant in its strategy to support the Romanian private sector, by financing projects year after year.



Served Area



Calea Dorobantilor 30-36
400117, Cluj-Napoca

Financial statements

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Line item in (ron) 01.01.2021 01.01.2022 01.01.2023
Assets N/A 132,501,190,000.00 140,510,795,000.00
Goodwill N/A 22,424,000.00 154,363,000.00
Intangible Assets Other Than Goodwill N/A 406,244,000.00 506,238,000.00
Investments In Subsidiaries N/A 0.00 0.00
Investments In Associates N/A 4,459,000.00 3,737,000.00
Equity And Liabilities N/A 132,501,190,000.00 140,510,795,000.00
Equity 10,414,358,000.00 10,564,134,000.00 9,471,533,000.00
Issued Capital N/A 6,397,971,000.00 7,163,083,000.00
Retained Earnings N/A 3,736,875,000.00 4,457,854,000.00
Share Premium N/A 31,235,000.00 31,235,000.00
Treasury Shares N/A 15,287,000.00 64,750,000.00
Other Reserves N/A 864,893,000.00 989,581,000.00
Equity Attributable To Owners Of Parent N/A 10,092,282,000.00 8,918,866,000.00
Noncontrolling Interests N/A 471,852,000.00 552,667,000.00
Liabilities N/A 121,937,056,000.00 131,039,262,000.00
Line item in (ron) 01.01.2021/
Interest Revenue Calculated Using Effective Interest Method 3,570,594,000.00 5,769,630,000.00
Other Income 174,447,000.00 291,969,000.00
Employee Benefits Expense 1,328,277,000.00 1,655,533,000.00
Depreciation And Amortisation Expense 357,831,000.00 392,996,000.00
Cumulative Gain Loss Previously Recognised In Other Comprehensive Income Arising From Reclassification Of Financial Assets Out Of Fair Value Through Other Comprehensive Income Into Fair Value Through Profit Or Loss Measurement Category 179,023,000.00 -121,638,000.00
Profit Loss Before Tax 2,302,798,000.00 2,801,053,000.00
Income Tax Expense Continuing Operations 278,265,000.00 312,636,000.00
Profit (loss) 2,024,533,000.00 2,488,417,000.00
Profit Loss Attributable To Owners Of Parent 1,983,335,000.00 2,404,376,000.00
Profit Loss Attributable To Noncontrolling Interests 41,198,000.00 84,041,000.00
Line item in (ron) 01.01.2022 01.01.2023
Profit (loss) 2,024,533,000.00 2,488,417,000.00
Adjustments For Income Tax Expense 278,265,000.00 312,636,000.00
Adjustments For Depreciation And Amortisation Expense 357,831,000.00 392,996,000.00
Adjustments For Fair Value Gains Losses -38,409,000.00 17,252,000.00
Other Adjustments For Noncash Items -583,656,000.00 732,985,000.00
Cash Flows From Used In Operations -548,791,000.00 231,406,000.00
Interest Paid Classified As Operating Activities 425,771,000.00 1,192,131,000.00
Interest Received Classified As Operating Activities 2,887,284,000.00 4,713,394,000.00
Income Taxes Paid Refund Classified As Operating Activities -213,079,000.00 -332,891,000.00
Cash Flows From Used In Operating Activities 12,369,186,000.00 -3,301,034,000.00
Cash Flows Used In Obtaining Control Of Subsidiaries Or Other Businesses Classified As Investing Activities -328,893,000.00 267,347,000.00
Other Cash Receipts From Sales Of Equity Or Debt Instruments Of Other Entities Classified As Investing Activities 0.00 -16,964,000.00
Purchase Of Property Plant And Equipment Classified As Investing Activities 202,665,000.00 209,080,000.00
Purchase Of Intangible Assets Classified As Investing Activities 158,719,000.00 178,077,000.00
Dividends Received Classified As Investing Activities 3,243,000.00 5,489,000.00
Interest Received Classified As Investing Activities 1,191,145,000.00 1,189,997,000.00
Cash Flows From Used In Investing Activities -10,917,543,000.00 -4,885,971,000.00
Payments To Acquire Or Redeem Entitys Shares 61,658,000.00 150,297,000.00
Proceeds From Borrowings Classified As Financing Activities 81,502,000.00 1,739,558,000.00
Repayments Of Borrowings Classified As Financing Activities 368,333,000.00 874,049,000.00
Payments Of Lease Liabilities Classified As Financing Activities 138,319,000.00 147,641,000.00
Dividends Paid Classified As Financing Activities 496,614,000.00 801,623,000.00
Interest Paid Classified As Financing Activities 89,991,000.00 122,799,000.00
Cash Flows From Used In Financing Activities -1,073,413,000.00 -381,551,000.00
Increase (decrease) in cash and cash equivalents before effect of exchange rate changes 342,324,000.00 -8,570,997,000.00
Effect Of Exchange Rate Changes On Cash And Cash Equivalents 35,906,000.00 2,441,000.00

Please note that some sums might not add up.

Capital Markets Information





Industry Group





Diversified Banks

Listed Stock Exchange

Bucharest Stock Exchange

Stock Index


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