Disclosure Of Insurance Contracts [Text Block]
| Concept |
2024-01-01 to 2024-12-31 |
2024-01-01 to 2024-12-31 |
2024-01-01 to 2024-12-31 |
2024-01-01 to 2024-12-31 |
2023-01-01 to 2023-12-31 |
2023-01-01 to 2023-12-31 |
2023-01-01 to 2023-12-31 |
2023-01-01 to 2023-12-31 |
|---|---|---|---|---|---|---|---|---|
| Disclosure of insurance contracts [text block] | — |
Insurance contracts
|
— | — | — | — | — | — |
| Insurance service result [abstract] | ||||||||
| Insurance revenue | — |
12,138,477,000
EUR
|
— | — |
10,921,825,000
EUR
|
— | — | — |
| Insurance service expenses from insurance contracts issued | — |
10,656,830,000
EUR
|
— | — |
9,265,299,000
EUR
|
— | — | — |
| Income (expenses) from reinsurance contracts held, other than finance income (expenses) [abstract] | ||||||||
| Income (expenses) from reinsurance contracts held, other than finance income (expenses) | — |
295,296,000
EUR
|
— | — |
448,427,000
EUR
|
— | — | — |
| Insurance service result | — |
1,186,351,000
EUR
|
— | — |
1,208,099,000
EUR
|
— | — | — |
| Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [text block] | — |
Insurance contracts issued
|
— | — | — | — | — | — |
| Disclosure of reconciliation of changes in insurance contracts by components [text block] | — |
Developments of LRC / ARC and LIC / AIC by measurement components
|
— | — | — | — | — | — |
| Disclosure of analysis of insurance revenue [text block] | — |
Insurance service revenue
|
— | — | — | — | — | — |
| Disclosure of analysis of insurance revenue [abstract] | ||||||||
| Disclosure of analysis of insurance revenue [line items] | ||||||||
| Insurance revenue [abstract] | ||||||||
| Disclosure of effect of insurance contracts initially recognised [text block] | — |
Contracts initially recognised in the period
|
— | — | — | — | — | — |
| Disclosure of information about expected recognition of contractual service margin in profit or loss [text block] | — |
CSM expected to be recognised in profit or loss
|
— | — | — | — | — | — |
| Insurance finance income (expenses) | — |
1,536,021,000
EUR
|
— | — |
1,657,123,000
EUR
|
— | — | — |
| Disclosure of adjustments made when entity changed basis of disaggregation of insurance finance income (expenses) between profit or loss and other comprehensive income for contracts with direct participation features [text block] | — | — | — | — | — | — | — | — |
| Disclosure of adjustments made when entity changed basis of disaggregation of insurance finance income (expenses) between profit or loss and other comprehensive income for contracts with direct participation features [abstract] | ||||||||
| Disclosure of adjustments made when entity changed basis of disaggregation of insurance finance income (expenses) between profit or loss and other comprehensive income for contracts with direct participation features [line items] | ||||||||
| Profit (loss) |
21,610,000
EUR
|
666,866,000
EUR
|
645,256,000
EUR
|
645,256,000
EUR
|
576,246,000
EUR
|
17,267,000
EUR
|
558,979,000
EUR
|
558,979,000
EUR
|
| Disclosure of inputs to methods used to measure contracts within scope of IFRS 17 [text block] | — |
Assumptions used
|
— | — | — | — | — | — |
| Disclosure of yield curve used to discount cash flows that do not vary based on returns on underlying items [text block] | — |
Discount rate
|
— | — | — | — | — | — |
| Disclosure of nature and extent of risks that arise from contracts within scope of IFRS 17 [text block] | — |
Insurance risk – Claims development
|
— | — | — | — | — | — |
| Disclosure of detailed information about concentrations of risk that arises from contracts within scope of IFRS 17 [text block] | — |
Risk of concentration
|
— | — | — | — | — | — |
| Disclosure of sensitivity analysis to changes in risk variables that arise from contracts within scope of IFRS 17 [text block] | — |
Sensitivities
|
— | — | — | — | — | — |