Notes And Other Explanatory Information [Abstract]

SAGA PLC - Filing #1876178

Concept	2022-02-01 to 2023-01-31
Notes and other explanatory information [abstract]
Disclosure of accrued expenses and other liabilities [text block]	26 Trade and other payables
Disclosure of allowance for credit losses [text block]	The loss allowance for trade receivables reconciles to the opening allowances as follows:
Disclosure of auditors' remuneration [text block]	a. Auditors’ remuneration
Disclosure of authorisation of financial statements [text block]	Statements of responsibilities
Disclosure of basis of consolidation [text block]	2.2 Basis of consolidation
Disclosure of basis of preparation of financial statements [text block]	2.1 Basis of preparation
Disclosure of business combinations [text block]	a) Acquisitions during the year ended 31 January 2023
Disclosure of cash and cash equivalents [text block]	25 Cash and cash equivalents
Disclosure of cash flow statement [text block]	Consolidated statement of cash flows
Disclosure of changes in accounting policies, accounting estimates and errors [text block]	2.4 Standards issued but not yet effective
Disclosure of claims and benefits paid [text block]	Reconciliation of movements in claims outstanding
Disclosure of commitments [text block]	a) Lease commitments
Disclosure of commitments and contingent liabilities [text block]	37 Commitments and contingencies
Disclosure of contingent liabilities [text block]	c) Contingent liabilities
Disclosure of cost of sales [text block]	Staff costs (including restructuring and redundancy costs) of £39.1m (2022: £27.7m) and £92.9m (2022: £90.6m) have been allocated to
Disclosure of credit risk [text block]	b) Credit risk
Disclosure of debt instruments [text block]	30 Loans and borrowings
Disclosure of deferred income [text block]	Reconciliation of movements in the provision for net unearned premiums
Disclosure of deferred taxes [text block]	Deferred tax
Disclosure of deposits from banks [text block]	a) Financial assets
Disclosure of deposits from customers [text block]	24 Trust accounts
Disclosure of depreciation and amortisation expense [text block]	The amortisation charge for the year is analysed as follows:
Disclosure of dividends [text block]	11 Dividends
Disclosure of earnings per share [text block]	12 Loss per share
Disclosure of effect of changes in foreign exchange rates [text block]	i) Foreign currency risk
Disclosure of employee benefits [text block]	27 Retirement benefit schemes
Disclosure of events after reporting period [text block]	41 Events after the reporting period
Disclosure of fair value measurement [text block]	c) Fair values
Disclosure of finance income (cost) [text block]	7 Finance costs
Disclosure of finance income [text block]	8 Finance income
Disclosure of financial instruments [text block]	19 Financial assets and financial liabilities
Disclosure of financial instruments designated at fair value through profit or loss [text block]	2,023
Disclosure of financial risk management [text block]	20 Financial risk management objectives and policies
Disclosure of first-time adoption [text block]	2.5 First time adoption of new standards and
Disclosure of general information about financial statements [text block]	1 Corporate Information
Disclosure of going concern [text block]	Going concern
Disclosure of goodwill [text block]	14 Goodwill
Disclosure of impairment of assets [text block]	5 Impairment of assets
Disclosure of income tax [text block]	10 Tax
Disclosure of information about employees [text block]	9 Directors and employees
Disclosure of information about key management personnel [text block]	Directors’ remuneration
Disclosure of insurance contracts [text block]	28 Insurance contract liabilities and reinsurance assets
Disclosure of intangible assets [text block]	15 Intangible assets
Disclosure of interest income [text block]	Included in Insurance Broking other revenue is instalment interest income on premium financing of £9.4m (2022: £9.8m).
Disclosure of inventories [text block]	22 Inventories
Disclosure of leases [text block]	18 Right-of-use assets
Disclosure of liquidity risk [text block]	c) Liquidity risk
Disclosure of market risk [text block]	a) Market risk
Disclosure of non-current assets or disposal groups classified as held for sale [text block]	In the prior year, the Group declassified one of the properties classified as held for sale at 31 January 2021, to property, plant and equipment
Disclosure of other current assets [text block]	The Group expects
Disclosure of other current liabilities [text block]	All trade and other payables are current in nature.
Disclosure of other operating expense [text block]	iv) All other expenses
Disclosure of other operating income (expense) [text block]	4 Administrative and selling expenses
Disclosure of other operating income [text block]	6 Investment income
Disclosure of other provisions, contingent liabilities and contingent assets [text block]	31 Provisions
Disclosure of property, plant and equipment [text block]	17 Property, plant and equipment
Disclosure of reinsurance [text block]	iii) Reinsurance
Disclosure of related party [text block]	40 Related party transactions
Disclosure of reserves within equity [text block]	34 Reserves
Disclosure of restricted cash and cash equivalents [text block]	Debt securities, loan funds, money market funds and deposits with financial institutions relate to monies held by the Group’s Insurance
Disclosure of revenue from contracts with customers [text block]	a) Disaggregation of revenue
Disclosure of information about separate financial statements [text block]	Company financial statements of Saga plc
Disclosure of share capital, reserves and other equity interest [text block]	33 Called up share capital
Disclosure of share-based payment arrangements [text block]	36 Share-based payments
Disclosure of subordinated liabilities [text block]	The Group’s latest triennial valuation of the Saga Scheme defined benefit plan was as at 31 January 2020. Saga plc, and certain guarantor
Disclosure of subsidiaries [text block]	39 Subsidiaries
Disclosure of tax receivables and payables [text block]	Deferred tax is reflected in the statement of financial position as follows:
Disclosure of trade and other receivables [text block]	23 Trade and other receivables
Disclosure of trading income (expense) [text block]	Insurance