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Zagrebačka burza d.d.

Annual Report (ESEF) Apr 29, 2024

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ZSEInc - 2023 Annual Report

This version of the Annual report is a translation from the original, which was prepared in Croatian language. All possible care has been taken to ensure that the translation is an accurate representation of the original. However, in all matters of interpretation of information, views or opinions, the original language version takes precedence over this translation.

Content

  • Page Management report 3
  • Statement on the application of the Corporate Governance Code 26
  • Responsibilities of the Management board for the Annual report 32
  • Independent Auditors’ report to the shareholders of Zagreb Stock Exchange, Inc. 33
  • Financial statements
    • Unconsolidated Statement of comprehensive income 40
    • Unconsolidated Statement of the financial position 41
    • Unconsolidated Statement of changes in equity and reserves 43
    • Unconsolidated Statement of cash flows 44
  • Notes to the financial statements 46
  • Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19) 83
  • Decision on determining the annual financial statements 100
  • Decision on profit distribution 101

1 MANAGEMENT REPORT

1.1 A word by the Management Board

If we were to look at the year 2023 through the prism of one event that marked the domestic economy and the capital market, it would certainly be the introduction of the euro. January mostly marked the first month of trading in the new currency, and by switching to the euro without difficulties for capital market participants, the Zagreb Stock Exchange made its contribution to the successful accession to the eurozone.

Another important event was the listing of the bonds of the Republic of Croatia primarily intended for small investors in March, when in the premises of the Stock Exchange, the Minister of Finance Marko Primorac and the President of the Management Board of the Zagreb Stock Exchange Ivana Gažić signed the contract on the listing of the bonds in question on the Official Market of the Stock Exchange in the presence of the Prime Minister Andrej Plenković. For the first time, this bond was distributed through the network of banks to citizens throughout Croatia, so the success of subscription was immense - about 44,000 citizens signed up for bonds.

Already in the fall, the Ministry of Finance continued with issues intended for citizens, offering for the first time a treasury bill as an investment option, in which more than 36,000 citizens invested. On those two occasions, about 27,000 citizens opened investment accounts for the first time, which proves that there are funds available for investment, but there are still too few investment opportunities in our market.

Later in the year, in May, the trading of a new ETF, which tracks the Romanian index BET-TR, began. Already in the first month of trading, it became clear that this is a very interesting product for retail investors, enabling efficient access to the attractive Romanian market. It was joined in October by another ETF, the first money fund in Croatia that can be traded on the stock exchange, and the fourth in total to be listed on the Zagreb Stock Exchange.

In July, an agreement was signed on the listing of bonds of Zagrebački holding d.o.o. on the Official Market of the Zagreb Stock Exchange, related to the sustainable operations of that company, in the presence of Zagreb Mayor Tomislav Tomašević, other such bonds on our market.

This year, the Zagreb Stock Exchange was once again among more than 100 world stock exchanges where the symbolic ringing of the bell signaled the start of trading on International Women's Day. On that occasion, messages were sent about the role that the business sector can play in empowering women as an important global goal of sustainable development.

In March, the Academy of the Zagreb Stock Exchange marked Global and European Money Week with a series of activities, leading a global event to raise awareness of the importance of financial education and financial inclusion for children and young people, and in May it also marked 13 years since its establishment: so far, about 100 different programs have been developed, The Academy organized over 600 educational events, with more than 12,000 participants. The Academy places great emphasis on the education of young people, especially students, more than 5,700 of whom have been educated over the years.

More than 1,000 participants gathered at our numerous other events where we strive to connect capital market participants and provide platforms for the exchange of information, knowledge, and experiences throughout the year.

In May, Macedonian Capital Market Days were held in Skopje for the first time, organized by the Macedonian Stock Exchange and co-organized by the Zagreb Stock Exchange. The aim of the event is to familiarize the participants of the Croatian capital market with the Macedonian market to facilitate Croatian investors' access to that market and explore the possibilities of cooperation and exchange of knowledge and experience. More than 50 representatives of Croatian and Macedonian investment companies, pension and investment funds, companies listed on both stock exchanges, regulators, depositories, and other infrastructure organizations of the financial market of both countries gathered in Skopje.

In June and December, the investment conferences of the Zagreb and Ljubljana stock exchanges "CEE Investment Opportunities" were traditionally held, with the aim of enabling immediate contact between companies and investors in one place in a short period of time. In addition to Croatian and Slovenian companies, companies listed on the Macedonian Stock Exchange participated in this year's event, and for the first time several Romanian companies from the Bucharest Stock Exchange, as well as several companies listed on the Bulgarian Stock Exchange. More than 400 meetings were held at both events.

The Croatian Financial Services Supervisory Agency, the Central Clearing Depository Company and the Zagreb Stock Exchange held the 14th annual training for companies whose securities are listed on the regulated market of the Zagreb Stock Exchange. More than 100 representatives of issuers took part, and this year they were also presented with novelties related to the regulation of the capital market and other related topics.

2023-12-31 2022-12-31 2022-01-01 2021-12-31
Issued Capital 74,780,000 74,780,000 74,780,000 74,780,000
Share Premium 50A040C0D041 50A040C0D041 50A040C0D041 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent
2023-01-01 2023-12-31
Issued Capital 74,780,000 74,780,000
Share Premium 50A040C0D041 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent
2022-01-01 2022-12-31
Issued Capital 74,780,000 74,780,000
Share Premium 50A040C0D041 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent
2021-12-31
Issued Capital 74,780,000
Share Premium 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent
2022-01-01 2022-12-31
Issued Capital 74,780,000 74,780,000
Share Premium 50A040C0D041 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent
2022-12-31
Issued Capital 74,780,000
Share Premium 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent
2023-01-01 2023-12-31
Issued Capital 74,780,000 74,780,000
Share Premium 50A040C0D041 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent
2023-12-31
Issued Capital 74,780,000
Share Premium 50A040C0D041
Statutory Reserve
Treasury Shares
Other Reserves
Reserve of Gains and Losses on Financial Assets Measured at Fair Value Through Other Comprehensive Income
Retained Earnings
Equity Attributable to Owners of Parent

iso4217:EUR
iso4217:EURxbrli:shares/divIn addition, the Zagreb Stock Exchange and the Croatian Financial Services Supervisory Agency also implemented an educational program on corporate governance called "Governance and ESG Development", implemented with the support of the European Bank for Reconstruction and Development, which gathered around 300 representatives of listed companies in five modules and also other individuals and organizations interested in issues of corporate governance and related topics from Croatia and the region. This year's "Challenge of Change" conference, the most important financial conference in Croatia and the region, which has been co-organized by the Zagreb Stock Exchange and the Association of Pension Fund Management and Pension Insurance Companies since 2012, gathered a record 550 participants this year. In May, the Zagreb Stock Exchange founded the associated company Adria Digital Exchange d.o.o., with the intention of researching and developing the potential for trading and management of virtual assets, in which the Stock Exchange has a 24% share. In the middle of the year, a project led by the CFA Croatia association began, which mobilized a wide range of market participants from all branches of the financial industry with the aim of creating a foundation for a capital market development strategy. Namely, Croatia has clearly expressed its intention to join the OECD, the community of the most developed countries in the world, for which the process of numerous adjustments and improvements has already begun, one of which will be the adoption of a capital market development strategy by the Government of the Republic of Croatia. The project, of which we are an active participant, aims to propose a series of measures that can result in a more developed market to the benefit of the entire economy and all market participants. The Zagreb Stock Exchange became a partner in the Interreg MESTRI-CE project aimed at testing a new financing model for more climate-sustainable buildings. Participation in such projects is part of the development strategy of the Stock Exchange, which strengthens the capacities of the capital market and its participants in accordance with the modern goals of the green transition and sustainability of the EU member states. At the very end of the year, the Zagreb Stock Exchange, Mazars and Poslovna inteligencija signed a contract that marks the beginning of the creation of an advanced solution for the automated valuation of companies based on machine learning: the Artificial Intelligence Research Project (AIR). The project is financed by the EBRD, with the support of the Taiwan Business EBRD Technical Cooperation fund, and the goal of the project in the first phase of development is to produce a solution that will enable the preparation of automated reports on the valuation of shares for listed companies, while the solution in question in the second phase would connect with AI technology. December is traditionally also the month of the Zagreb Stock Exchange Awards, which the Stock Exchange has been awarding for the twelfth year in a row. The event gathered about a hundred guests, and prizes were awarded in a total of seven categories, considering objective, statistical criteria, as well as the overall contribution to education and the development of the domestic capital market. Excellent cooperation with the regulator, members, issuers, infrastructural institutions of the capital market and other stakeholders was crucial again this year for the Zagreb Stock Exchange to justify its position as a regional leader and continue to provide a high level of quality of its services.

1.2 ZSE Key Performance Indicators in 2023

In 2023, operating revenues decreased by -0.9% compared to 2022, amounting to EUR 2,018 thousand. The slight decrease in operating revenue was the result of lower income from trading commissions (-4.1%), and fewer number of newly listed securities in 2023 resulted in a decrease in income from listing fees. Other operating income increased by EUR 45.8 thousand, primarily due to increased income from the supply of information (+8.3%), and other income, which includes income from associated companies and income assigning and administering LEIs (+5.4%).

Figure 1: Operating revenue, profit for the year and EBITDA

In 2023, operating expenses increased by +3.6% when compared to 2022. The increase of operating expenses was primarily caused by an increase in costs of software and licensing (+17%). Staff costs decreased by -0.14% compared to 2022. The year 2023 was thus concluded with an operating loss of EUR -33 thousand, an excellent net financial result of EUR +171 thousand and a net profit of EUR 136 thousand. Operating profit before interest, taxes, depreciation and amortization in 2023 amounts to EUR 174 thousand, which is a decrease of -26% compared to 2022.

EUR 2021 2022 change
Share capital 3,076,316 3,076,315 0.00%
Capital and reserves 5,819,123 6,027,948 3.59%
Total assets 6,830,377 6,942,647 1.64%
Operating revenue 2,035,861 2,017,744 -0.89%
Sales revenue 1,363,283 1,299,319 -4.69%
Other operating income 672,578 718,425 6.82%
Operating expenses 1,980,574 2,051,463 3.58%
Staff costs (1,003,649) (1,002,235) -0.14%
Depreciation and amortization (180,410) (207,741) 15.15%
Other costs (796,515) (841,487) 207.49%
EBIT 55,288 -33,719 -160.99%
EBITDA 235,698 174,022 -26.17%
Net financial result -53,851 171,752 419.12%
EBT 1,436 138,033 9512.33%
Income tax credit -15,464 1,830 111.83%
Profit for the year 16,900 136,203 705.93%
Number of shares 2,317,850 2,317,850 0.00%
Number of employees 25 23 -8.00%

Table 1: Main business indicators

1.2.1 Trading and price of ZB-R-A share of the issuer Zagreb Stock Exchange, Inc.

Zagreb Stock Exchange shares were listed on the regulated market (Official market segment) in August 2016. Following the conversion of the Company’s share capital to euro, the share capital amounts to EUR 3,076,315 and is divided to 2,317,850 ordinary shares. As of December 31, 2023, the Company owns a total of 8,396 of own shares, which make up for 0.3611% of its share capital. From January 1 to December 31 2023, Zagreb Stock Exchange’s share reached a total orderbook turnover of EUR 95,202.98.

Symbol ISIN Number of listed shares Total turnover (HRK) Total trading volume Highest price (HRK) Lowest price (HRK) Last price (HRK) Average daily turnover (HRK)
ZB-R-A HRZB00RA0003 2,317,850 95,202.98 29,749 4.5 2.5 2.76 1,322.26

Table 2: ZB-R-A share in 2023

The ZB-R-A stock price reached its peak on January 3, 2023 in the amount of EUR 4.5, while it fell to its lowest level on December 12, 2023, when it was priced at EUR 2.5.

Figure 2: Turnover and average price ZB-R-A stock in 2023

1.2.2 Ownership structure of the issuer Zagreb Stock Exchange

A total of 195 shareholders were noted in the ownership structure of the Zagreb Stock Exchange on 31 December 2023.

Figure 3: Ownership structure on 30 December 2023

1.3 Financial results and business operations in 2023

In 2023, the Company generated a total of EUR 2,018 thousand of operating revenues, which is EUR -18 thousand or -0.9% less than in the previous year when they amounted to EUR 2,036 thousand. Compared to 2022, sales revenues decreased from EUR 1,363 to EUR 1,299 thousand, i.e., by EUR -63.9 thousand or -4.7%. The decrease in sales revenue is primarily the result of reduced revenues from trading commissions and memberships, which, following a lower turnover in securities compared to 2022, in 2023 reached EUR 499 thousand (EUR -22 thousand or -4.1% more compared to 2022 when they amounted to EUR 521 thousand). Following a lower number of newly listed securities than in the previous year, income from quotation fees in 2023 amounted to EUR 122 thousand, which is EUR -34.9 thousand or -22% less than in 2022. Within sales revenues, income from quotation maintenance decreased to EUR 678 thousand (a decrease of EUR -7.5 thousand or -1% compared to 2022, when they amounted to EUR 685 thousand). Compared to 2022, other operating income increased by EUR +45.8 thousand or +6.8%, i.e., from EUR 673 to EUR 718 thousand. This increase in other operating income is due to the growth of revenue from assigning and administering LEIs, which amounted to EUR 79 thousand (EUR +14 thousand or +22%), income from seminars which amounted to EUR 113 thousand (EUR +4.6 thousand or +4.3%) and income from the supply of information, which marked a significant increase from EUR 327.8 thousand in 2022 to EUR 355 thousand in 2023 (EUR +27 thousand or +8.3%). In 2022, other income increased by EUR +18 thousand, or +5.4% and amount to EUR 363 thousand (2022: EUR 344 thousand). Influenced by the general increase in prices, in 2023 the Company recorded an increase in total operating expenses. Total operating expenses increased by EUR +70.8 thousand (+3.6%) compared to 2022 and amounted to EUR 2,051 thousand (2022: EUR 1,981 thousand). The increase in operating expenses was mostly due to the increase in costs of software and licensing (EUR +46.9 thousand or +17%). Depreciation and amortization in 2023 increased by +15% and amounts to EUR 207 thousand (2022: EUR 180 thousand) and relates to purchased IT equipment. Other expenses at the end of 2023 amount to EUR 85.9 thousand, representing a decrease by -0.4% compared to 2022 when they amounted to EUR 86.4 thousand. Other operating expenses in 2023 amount to EUR 841 thousand, which is an increase by EUR +44.9 thousand or +5.6% (2022: 796.5 thousand). Staff costs in 2023 decreased by EUR -1.4 thousand or -0.1% (from EUR 1,003 to EUR 1,002 thousand), compared to 2022. The Company's operating loss in 2022 amounted to EUR -33.7 thousand, while in the previous year the Company reported operating profit amounting to EUR 55 thousand (EUR -89 thousand or -161%).# 1.4 Business analysis

1.4.1 Total operating revenues

Total operating revenues in 2023 amount to EUR 2,018 thousand and are lower by EUR -19 thousand or +0.9% compared to 2022 when they amounted to EUR 2,036 thousand. The largest increase in revenue was recorded in revenue from assigning and administering LEIs (EUR +14 thousand or +22%), and the largest decrease in revenue from quotation fees (EUR -35 thousand or -22%).

Figure 4: Operating revenue

As in the previous year, in 2023 income from quotation maintenance (34%) had the largest share in operating revenues, followed by revenues from trading commissions and membership fees (25%). In 2023, income from quotation fees claimed a smaller share in operating revenues, while income from the supply of information, income from seminars and other income increased their share in the Company’s operating revenues.

Figure 5: Operating revenue structure

Trading commissions and membership fees

In 2023, EUR 474 thousand was generated on the basis of trading commissions, which is EUR -21 thousand or -4.3% more compared to 2022, when they amounted to EUR 495 thousand. At the end of 2023, the Exchange had a total of 12 members, the same as in 2022, but membership fees revenues are lower by EUR -124 or -0.5% and amount to EUR 25.5 thousand.

Revenue from quotation maintenance

Revenue from quotation maintenance decreased from EUR 685 to EUR 677.7 thousand (EUR -7.5 thousand or -1%). At the end of 2023, 87 stocks (2022: 92), 31 bonds (2022: 30), 7 treasury bills (2022: 14) and 4 ETFs (2022: 2) were listed on the Regulated Market.

Revenue from quotation fees

In 2023, revenue from quotation fees decreased from EUR 157 to EUR 122 thousand (EUR -34 thousand or -22%) compared to the previous year. In 2023, sixteen treasury bills, four bonds and two ETFs were listed, while in 2022, new listings included two shares, five bonds and fourteen treasury bills.

Figure 6: Sales revenue structure

Other operating income

Other operating income increased by EUR +46 thousand or +6.8% compared to 2022 (from EUR 673 to EUR 718 thousand) due to the growth of revenue from the supply of information amounting to EUR 355 thousand (EUR +27 thousand or +8.3%), increase in revenues from assigning and administering LEIs amounting to EUR 79 thousand (EUR +13 thousand or +22%), and revenues from seminars that increased by EUR +4.6 thousand or +4.3% and amounted to EUR 113.3 thousand. Within other operating income, the only decrease is noted in revenues from affiliates (EUR -10 thousand or -18%, i.e., from EUR 57 to EUR 47 thousand). Revenues from the supply of information have the largest share in other operating income (49%), which also includes income from real-time data distribution rights paid by members.

Figure 7: Other operating income structure

1.4.2 Total operating expenses

Total operating expenses in 2023 amounted to EUR 2,051 thousand, which is an increase of EUR +70.8 thousand or +3.6% (in 2022 they amounted to EUR 1,981 thousand).

Figure 8: Operating expenses structure

Despite the general increase of prices and rising inflation, the Company maintained continuous efforts to control expenses during 2023. During 2023, the number of employees reduced from 25 to 23, resulting in a decrease in staff costs. Staff costs decreased from EUR 1,004 to EUR 1,002 thousand (EUR -2 thousand or -0.1%). Depreciation increased by EUR +27 thousand or +15% (from EUR 180 to EUR 208 thousand).

Figure 9: Other operating expenses structure

Other operating expenses at the end of 2023 amounted to EUR 841 thousand, representing an increase of EUR +44.9 thousand or 5.6% (2022: EUR 796 thousand). Among them, the most significant is the increase in the costs of software and licenses from EUR 276 to EUR 323 thousand (EUR +46.9 thousand or +17%) which have the largest share in other operating expenses (38%).

1.4.3 Net profit for the period

In 2023, the net profit for the period amounted to EUR 136 thousand; an increase of EUR +119 thousand or +706% compared to the previous year when net profit amounted to EUR 16.9 thousand. The recorded decrease in operating revenues (-0.9%) was offset by increased other operating (+6.8%) and financial (+178%) revenues. In 2023, the Company increased revenues from other bases, where it is necessary to highlight revenues from assigning and administering LEIs which amounted to EUR 79 thousand, revenues from seminars which amounted to EUR 113.3 and a positive net financial result amounting to EUR +171.7 thousand. Other comprehensive income in 2023 amounted to EUR +91.8 thousand, and increase of EUR +21.7 thousand or +30.9% (2022: EUR 70 thousand). At the end of 2023, total comprehensive income of the Company increased by EUR +141 thousand or +162% and amounted to EUR 228 thousand (2022: EUR 87 thousand). Operating profit before interest, taxes, depreciation and amortization decreased compared to the previous year (EUR -61.7 thousand) and in 2023 amounted to EUR 174 thousand.

Figure 10: Net profit for the year and EBITDA

1.4.4 The Company’s Assets

As of 31 December 2023, the total assets of the Company amounted to EUR 6,929 thousand, which is +1.4 % more than on the last day of 2022.

EUR 2022. EUR 2023. change
Non-current assets 4,666,225 4,604,038 -1.3%
Current assets 2,164,151 2,324,982 7.4%
Inventories 0 0 0.0%
Trade receivables 269,984 334,437 23.9%
Financial assets 736,505 1,191,398 61.8%
Short-term deposits 8,136 1,126,162 13741.7%
Cash and cash equivalents 667,895 114,249 -82.9%
Prepaid expenses 13,619 13,629 0.1%
Total assets 6,830,376 6,929,020 1.4%
Equity 5,819,123 6,027,948 3.6%
Long term obligations 230,548 140,888 -38.9%
Deferred tax liability 0 6,540
Current liabilities 780,705 760,184 -2.6%
Total equity and liabilities 6,830,376 6,929,020 1.4%

Table 3: Balance Sheet on 31 December

The structure of the balance sheet has changed slightly compared to 2022. On the assets side, non-current assets decreased their share in the total assets, while on the liabilities side the share of long- term obligations decreased, and the share of short-term liabilities remained unchanged.

Figure 11: Assets and Liabilities Structure

1.5 Significant events after the end of the financial year

In the first quarter of 2024, the Company continued its successful business operations from the end of the previous year. Due to the financial results achieved in 2023, the successful beginning of 2024, and the projections for the remainder of 2024, the Company’s Management Board believes that the unlimited continuation of business is not threatened. The war in Ukraine and sanctions against the Russian Federation are affecting economies in Europe and the world. The company has no significant exposure in Ukraine, Russia and Belarus. However, the effect on the general economic situation may require a revision of certain assumptions and estimates, which may lead to adjustments in the carrying amount of certain assets and liabilities during 2024. The Company, like all other business entities in Croatia, is prone to risks related to the increase of prices of goods and services, and as such is aware of the increased risks caused by inflation which continues in the future period, although current economic indicators and forecasts point to the inflation rate slowing down significantly. The long-term effects may affect business volume, cash flows and profitability. It is expected that interest rates stabilize in 2024, and even a reduction of the interest rates might affect the Company’s financial results. Regardless of the aforementioned, on the date of publishing of these financial reports, the Company continues to meet all of its obligations, is highly capitalized and has significant free assets at its disposal, and the Management Board, therefore, applies the principle of indefinite operations as an accounting basis for the preparation of financial statements.

1.6 Expected development of the Company

In 2024, the Company will continue to focus on raising Corporate Governance and reporting standards on the regulated market. The Company will also focus on greater promotion of existing issuers, with a focus on the Prime Market. During September 2023, the Company initiated activities related to promotion of the issuers in the tourism sector, with the goal of profiling the Croatian capital market as the leading place for financing tourism companies in South-East Europe, and increasing their visibility via the Company’s website and associated communication channels. In 2024, The Company will focus on preparing the issuers for non-financial reporting requirements, which will come into force for all listed companies over the period of next three years.The Company will continue to develop internal IT services that will be used by the Zagreb and Ljubljana Stock Exchanges, and thus further reduce the need for external suppliers. In 2024, The Company will press on with previously initiated projects, placing the greatest emphasis on the projects related to the implementation of new technologies to market activities, regional SME capital market development (Progress), and education of market participants regarding green bond listings withing the framework of the MESTRI CE project which is financed by the European union. The Company will continue efforts in promoting ESG listings and issuer activities. During 2024, the Company will also focus on compliance activities for the upcoming Digital Operational Resilience Act (DORA) regulation which will provide detailed cyber security and risk management requirements for entities in the financial sector. DORA will come into effect in January, 2025.

1.7 Research and Development activities

The Company has pressed on with continuous efforts at developing and improving its own service offering and at expanding service provision to the Slovenian market as well. The beginning of 2023 marked the successful transition to euro as the official currency of the Republic of Croatia, and Zagreb Stock Exchange continued the activities on adjusting its services, publications and procedures according to the new currency. In the second quarter of 2023, the Company successfully completed an initiated migration of legacy services used by Ljubljana Stock Exchange and provided by Vienna Stock Exchange. Zagreb Stock Exchange thus further strengthened its position as the leading trading service provider for the entire Zagreb Stock Exchange Group, actively reducing costs and dependence on external service providers.

On May 15, 2023, Zagreb Stock Exchange, Inc. successfully completed the seventh annual accreditation process as a Local Operating Unit authorized to issue LEI codes, issued by the Global Legal Entity Identifier Foundation (GLEIF). By the end of 2023, the Company successfully completed the implementation of two new trading system releases and other infrastructure optimization activities.

1.8 Information on repurchase of own shares

On December 31, 2023, the Exchange owns a total of 8,396 of own shares, which make up for 0.3611% of the Exchange’s total issued share capital.

1.9 Subsidiaries of the Company

Figure 12: Subsidiaries of the Company

On 30 December 2015, the Zagreb Stock Exchange took over a 100% participation in company Ljubljana Stock Exchange Inc. The issued share capital of Ljubljana Stock Exchange on 31 December 2022 is EUR 1,401,000, and the Zagreb Stock Exchange participates with 100%. Ivana Gažić, President of the Management Board of the Zagreb Stock Exchange, is the President of the Supervisory Board of the Ljubljana Stock Exchange, and the members of the Supervisory Board as of 31 December 2022 are Tomislav Gračan, Member of the Management Board of the Zagreb Stock Exchange, and Matko Maravić, Member of the Supervisory Board of the Zagreb Stock Exchange.

SEE Link LLC., is a company seated in Skopje established by the Bulgarian, Macedonian and Zagreb Stock Exchanges in May 2014 with the aim of setting up the regional infrastructure for trading in securities listed in those three exchanges, holding equal equity participations. The issued share capital of SEE LINK is 80,000 EUR and Zagreb Stock Exchange participates with 33.33%. Manyu Moravenov, Executive Director of the Bulgarian Stock Exchange, is the President of the Supervisory Board of SEE Link. Ivana Gažić, President of the Management Board of the Zagreb Stock Exchange, and Ivan Steriev, President of the Management Board of the Macedonian Stock Exchange, are members of the Supervisory Board of SEE Link.

Funderbeam South-East Europe d.o.o. is a company that the Zagreb Stock Exchange founded in 2016 together with company Funderbeam Ventures OÜ. The issued share capital of the company is HRK 244,000, and the Exchage participates with 30%.

Macedonian Stock Exchange, Inc., a company seated in Skopje. The issued share capital of Macedonian Stock Exchange amounts to EUR 1,695,029.03, in which the Zagreb Stock Exchange, Inc. holds a total of 837 shares, i.e., 29.98% of the issued share capital. Ivana Gažić, president of the Management Board of Zagreb Stock Exchange, is a member of the Supervisory Board of the Macedonian Stock Exchange.

Adria Digital Exchange LLC., a company seated in Zagreb, founded in 2023 with the goal of detailed analysis and development of potential for trading and managing of virtual assets. The share capital of the company is EUR 5,000, in which the Zagreb Stock Exchange, Inc. participates with 24%. Tomislav Gračan, member of the Management Board od Zagreb Stock Exchange, fulfills the role of director at the company.

Central Depository & Clearing Company, Inc., seated in Zagreb. The issued share capital of the company amounts to EUR 12,545,620, in which the Zagreb Stock Exchange, Inc. holds a total of 1,259 shares, i.e., 1.27 % of the issued share capital.

EuroCPT B.V., a company seated in Amsterdam, founded in 2023 with the goal of supplying consolidated trading data in the European Union. The share capital of the company is EUR 99.53, in which the Zagreb Stock Exchange, Inc. participates with 0.05%.

1.10 Financial instruments

The Company is fully funded by its own capital. The financial instruments the Company invests in are investment funds (money market and bond funds) and bank deposits.

1.11 Business operation risks

Business operation risks are detailed in the notes to the financial statements (Note 23).

1.12 Zagreb Stock Exchange in 2022

In 2023, the orderbook turnover amounted to EUR 371 million, -5.3% less than in 2022, as a result of lower block turnovers, while the orderbook turnover recorded growth. From the total orderbook turnover in 2023, shares turnover amounted to EUR 267 million which is an increase of +17.5% (2022: EUR 227 million), bond turnover amounted an impressive EUR 39 million which is an increase of 135.7% (2022: EUR 16.5 million), ETF turnover increased by +58.4% and amounted to EUR 16 million (2022: EUR 10 million). The equity block turnover amounted to EUR 49 million which is a decrease by 72.8% compared to 2022 (2022: EUR 138.5 million). Debt block turnover was recorded for the first time since 2021, and amounted to EUR 11.7 million.

EUR 2019 2020 2021 2022 2023
Orderbook turnover 328,044,957 342,137,423 260,415,421 254,183,661 322,392,362
Stocks 289,219,560 305,298,798 230,867,972 227,453,541 267,231,559
Bonds 38,825,398 33,930,510 23,528,210 16,590,759 39,102,749
ETFs - 2,908,115 6,019,239 10,139,362 16,058,055
Total Block Turnover 69,360,634 73,145,212 76,661,552 138,556,558 49,394,997
Equity Block Turnover 69,360,634 73,145,212 69,979,636 138,556,558 37,617,572
Debt Block Turnover - - 6,681,917 - 11,777,425
Total Turnover 397,405,591 415,282,635 337,076,973 392,740,219 371,787,359

Table 13: ZSE securities turnover

Figure 13: ZSE turnover by type of security

The market value measured by market capitalization as of 31 December 2023 has increased by EUR 6.4 billion compared to the end of 2022. The equity market capitalization increased by EUR +4,9 billion or +27.2% in total, with the market capitalization of the Prime Market increasing by +29%, the Official Market by +16.6%, and the Regular Market by 35.1%. The market capitalization of bonds increased by +9.5%, while the market capitalization of ETFs increased by an impressive +215.4%.

2022 2023 change 2022 2023 change
Market Capitalization (EUR) Number of listed securities
Shares 18,020,297,839 22,921,642,696 27.20% 92 87 -5.43%
Prime Market 3,776,765,393 4,872,990,193 29.03% 6 6 0.00%
Official Market 6,480,465,545 7,560,463,836 16.67% 20 20 0.00%
Regular Market 7,763,066,900 10,488,188,667 35.10% 66 61 -7.58%
Bonds 16,329,871,735 17,879,846,903 9.49% 30 31 3.33%
ETFs 7,476,860 23,581,647 215.40% 2 4 100.00%
Money Market Instruments / / 12 7 -41.67%
TOTAL 34,357,646,434 40,825,071,246 18.82% 136 129 -5.15%

Table 5: Market Capitalization and number of listed securities

Compared to 31 December 2022, at the end of 2023, a total of five shares less were listed on the Regular Market, while the number of shares listed on the Prime and Official Markets remained unchanged.

Figure 14: Equity Market Capitalization and number of stocks listed

All equity indices recorded growth compared to 2022. The strongest increase was that of CROBEXindustrija (+56%), followed by CROBEXprime (+41.2%) and CROBEXplus (+31.5%). The regional index ADRIAprime increased by a significant +32.4%, the bond index CROBIStr increased by +1.8%, while CROBIS decreased by -0.8%.

Index 31.12.2022. 31.12.2023. change Turnover (EUR) 2022 Turnover (EUR) 2023 change
CROBEX 1.979,88 2.533,92 27.98% 190,434,945 216,827,639 13.9%
CROBEXtr 1.415,96 1.881,34 32.87% 190,434,945 216,827,639 13.9%
CROBEX10 1.156,15 1.548,60 33.94% 139,159,613 175,720,436 26.3%
CROBEX10tr 1.222,39 1.683,53 37.72% 139,159,613 175,720,436 26.3%
CROBEXprime 1.149,64 1.622,76 41.15% 92,174,406 103,070,128 11.8%
CROBEXplus 1.360,86 1.789,63 31.51% 185,536,320 215,185,939 16.0%
CROBEXindustrija 1.048,52 1.636,40 56.07% 30,733,192 33,757,427 9.8%
CROBEXkonstrukt 554,21 523,32 -5.57% 2,560,028 2,643,039 3.2%
CROBEXnutris 726,5 931,64 28.24% 34,621,239 51,221,059 47.9%
CROBEXtransport 1234,04 1.497,91 21.38% 26,163,421 18,074,300 -30.9%
CROBEXturist 3.526,57 4.114,36 16.67% 33,790,474 34,541,291 2.2%
CROBIS 96,63 95,87 -0.78% 705,831,223 543,408,644 -23.01%
CROBIStr 168,49 171,44 1.75% 705,831,223 543,408,644 -23.01%
ADRIAprime 1.302,88 1.724,76 32.38% \ \ \

Table 6: Indices - value and turnover

The most traded share in 2023 was that of Podravka d.d., followed by Span d.d., Valamar Riviera d.d., Zagrebačka banka d.d., and Hrvatski telekom d.d.# The first five most liquid shares make up of 36.5% of the total orderbook turnover of Zagreb Stock Exchange.

Rank Ticker Issuer Turnover (EUR) Turnover share
1 PODR PODRAVKA d.d. 44,022,681 11.8%
2 SPAN SPAN d.d. 30,790,402 8.3%
3 RIVP VALAMAR RIVIERA d.d. 23,840,299 6.4%
4 ZABA ZAGREBAČKA BANKA d.d. 18,590,621 5.0%
5 HT HT d.d. 18,427,050 5.0%
Ostali 236,116,306 63.5%
UKUPNO 371,787,359 100.00%

Table 7: Turnover of the 5 most liquid shares in 2023

At the end of 2023, the Exchange had 12 members, and the top five members of the Exchange with the highest turnover in 2023 are listed in the following table:

Rank Member Turnover(EUR) Turnover share
1 INTERKAPITAL VRIJEDNOSNI PAPIRI D.O.O. 201,420,582 27.0%
2 ZAGREBAČKA BANKA D.D. 94,707,129 12.7%
3 PRIVREDNA BANKA ZAGREB D.D. 79,888,777 10.7%
4 FIMA-VRIJEDNOSNICE D.O.O. 73,910,254 9.9%
5 ERSTE&STEIERMARKISCHE D.D. 65,531,080 8.8%
Ostali 230,226,817 30.9%
UKUPNO 745,684,638 100.00%

Table 8: Top 5 members of the Stock Exchange in 2023

The turnover of the first five members of the Exchange accounts for slightly more than 70% of the total turnover.

1.12.1 Support for members

The Zagreb Stock Exchange regularly provides support to member firms regarding the Exchange trading process. This includes both configuring and testing of the trading system itself, and the preparation of various support applications used for trading. In that respect, the Exchange actively communicates with member firms during the implementation of new trading system functionalities and other changes which might reflect on the members’ business. It focuses especially on own member-side applications, developed using the FIX (a Vienna Stock Exchange version – CEESEG FIX) protocol interface. In cooperation with the Vienna Stock Exchange, the Exchange provides support to member firms when developing their own applications and conducts initial certification of their software solutions. The Exchange also provides other forms of technical support and, for that purpose, it has made available a dedicated collaboration website (http://it.zse.hr) for users to submit their support requests directly to the Information and Technology Development Department.

1.12.2 Support for issuers

Zagreb Stock Exchange offers advisory and professional support to all issuers listed on the Regulated or Progress market, and works closely with issuers regarding their compliance with the provisions of the Capital Market Act, EU Directive 596/2014, the Rules of the Exchange and other regulations. The Exchange also monitors if issuers and their listed securities meet the conditions for listing on the Regulated Market, and if the issuers fulfill their obligations defined in the Rules of the Exchange. Every year, the Exchange organizes a joint education for the issuers on the Regulated Market in co-operation with the Croatian Financial Services Supervisory Agency and the Central Depository and Clearing Company. Participation in the education is free, and is highly recommended to all issuers since it covers trending topics on the capital market.

The Exchange licenses authorized advisors on the Progress Market and monitors the entire application process for trade listing on the Progress Market. It also handles trade supervision and ensures that issuers fulfill their obligations towards the Exchange after they have listed on the Progress Market. The Zagreb Stock Exchange strategy, among other things, includes continuous education of issuers in order to increase the level of transparency and corporate governance in all market segments, especially following the significant change to the Exchange Rules in December 2019, regarding the supervising of issuers in terms of fulfilling post-listing obligations. It is estimated that the changes to the Rules played a significant role in the raising the quality and timeliness of reporting on the Regulated market.

1.13 Internal controls and risk management system

Zagreb Stock Exchange internal controls system consists of procedures and processes for monitoring of business efficiency, financial reporting reliability and legal compliance. All employees, including the Management and Supervisory Board, are included in internal controls system enforcement. The Exchange enforces the internal controls system through two independent control functions: compliance with the relevant regulations function and internal audit function. These control functions process and monitor the work of all organizational units, company activities and support services in their internal documents. Risk management is a set of procedures and methods for determining, measuring, assessing, controlling and monitoring risks and also reporting on the risks to which the Exchange is or might be exposed in its operations. The Exchange has adopted the following procedures related to risk management:

  • Risk management policy,
  • Conflict of interest policy,
  • Information system risk management,
  • Self-assessment procedure for compliance with Art. 48. MIFID II,
  • The procedure for admission to membership and termination of membership, which contains the annual evaluation of the members of the Exchange,
  • Service agreements management procedure.
  • Crisis management procedure.

The internal auditor, Antares revizija d.o.o., compiles the following documents:

  • Strategic internal audit plan,
  • Annual internal audit plan.

In order to successfully manage risks that affect completion of Company’s objectives, the Company assesses risks by identifying and analyzing them. Considering the Company’s determined objectives and defined core processes, the Exchange has identified and determined risks that could influence the company’s business processes. List of risks doesn’t encompass all risks but only those on higher level. Other, more detailed risks (lower-level risks) are identified during the internal audit of business processes. The risks are grouped by those that influence the Exchange’s organizational units that perform specific business processes within the company and by other risks that are connected with the Exchange’s business in general. Considering the previously defined company’s core business processes and determined risks, the Exchange has adopted Risk assessment with regard to their impact on business processes. Risk assessment encompasses every process’s inherent risk and during the assessment, the very nature of those processes and best practice were taken into consideration. Based on the risk assessment results, main areas that will be covered by internal audit procedures and measures that will prevent the occurrence of risky events have been established. Risk monitoring is not separated and entrusted to Company’s independent organizational unit, but to one or more Company’s departments, depending on the type of risk. Therefore, every employee of the Exchange is included in Company’s risk management. Each organizational unit, depending on the identified risks and risk management system, is in charge of risk monitoring and cooperation with other organizational units, especially with the Management Board who makes decisions on individual risk management and its control. In addition, two mutually independent control functions are involved in Company’s risk management system: compliance with relevant regulations function (Compliance Department within the Sector of Legal and General Affairs) and internal audit performed by the independent company Antares revizija d.o.o.

2 Statement on the application of the Corporate Governance Code

Pursuant to provision of Article 272, paragraph, in conjunction with provision of Article 250a, paragraph 4 of the Companies Act (Official Gazette no. 111/93, 34/99, 52/00, 118/03, 107/07, 148/08, 137/09, 125/11, 152/11, 111/12, 68/13, 110/15, 40/19 and 34/22; hereinafter: CA) and provision of Article 22 of the Accounting Act (Official Gazette no. 78/15, 134/15, 120/16, 116/18, 42/20, 47/20; hereinafter: AA), the Management Board of company ZAGREB STOCK EXCHANGE Inc., Zagreb, Ivana Lučića 2a (hereinafter: the Company), on 29 April 2024, issued the following STATEMENT on the application of the Corporate Governance Code

  1. The Company implements the Corporate Governance Code prescribed by the Croatian Financial Services Supervisory Agency and the Zagreb Stock Exchange Inc. Zagreb. The Code is published in Zagreb Stock Exchange website, www.zse.hr.
  2. In financial year 2023, the Company essentially complied with and implemented recommendations established by the Code, publishing all information as envisaged by the positive regulations as well as information that are in the interest of Company’s shareholders. Detailed explanations regarding minor deviations from the recommendations of the Code are presented by the Company in the Annual Questionnaire that is provided.
  3. In accordance with Code requests, and pursuant to provisions of the Companies Act and Capital Market Act (Official Gazette no. 65/18, 17/20; hereinafter: CMA), the Supervisory Board conducts internal supervision of the Company by conducting regular controls of prepared reports. Members of the Supervisory Board receive on regular basis detailed information on management and work of the Company. All issues under the competence of the Supervisory Board, as prescribed by the CA, CMA and Articles of Association of the Company, are discussed and decided upon in the Supervisory Board meetings. Supervisory Board Report is part of the Company's Annual Report presented to the General Assembly. In addition, the Supervisory Board performs internal controls and supervision through Audit Board that provides expert support to the Supervisory Board and the Management Board in the efficient execution of obligations relating to corporate governance, risk management, financial reporting and control of the Company.The Management Board is bound to monitor that the Company keeps business books and other books and business documents, prepares book-keeping documents, provides realistic assessments of the assets and liabilities, drafts financial and other reports in accordance with accounting regulations and standards and applicable laws and regulations.

  4. Top ten shareholders on 31 December 2023:

Shareholder No. of shares Ownership %
FINA 231,553 9.9900%
RR ONE CAPITAL d.o.o. 231,553 9.9900%
PBZ CO OMF 231,400 9.9834%
INTERKAPITAL D.D. 199,750 8.6179%
BAKTUN, LLC 182,478 7.8727%
EBRD 120,000 5.1772%
INSPIRIO ZAIF d.d. 114,000 4.9184%
OTP BANKA d.d. 105,900 4.5689%
HPB d.d. 92,300 3.9821%
ERSTE & STEIRMARKISCHE BANK d.d. 76,400 3.2962%
Others 732,246 31.6032%
Total 2,317,580 100.0000%

Pursuant to the Articles of Association of the Company, shareholder's voting rights are not limited to a certain percentage or number of votes, and there are no time limitations for acquisition of voting rights. Each ordinary share provides a right to one vote in the General Assembly. Rights and obligations of the Company deriving from the acquisition of own shares are met in accordance with the provision of the CA. On December 31, 2023, the Company owns a total of 8,396 of own shares, which make up for 0.3611% of the Company’s total issued share capital.

  1. Management Board of the Company consists of two members. Mrs Ivana Gažić performs duties of the President of the Management Board, and Mr Tomislav Gračan performs duties of the member of the Management Board. The Management Board runs Company business operations in line with the Articles of Association and legal regulations. The Management Board is appointed and dismissed by the Supervisory Board that on 31 December 2023 consists of the following members:
    • Matko Maravić, president
    • Tomislav Jakšić, deputy president
    • Dražen Čović
    • Bente Avnung Landsnes
    • Silvije Orsag
    • Ivan Sardelić

Activities of the Supervisory Board in 2023 included:
* Adoption of the consolidated and unconsolidated quarterly, biannual and annual financial reports of the Company,
* Approving of amendments to the Company's Rules of procedure and other strategic documents,
* Receiving information from the Management Board of the Company and the Group's subsidiaries
* Electing the vice-president of the Supervisory Board, members of the Audit, Strategy and Remuneration Committees,
* Deciding on the date, agenda and proposals of resolutions of the Company's General Assembly,
* Approving the annual Code of Corporate Governance Questionnaire
* Adopting the yearly Internal Audit Plan,
* Deciding on suitability of the members of the Management Board
* Approving the Company's Business Plan and Buget
* Determining of the full text of the Company's Articles of Association

During 2023, the Supervisory Board held a total of six meetings, attended by members:
* Matko Maravić, president (100%)
* Tomislav Jakšić, vice president (100%)
* Dražen Čović (50%)
* Bente Avnung Landsnes (100%)
* Silvije Orsag (100%)
* Ivan Sardelić (100%)

The composition of the the Management and Supervisory Boards in 2023 includes members of different genders, age, profiles and experience in order to ensure diverse perspectives in decision-making. The Company intends to bring to attention the need to increase the number of women in the Supervisory Board in the future.

  1. There are several boards / committees of the Supervisory Board in the Company which provides expert support to the Supervisory Board and the Management board. The members of these boards / committees are appointed and recalled by the Supervisory Board.

The Supervisory Board has established the Audit Committee composed of three members, namely: Matko Maravić, Ivan Sardelić, Silvije Orsag.

Activities of the Audit Committee in 2023 included:
* Detailed analysis of the Company's consolidated and unconsolidated quarterly, biannual and annual financial reports,
* Supervision of the Company's expenses,
* Supervision of the audit of the annual financial reports for 2022,
* Issuing recommendations to the Supervisory Board in regards to the choice of the Company's auditor,
* Issuing an opinion in regards to the Strategic and yearly Internal Audit plan.

During 2023, the Audit Committee held a total of five meetings, attended fully by all members.

The Supervisory Board has established Remuneration Committee composed of two members, namely: Matko Maravić, Tomislav Jakšić.

Activities of the Remuneration Committee in 2023 included:
* Supporting the Supervisory Board in the procedure of proposing a reward policy for the members of the Management Board,
* Proposing objective criterion to accurately assess business success which forms a base for the reward policy for the members of the Management Board,
* Issuing a proposal to the Supervisory Board regarding the reward amounts for the Management Board following the adoption of the annual financial reports,
* Issuing an opinion to the Supervisory Board regarding the Management Board’s proposal for reward payment to the Company’s employees.

During 2023, the Remuneration Committee held one meeting, attended fully by all members.

The Supervisory Board has established Strategy Committee composed of six members, namely: Dražen Čović, Matko Maravić, Bente Avnung Landsnes Silvije Orsag.

Activities of the Strategy Committee in 2023 included:
* Supporting the Management Board in development, implementation and realization of strategic goals and the Company’s strategy in general,
* Assessment, consideration and revision of the Company’s key strategic determinants,
* Construction of the proposals of the Supervisory Board for adoption of the Company’s strategic goals
* Supervision of the implementation and/or realization of the set strategic goals of the Company and regular reporting to the Management and Supervisory Boards.

During 2023, the Strategy Committee held one meeting, attended by members: Bente Avnung Landsnes and Matko Maravić.

The Supervisory Board has established Nomination Committee composed of three members, namely: Matko Maravić, Tomislav Jakšić, Silvije Orsag.

Activities of the Nomination Committee in 2023 included:
* carrying out the procedure of initial, regular and extraordinary assessment of the suitability of candidates for members of the Exchange's Management Board and Supervisory Board, and collective assessment of the Exchange's Management Board and Supervisory Board;
* identification and recommendation of candidates for filling positions in the Company's Management Board and Supervisory Board,
* assessment of the balance of knowledge, skills, diversity and experience of the members of the Management Board and Supervisory Board of the Company;
* the decision on the goal for the representation of the underrepresented gender in the Management Board and the Supervisory Board of the Exchange and the preparation of a policy on how to increase the number of representatives of the underrepresented gender in the Management Board and the Supervisory Board of the Company;
* regular evaluation of the structure, size, composition and performance of the Company's Management Board and Supervisory Board;
* regular evaluation of the knowledge, skills and experience of individual members of the Management Board and the Supervisory Board as a whole and reporting to the Management Board and the Supervisory Board of the Company.

During 2023, the Nomination Committee held a total of three meetings, attended by members:
* Matko Maravić (100%)
* Tomislav Jakšić (100%)
* Silvije Orsag (67%).

  1. Report of the Supervisory Board on the supervision of the management of the Company's affairs in 2023

In 2023, the Supervisory Board of the Zagreb Stock Exchange (hereinafter: the Stock Exchange and/or the Company) held a total of six (6) sessions on the following dates: February 22, April 26, July 25, September 12, 24 October, December 4 and December 8, 2023. At the meetings of the Supervisory Board, the entire business of the company was considered, which includes current and preventive supervision. Members of the Company's Management Board also participated in the sessions of the Supervisory Board, presenting individual business areas and providing the necessary clarifications to the Supervisory Board. In this regard, the Supervisory Board assesses its cooperation with the Management Board as very successful. During the supervision, the Supervisory Board paid particular attention to the examination of the legality of the business, both in the part of acting in accordance with the valid legal framework, and in relation to acting in accordance with the provisions of the Company's Articles of association.

The Supervisory Board adopted all reports of the Management Board submitted during 2023, and concludes that the achieved results are within the expectations and in accordance with the current economic environment. The Supervisory Board points out that according to the best knowledge and based on the data provided, the business data presented correspond to the situation shown in the business books of the Stock Exchange, as well as that they represent an objective, complete and true presentation of the Company's assets and liabilities. The Supervisory Board fully and unreservedly accepts the conclusion of the Management Board that the preparation of financial statements based on the principle of going concern is appropriate.

Pursuant to provisions of Article 250a, paragraph 4 and Article 272, paragraph of the CA, and Article 22 of the AA, this Statement is a special section and integral part of the Company's Annual Report for 2023.# Responsibilities of the Management Board for the Annual report

The Management Board of the Company is required to prepare financial statements for each financial year, which give a true and fair view of the financial position of the Company and of the results of its operations and cash flows, in accordance with International Financial Reporting Standards as adopted by the European Union. The Management Board is responsible for implementing and maintaining proper accounting records relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. The Management Board has general responsibility for taking such steps as are reasonably available to it to safeguard the assets of the Company and to prevent and detect fraud and other irregularities. The Management Board is responsible for selecting suitable accounting policies to conform to applicable accounting standards and then applying them consistently; making judgments and estimates that are reasonable and prudent; and preparing the financial statements on a going concern basis unless it is inappropriate to presume that the Company will continue in business. The Management Board is also responsible for the preparation and content of the Management report and the statement of implementation of the Corporate Governance Code, as required by the Croatian Accounting Act (Official Gazette 78/15, 134/15, 120/16, 116/18, 42/20, 47/20), and the rest of other information (together “other information”). The Management Board is responsible for the submission of the Annual report to the Supervisory Board which includes the financial statements and other information for acceptance, following which the Supervisory Board is required to consider, and if appropriate approve the annual financial statements for submission to the General Assembly for adoption. The financial statements and other information are approved by the Management Board on April 29, 2024 and are signed and verified for submission to the Supervisory Board.

Signed on behalf of the Zagreb Stock Exchange, Inc.:

Zagreb Stock Exchange Inc., Zagreb

Unconsolidated financial statements for the year ended 31 December 2023

Unconsolidated statement of comprehensive income

Note 2023 2022
EUR EUR EUR
Profit and loss account
Sales revenue 4 1,299,319
Other operating income 5 718,425
Staff costs 6 (1,002,235)
Depreciation and amortization 10,11, 12 (207,741)
Other operating costs 7 (841,487)
Profit (loss) from operations (33,719)
Financial income 8 155,601
Financial expenses 8 (10,260)
Net gains/(losses) from fair value from financial assets through profit and loss 8 26,533
Net foreign exchange gain/(loss) 8 (122)
Net financial income (expenses) 171,752
Profit before tax 138,033
Income tax expense 9 (1,830)
Profit for the year 136,203
Other comprehensive income, net of income taxes
Items that cannot be reclassified to income statement
Changes in the fair value of equity investments at fair value through other comprehensive income 14, 15 112,040
Other comprehensive income, net of tax 9 (20,168)
Total comprehensive income for the year 228,075
Basic and diluted earnings per share (HRK) 21 0.06

The accounting policies and other notes form an integral part of these separate financial statements.

Zagreb Stock Exchange Inc., Zagreb

Unconsolidated financial statements for the year ended 31 December 2023

Unconsolidated statement of financial position

Note 31.12.2023 31.12.2022 (corrected) 1.1.2022 (corrected)
EUR EUR EUR EUR
Assets
Non-current assets
Equipment 10 166,323 210,393
Intangible asset 11 197,756 219,864
Right-of-use assets 12 232,515 332,519
Investment in subsidiary 13 2,538,382 2,538,382
Investment in associate and joint venture 14 1,262,599 1,261,399
Financial assets at fair value through other comprehensive income 15 145,916 26,163
Long term deposits 19 33,166 33,166
Loans given to related parties 18 27,381 28,881
Deferred tax assets 9 - 15,458
Total non-current assets 4,604,038 4,666,225
Current assets
Trade receivables and other assets 16 334,437 269,984
Contract assets 5a - 13,119
Financial assets at fair value through profit or loss 15b 736,505 1,191,398
Short-term deposits 19 1,126,162 8,136
Inventories - -
Cash and cash equivalents 17 114,249 667,895
Prepaid expenses 13,629 13,619
Total current assets 2,324,982 2,164,151
Total assets 6,929,020 6,830,376

The accounting policies and other notes form an integral part of these separate financial statements.

Zagreb Stock Exchange Inc., Zagreb

Unconsolidated financial statements for the year ended 31 December 2023

Unconsolidated statement of financial position (continued)

Note 31.12.2023 31.12.2022 (corrected) 1.1.2022 (corrected)
EUR EUR EUR EUR
Equity, reserves and liabilities
Equity and reserves
Issued share capital 20 3,076,315 3,076,316
Share premium 1,840,833 1,839,562
Legal reserves 18,714 18,714
Own shares 20 (30,483) (18,409)
Other reserves 20 815,878 815,878
Reserve - fair value financial assets 162,041 70,169
Accumulated profit (loss) 144,650 16,893
Total equity and reserves 6,027,948 5,819,123
Long term liabilities
Lease liabilities 12 134,348 230,548
Deferred tax liability 9 6,540 -
Total long-term liabilities 140,888 230,548
Current liabilities
Trade and other payables 22 198,630 200,390
Lease liabilities 12 96,200 93,057
Contractual liabilities 5 465,354 487,258
Total current liabilities 760,184 780,705
Total equity, reserves and liabilities 6,929,020 6,830,376

The accounting policies and other notes form an integral part of these separate financial statements.

Zagreb Stock Exchange Inc., Zagreb

Unconsolidated financial statements for the year ended 31 December 2023

Unconsolidated statement of changes in equity and reserves

Issued capital Share premium Legal reserves Own shares Other reserves Reserve – fair value Accumulated profit (loss) Total
EUR EUR EUR EUR EUR EUR EUR EUR EUR
As at 1 January 2022 6,164,128 1,843,000 18,749 - - - (2,264,579) 5,761,298
Current year profit - - - - - - 16,900 16,900
Other comprehensive income (Note 14) - - - - - 70,196 - 70,196
Total other comprehensive income - - - - - 70,196 16,900 87,096
Other equity movements
- decrease of issued capital (Note 20 a) (3,077,506) - - - 3,077,506 - - -
- covering the transferred loss from other reserves (Note 20 b) - - - - (2,261,230) - 2,261,230 -
- acquisition of own shares (Note 20 c) - - - (18,416) (82) - - (18,498)
- change of the functional currency (Note 28) (10,306) (3,438) (35) 7 (316) (27) 3,342 (10,773)
Total other equity movements (3,087,812) (3,438) (35) (18,409) 815,878 (27) 2,264,572 (29,271)
As at 31 December 2022 3,076,316 1,839,562 18,714 (18,409) 815,878 70,169 16,893 5,819,123
Current year profit - - - - - - 136,203 136,203
Other comprehensive income (Note 15) - - - - - 91,872 - 91,872
Total other comprehensive income - - - - - 91,872 136,203 228,075
Other equity movements
- share based payments (Note 20c) - 1,271 - 5,182 - - (8,446) (1,993)
- acquisition of own shares (Note 20 c) - - - (17,256) - - - (17,256)
- decrease of issued capital (Note 20a) (1) - - - - - - (1)
Total other equity movements (1) 1,271 - (12,074) - - (8,446) (19,250)
As at 31 December 2023 3,076,315 1,840,833 18,714 (30,483) 815,878 162,041 144,650 6,027,948

The accounting policies and other notes form an integral part of these separate financial statements.

Zagreb Stock Exchange Inc., Zagreb

Unconsolidated financial statements for the year ended 31 December 2023

Unconsolidated statement of cash flow

Note 2023 2022
EUR EUR EUR
Cash flow from operating activities
Profit before tax 138,033
Depreciation and amortization 10,11,12 207,741
Unrealized (profit)/loss from financial assets at fair value through profit and loss 8 (14,433)
Loss / (profit) from sale of financial assets at fair value through profit and loss 8 (12,100)
Dividends income 8 (138,622)
Interest income 8 (16,834)
Interest expense 8,12 10,260
Net foreign exchange loss/(profit) -
Other adjustments -
Cash flow before changes in operating assets and liabilities 174,045
Changes in operating assets and liabilities
Decrease/(increase) in trade receivables (50,785)
(Increase)/decrease in prepaid expenses (10)
Inventory reduction -
(Decrease) / increase in liabilities to suppliers and other liabilities (2,518)
Increase in contractual obligations and accrued expenses (21,904)
Change in operating assets and liabilities (75,217)
Interest paid (9,502)
Income tax 9 -
Net cash inflow/(outflow) from operating activities 89,326

The accounting policies and other notes form an integral part of these separate financial statements.# Zagreb Stock Exchange Inc., Zagreb Unconsolidated financial statements for the year ended 31 December 2023

Unconsolidated statement of cash flow (continued)

2023 2022
EUR EUR EUR
Cash flow from investing activities
Cash outflow for purchase of tangible non-current assets (21,502) (114,172)
Cash outflow for purchase of intangible non-current assets (20,057) (117,710)
Cash outflow for purchase of financial assets at fair value through profit and loss - (100,152)
Cash outflow for purchase of financial assets at fair value through other comprehensive income (7,713) -
Cash outflow for investments in associated companies (1,200) (958,195)
Cash outflow for bank deposits (1,101,741) (8,139)
Cash inflow from refund of deposits - 598,340
Cash inflow form sale of financial assets at fair value through profit and loss 481,426 735,476
Cash outflow for acquisition of own shares (17,256) (18,416)
Cash outflow for dividends paid (1,994) -
Cash inflow from refund of borrowings 1,500 -
Dividends received 138,622 55,819
Interest received - 872
Net cash (outflow)/inflow from investing activities (549,915) 73,723
Cash flow from financing activities
Repayment of lease liabilities (93,057) (97,982)
Net expenditures on financing activities (93,057) (97,982)
Net (decrease)/increase in cash and cash equivalents (553,646) 223,573
Cash and cash equivalents at the beginning of the year 667,895 446,181
Effects of exchange rate changes on cash and cash equivalents - (1,859)
Cash and cash equivalents at the end of the year 114,249 667,895

The accounting policies and other notes form an integral part of these separate financial statements.

Notes to the financial statements

1 Reporting entity

Zagrebačka burza d.d. (“Zagreb Stock Exchange” or “the Company”) is domiciled in Republic of Croatia and registered at the Commercial Court in Zagreb on 5 July 1991. The address of the Company’s registered office is Eurotower, 22nd floor, Ivana Lučića 2a/22, Zagreb, Croatia. During 2023, there were no changes in the name of the Company or any other way of designating the reporting entity. The business activities of the Company include: management of the regulated market; collection, processing and publishing of trading data; management of Multilateral Trading Facility; development, maintenance and disposition of computer software used for management of the regulated market and collection, processing and publishing of the data on securities trading; organizing and providing professional trainings for participants of capital markets. At the year end the Company was owned by 195 shareholders (31 December 2022: 184 shareholders). The Company does not have an ultimate parent company. As of 31 December 2023, and 31 December 2022 the Zagreb Stock Exchange is the owner of Ljubljanska borza d.d. (“Ljubljana Stock Exchange”) and has an investment in a joint venture SEE Link Ltd Skopje, Republic of North Macedonia and investments in the associate companies Makedonska Berza a.d., Skopje, Republic of North Macedonia, Funderbeam South-East Europe Ltd, Zagreb, Croatia and Adria Digital Exchange Ltd, Zagreb, Hrvatska. The activities of the Company are regulated by Croatian Agency for Supervision of Financial Services – Hrvatska agencija za nadzor financijskih usluga (“HANFA”). These financial statements comprise of separate financial statements of the Company as defined by International Accounting Standards 27 Separate Financial Statements. Zagrebačka burza Group prepares consolidated financial statements, which are published as a separate document.

2 Basis for preparation

a) Statement of compliance

These financial statements have been prepared in accordance with International Financial Reporting Standards as adopted by the European Union („IFRS“). These financial statements were authorized for issue by the Management Board on 29. April 2024 for submitting for approval by the Supervisory Board.

b) Adoption of new or amended standards and interpretations of International Financial Reporting Standards

The following amendments to the existing standards, in effect as of 1 January 2023, are adopted by the EU, but had no significant effect on the Company:

  • IFRS 17 "Insurance Contracts" (issued on 18 May 2017 and effective for annual periods beginning on or after 1 January 2023).
  • Amendments to IFRS 17 and Amendments to IFRS 4 (issued on 25 June 2020 and effective for annual periods beginning on or after 1 January 2023).
  • Amendments to IAS 1 and 2. IFRS Practice Statements (IFRS Practice Statement 2): Disclosure of accounting policies (published on February 12, 2021 and effective for annual periods beginning on or after January 1, 2023).
  • Amendments to IAS 8: Definition of Accounting Estimates (issued on 12 February 2021 and effective for annual periods beginning on or after 1 January 2023).
  • Deferred tax related to assets and liabilities arising from a single transaction – Amendments to IAS 12 (issued on 7 May 2021 and effective for annual periods beginning on or after 1 January 2023).
  • Transitional option for insurers applying IFRS 17 – Amendments to IFRS 17 (issued on 9 December 2021 and effective for annual periods beginning on or after 1 January 2023)

c) New accounting standards and interpretations

Several new standards and interpretations have been published that are mandatory for annual periods beginning on or after January 1, 2024, that have been adopted by the EU and that the Company has not previously adopted.

  • Amendments to IFRS 16 Leases: Lease liability in a sale-leaseback transaction (issued on 22 September 2022 and effective for annual periods beginning on or after 1 January 2024).
  • Classification of liabilities as short-term or long-term - Amendments to IAS 1 (originally issued on 23 January 2020 and subsequently amended on 15 July 2020 and 31 October 2022, effective for annual periods beginning on or after 1 January 2024).

Unless otherwise stated above, the new standards and interpretations are not expected to significantly affect the Company's financial statements.

Several new standards and interpretations have been published that are mandatory for annual periods beginning on or after January 1, 2024, or later, which have not been adopted by the EU and which the Company has not previously adopted.

  • IFRS 14, Deferred Recognition of Revenue and Expenses in the Regulated Price System (issued on January 30, 2014 and effective for annual periods beginning on or after January 1, 2016).
  • Sale or entry of assets between an investor and its associate or joint venture – Amendments to IFRS 10 and IAS 28 (issued on 11 September 2014 and effective for annual periods beginning on or after a date to be determined by the IASB ).
  • Amendments to IAS 21 Effects of changes in foreign exchange rates Lack of exchangeability (issued on August 15, 2023)
  • Amendments to IAS 7 Cash flow statement and IFRS 7 Financial Instruments: Disclosures - Financial arrangements of suppliers (originally published on 25 May 2023, effective for annual periods beginning on or after 1 January 2024).

Unless otherwise stated above, the new standards and interpretations are not expected to significantly affect the Company's financial statements.

d) Basics of measurement

The financial statements have been prepared on the historical cost basis, except for financial assets at fair value through profit or loss and financial assets at fair value through other comprehensive income.

e) Functional and presentation currency

On January 1, 2023, the official monetary currency and official means of payment in the Republic of Croatia became the euro ("EUR") instead of the Croatian kuna ("HRK"). The introduction of the euro as the official currency in the Republic of Croatia represents a change in the functional currency. On January 1, 2023, all items of assets, liabilities and capital were converted from HRK to EUR using a fixed conversion rate determined by the Croatian government, which was HRK 7.53450 for EUR 1. The change in the functional currency is applied prospectively from the specified date.

2 Basis for preparation (continued)

e) Functional and presentation currency (continued)

In these financial statements, the presentation currency has also been changed, and comparative periods are presented in euros. Since the financial statements of the previous period were presented in Croatian kuna, the change in the presentation currency of the comparative period in this year's financial statements represents a change in the Company's accounting policy. With regard to the change in accounting policy, the Company presents three reports on the financial position in this year's financial statements: as of January 1, 2022, December 31, 2022, and December 31, 2023. The conversion rate from January 1, 2023, which is HRK 7.53450 for 1 euro, was applied to the balances in the statement of financial position as of December 31, 2022. The conversion rate for the amounts in the statement of financial position as of January 1, 2022 is HRK 7.520447 for 1 euro and represents the average exchange rate published by the Croatian National Bank on that date. The average annual exchange rate for the year 2022 published by the Croatian National Bank was HRK 7.531585 for 1 euro and was used to convert the items of the statement of comprehensive income, changes in capital and cash flows for the year 2022.# Exchange rate differences that arose before January 1, 2023, and refer to the change in the presentation currency, are reclassified within equity from other comprehensive income to retained earnings. All financial data are presented in EUR unless otherwise stated.

f) Use of estimates and judgments

The preparation of financial statements in conformity with IFRS requires management to make judgments, estimates and assumptions that affect the application of policies and the reported amounts of assets and liabilities, income and expenses. Estimates and related assumptions are based on historical experience and various factors that are believed to be reasonable under the circumstances and the information available at the date of preparation of the financial statements. Their result represents the basis for determination of book value of assets and liabilities which is not easily identifiable from other sources. Actual results may differ from these estimates. Estimates and assumptions are reviewed on a regular basis. Changes in accounting estimates are recognized in the period in which the estimate is changed and in future periods, if the change affects them as well. Information on significant sources of uncertainty and key judgments in applying accounting policies that have a significant effect on the amounts reported in the financial statements are described in Note 26.

g) Foreign currency conversion

Transactions in foreign currencies are converted into the functional currency at the exchange rate valid on the day of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated to functional currency at the rate of exchange at the date of reporting. Foreign exchange gains or losses on monetary items represent the difference between the amortized cost in the functional currency at the beginning of the year, adjusted for effective interest and year-round payments, and the amortized cost in the foreign currency at the rate of exchange at the date of reporting. Non-monetary assets and liabilities measured at fair value in foreign currency are translated to functional currency at the rate of exchange at the date on which their fair value was determined. Non-monetary items that are measured based on historical cost in foreign currency are translated at the rate of exchange at the date of the transaction.

48
Zagreb Stock Exchange Inc., Zagreb
Unconsolidated financial statements for the year ended 31 December 2023
Notes to the financial statements (continued)

2 Basis for preparation (continued)

g) Foreign currency conversion (continued)

Foreign exchange differences arising from translation of foreign currency into functional currency are recognized in the income statement. Alongside euro, the most significant currency of Company’s assets and liabilities is Macedonian dinar (MKD). The exchange rate used for conversion on 31 December 2023 was 1 EUR = MKD 0.016261 (31 December 2022: 1 EUR = MKD 0.16262).

3 Significant information on accounting policies

a) Equipment and intangible assets

Equipment mainly includes computers and office equipment, furniture and telephone equipment. Intangible assets include licenses for computer programs capitalized on the basis of costs incurred in acquiring and putting into use of a particular program.

Recognition and measurement

Equipment and intangible assets are stated at historical cost reduced by accumulated depreciation and impairment losses. Historical cost includes costs that are directly attributable to the acquisition of the asset.

Subsequent costs

Subsequent costs are recognized in the carrying amount of the asset or as a separate item only, if it is probable that future economic benefits associated with the item will flow to the Company and the cost of the item can be measured reliably. All other repairs and maintenance are an expense in the period in which they are incurred.

Amortization / Depreciation

Amortization / depreciation is recognized in the income statement on a straight-line basis over the estimated useful lives of certain items of property and equipment. Assets under construction are not depreciated. The estimated useful lives are shown below and have not changed from the previous year:

  • Computers and office equipment 4-7 years
  • Office furniture and equipment 5-7 years
  • Computer programs 2-5 years
  • Investments in other people's property rental period

Depreciation methods and useful lives are reviewed, and modified if appropriate, at each reporting date. The carrying amount of an asset is reduced to its recoverable amount if the asset's carrying amount is greater than its estimated recoverable amount. Gains and losses on disposals are determined by comparing proceeds with carrying amount and are included in the income statement.

49
Zagreb Stock Exchange Inc., Zagreb
Unconsolidated financial statements for the year ended 31 December 2023
Notes to the financial statements (continued)

3 Significant information on accounting policies (continued)

b) Financial instruments

Classification

In its portfolio, the Company holds financial assets classified as assets at amortized cost, assets at fair value through other comprehensive income (FVOCI) and assets at fair value through profit or loss (FVTPL).

Financial assets at amortized cost

This category includes loans to related parties, trade receivables, cash and cash equivalents and placements with banks.

Financial assets at fair value through other comprehensive income

A debt instrument is measured at fair value through other comprehensive income if it meets both of the following conditions and if it is not measured at fair value through profit or loss (FVTPL):

  • the purpose of the business model is to hold assets to collect contractual cash flows and sell financial assets; and
  • contractual terms of financial assets assume cash flows that are solely repayments of principal and interest (SPPI), on certain dates.

Upon initial recognition of investments in equity instruments that are not held for trading, the Company may irrevocably choose to disclose subsequent changes in fair value through other comprehensive income. This choice is made on the basis of individual investment.

Financial assets at fair value through profit or loss

All other financial assets are classified as financial assets at fair value through profit or loss. In addition, on initial recognition, the Company may irrevocably measure financial assets at fair value through profit or loss, although it meets the requirements for measurement at amortized cost or at fair value through other comprehensive income, if this eliminates or significantly reduces accounting mismatches that would otherwise occur.

Financial liabilities

The Company measures all financial liabilities at amortized cost, which includes other liabilities.

Reclassification

Financial assets are not reclassified after initial recognition, except in the period after the change in the financial asset management business model.

Business model evaluation

Shares in the investment funds are measured at fair value are measured at fair value through profit or loss because they are not held for the purpose of collecting contracted cash flows or for collecting contractual cash flows and for sale.

50
Zagreb Stock Exchange Inc., Zagreb
Unconsolidated financial statements for the year ended 31 December 2023
Notes to the financial statements (continued)

3 Significant information on accounting policies (continued)

b) Financial Instruments (continued)

Recognition and derecognition

Financial assets and financial liabilities at fair value through profit or loss are recognized on the trade date, i.e., the date on which the Company commits to purchase or sell the asset. Loans and receivables and other financial liabilities measured at amortized cost are recognized when the financial asset is transferred to the borrower, or the liability is received from the lender.

The Company derecognizes a financial asset (in whole or in part) when the rights to receive cash flows from the financial asset expire or when it loses control over the contractual rights to the financial asset. This occurs when the Company substantially transfers all risks and rewards of ownership to another entity or when rights are exercised, transferred or expired.

The Company ceases to recognize financial liabilities only when they cease to exist, i.e., when they are fulfilled, canceled, expired or significantly changed (10% change test). If the terms of the financial liability change, the Company will derecognize that liability and begin recognizing the new financial liability with the new terms.

Cumulative gain or loss recognized in comprehensive income from equity securities under the FVOCI option is not recognized in the income statement upon derecognition of such securities. All interest on transferred financial assets that meet the conditions for derecognition are recognized by the Company as a separate asset or liability. Investments in shares listed and described in Note 15 a) are valued under the FVOCI option. In accordance with IFRS 9, the Company decided to value these investments in shares under the FVOCI option as it does not hold these shares for trading. The fair values of these investments are disclosed in Note 15 a).

Initial and subsequent measurement

Financial assets and liabilities are initially recognized at fair value plus, in the case of financial assets and financial liabilities not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial asset or financial liability. Transaction costs for financial assets at fair value through profit or loss are recognized immediately as profit or loss, while for other financial instruments they are amortized. All financial assets at fair value through profit or loss are subsequently stated at fair value.# Zagreb Stock Exchange Inc., Zagreb Unconsolidated financial statements for the year ended 31 December 2023

Notes to the financial statements (continued)

3 Significant information on accounting policies (continued)

b) Financial instruments (continued)

Loans and receivables are stated at amortized cost reduced by impairment losses and other financial liabilities at amortized cost. Amortized cost is calculated using the effective interest rate method. Premiums and discounts, including initial transaction costs, are included in the carrying amount of the related instrument and amortized based on the effective interest rate of the instrument.

Principles of measuring fair value

The fair value of financial assets at fair value through profit or loss is the quoted market price in an active market at the reporting date, net of selling expenses. The Company reviews each financial instrument separately to determine whether the financial instrument is quoted in an active market.

Fair value levels

The Company uses following levels to determine the fair value of financial instruments:

  • Level 1: quoted (unadjusted) prices in active markets,
  • Level 2: other techniques in which all parameters that have a significant effect on fair value are visible, either directly or indirectly,
  • Level 3: techniques that use data that have a significant impact on determining fair value and that are not based on visible market data.

Impairment of financial assets

Financial instruments

For credit exposures for which there has been no significant increase in credit risk since initial recognition, expected credit losses are recognized for credit losses arising from the probability of default in the next 12 months. For those credit exposures where there has been a significant increase in credit risk since initial recognition, an adjustment is required for expected credit losses over a lifetime, regardless of the time of borrowing.

For trade receivables and contractual assets, the Company applies a simplified approach to the calculation of expected credit losses and therefore does not monitor changes in credit risk but recognizes impairment based on lifelong expected credit loss at the end of each reporting period.

The Company writes off financial assets when there are indications that the debtor is in serious financial difficulty, that there is no realistic prospect of recovery or that the debtor is likely to go bankrupt or otherwise undergo financial reorganization or restructuring. Depreciated financial assets may still be subject to collection activities of the Company.

Expected credit losses on trade receivables are estimated on the basis of the arrears matrix, taking into account the historical experience of the occurrence of the default status of the debtor and the analysis of the current financial position of the debtor. In estimating expected credit losses, the Company considers reasonable information that is relevant and available. This includes quantitative and qualitative information and analysis, based on the Company's historical experience and informed creditworthiness assessment, including information relating to the future.

The Company considers that financial assets are not recoverable if it is unlikely that the debtor will pay its obligations to the Company in full without the Company having to initiate actions such as activating collateral (if any). The maximum period that is taken into account when estimating the expected credit loss is the maximum contracted period during which the Company is exposed to credit risk.

The Company recognizes a gain or loss in the income statement for all financial instruments with an appropriate adjustment to the carrying amount through the provision for expected credit losses.

Measuring expected credit losses

Expected credit losses are estimates of the weighted probabilities of credit losses. Credit losses are measured as the present value of all cash losses (the difference between the cash flows to which the Company is entitled under the contract and the cash flows that the Company expects to actually receive). Expected credit losses are discounted at the effective interest rate of the financial assets in question. There were no changes in valuation techniques or significant assumptions during the current reporting period.

Trade receivables, other assets, short-term deposits with banks and loans granted to associates

Trade receivables, other assets, short-term deposits with banks and loans to associates are initially recognized at fair value plus transaction costs, and subsequently at amortized cost reduced by any impairment losses.

3 Significant accounting policies (continued)

b) Financial instruments (continued)

Investments in funds

Investments in open-end and closed-end investment funds are classified as financial assets at fair value through profit or loss and are measured at fair value.

Trade and other payables

Trade and other payables are initially recognized at fair value and subsequently measured at amortized cost.

c) Impairment of non-financial assets

The net carrying amount of the Company's assets is reviewed at each reporting date to determine whether there is any indication of impairment. If such indications are identified, the recoverable amount of the asset is estimated. The recoverable amount is estimated at each reporting date for intangible assets that are not yet in use. Depreciable assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount may not be recoverable. An impairment loss is recognized whenever the carrying amount of an asset or its cash-generating unit exceeds its recoverable amount. An impairment loss is recognized in the income statement.

Non-financial assets that have suffered impairment are reviewed for possible reversal of the impairment loss at each reporting date. An impairment loss is reversed if there has been a change in the estimate used to determine the recoverable amount, but not exceeding the carrying amount of the asset that does not exceed the carrying amount that would have been determined, net of depreciation, had there been no impairment.

d) Leases

The Company is a lessor

Assets given under business leases are depreciated over an expected life same as other similar assets. Leases in which the Company is a lessor are classified as financial or operating leases. The lease is classified as a financial lease if it transmits almost all the risks and benefits associated with ownership of the respective property to the lessee. All other leases are classified as operating leases.

When the Company is an intermediate lessor, it calculates the main lease and sub-lease as two separate contracts. The sub-lease is classified as a financial or operating lease by reference to the right-of-use property resulting from the main lease.

Assets given under operating lease are depreciated over their expected useful life in the same way as other similar assets. Income from rents based on operating leases is recognized in a straight line during the period of the lease in question. The initial direct costs incurred at the stage of negotiating and arranging the terms of the operating lease shall be attributed to the book amount of the subject matter of the lease and recognized in a straight line during the rental period.

3 Significant information on accounting policies (continued)

d) Leases (continued)

Receivables based on financial leases are recorded as receivables in the Company's net investment in leases. Financial lease income is allocated to accounting periods to reflect a constant periodic rate of return on the open balance of the Company’s net investment based on leases.

When the contract covers components relating to leases and non-rental components, the Company applies IFRS 15 to distribute the fee in accordance with the contract for each component. The Company assesses whether it is a lease agreement or whether the contract contains a lease, at the beginning of the contract.

The Company shall disclose the right-to-use assets and the corresponding lease liability with regard to all leases in which it is lessee, except for short-term leases (defined as leases with a duration of 12 months or less) and leases of low value assets (such as tablets and personal computers, office furniture and telephones). For such leases, the Company rectilinearly recognizes rental payments as operating expenses for the duration of the lease, unless another systematic basis better reflects the time dynamics of spending the economic benefits of the assets held in the lease.

The lease liability is initially measured at the present value of the lease payments that are not paid at the commencement date, discounted by using the rate implicit in the lease. If this rate cannot be readily determined, the lessee uses its incremental borrowing rate.

Lease payments included in the measurement of the lease liability comprise:

  • Fixed lease payments (including in-substance fixed payments), reduced by any lease incentives receivable;
  • Variable lease payments that depend on an index or rate, initially measured using the index or rate at the commencement date;
  • The amount expected to be payable by the lessee under residual value guarantees;
  • The exercise price of purchase options, if the lessee is reasonably certain to exercise the options;
  • Payments of penalties for terminating the lease, if the lease term reflects the exercise of an option to terminate the lease.The lease liability is subsequently measured by increasing the carrying amount to reflect interest on the lease liability (using the effective interest method) and by reducing the carrying amount to reflect the lease payments made. The Company remeasures the lease liability (and makes a corresponding adjustment to the related right-of-use asset) whenever:
  • The lease term has changed or there is a significant event or change in circumstances resulting in a change in the assessment of exercise of a purchase option, in which case the lease liability is remeasured by discounting the revised lease payments using a revised discount rate,
  • The lease payments change due to changes in an index or rate or a change in expected payment under a guaranteed residual value, in which cases the lease liability is remeasured by discounting the revised lease payments using an unchanged discount rate (unless the lease payments change is due to a change in a floating interest rate, in which case a revised discount rate is used),
  • A lease contract is modified and the lease modification is not accounted for as a separate lease, in which case the lease liability is remeasured based on the lease term of the modified lease by discounting the revised lease payments using a revised discount rate at the effective date of the modification.

54
Zagreb Stock Exchange Inc., Zagreb
Unconsolidated financial statements for the year ended 31 December 2023
Notes to the financial statements (continued)

3 Significant information on accounting policies (continued)

d) Leases (continued)

The Company did not make any such adjustments during the periods presented. The right-of-use assets comprise the initial measurement of the corresponding lease liability, lease payments made at or before the commencement day, reduced by any lease incentives received and any initial direct costs. They are subsequently measured at cost reduced by accumulated depreciation and impairment losses. When the Company bears the costs of dismantling and removing the leased assets, renovating the place where the property is located, or returning the underlying assets to the state required under the terms of the lease, the provision shall be recognized and measured in accordance with IAS 37. If costs relate to right-of-assets, the costs are included in the associated right-of-use assets, unless those costs are incurred in the production of inventory.

Right-of-use assets are depreciated through the lease period or life of use, whichever is shorter. If, on the basis of the lease, ownership of the underlying property is transferred or if the cost of the right-of-use property reflects that the Company will take advantage of the purchase option, the right-to-use asset is depreciated through the useful life of the underlying asset. Depreciation starts at the start date of the lease. The Company applies IAS 36 to determine whether the value of the right-to-use property is impaired or whether any impairment losses have been calculated for it, as described in the policy "Equipment and intangible assets".

Variable rents that do not depend on the index or rate are not covered by the measurement of the lease liability and the right-to-use assets. Related payments are recognized as costs in the period in which the event or the condition that triggered the payments in matter incurred and are presented in 'Other costs' in profit and loss.

As a practical solution, IFRS 16 allows the lessee to not provide non-rental components and to calculate components related to rent and non-rental components as a single component. The Company didn't use that practical solution. For a contract containing a lease-related component and one or more additional non-lease-related components, the Company is required to distribute the fee under the contract to each component relating to the lease based on the relative standalone price of that component and the total standalone price of non-rental components.

e) Cash and cash equivalents

Cash and cash equivalents for the purpose of preparation of cash flow statements and the statement of financial position comprise giro accounts, cash in hand and short-term deposits with banks with original maturity up to three months.

f) Earnings per share

The Company presents basic and diluted earnings per share (EPS) data for its ordinary shares. Basic EPS are calculated by dividing the profit or loss attributable to ordinary shareholders of the Company by the weighted average number of ordinary shares outstanding during the period. Diluted EPS are determined by adjusting the profit or loss attributable to ordinary shareholders and the weighted average number of ordinary shares outstanding for the effects of all dilutive potential ordinary shares.

g) Employee benefits

i) Defined contribution pension plans

Obligations for contributions to defined contribution pension plans are recognized as an expense in income statement of the period in which they have been incurred.

55
Zagreb Stock Exchange Inc., Zagreb
Unconsolidated financial statements for the year ended 31 December 2023
Notes to the financial statements (continued)

3 Significant information on accounting policies (continued)

g) Employee benefits (continued)

ii) Short-term employee benefits

Short-term employee benefit obligations are measured on an undiscounted basis and are expensed as the related service is provided. A liability is recognized for the amount expected to be paid under short-term cash bonus or profit-sharing plans if the Company has a present legal or constructive obligation to pay this amount as a result of past service provided by the employee and the obligation can be estimated reliably.

h) Taxation

Income tax charge is based on taxable profit for the year and comprises of current and deferred tax. Income tax is recognized in profit or loss except to the extent that it relates to items in other comprehensive income. Current tax is the expected tax payable on the taxable income for the year, using the tax rates enacted at the reporting date, and considering the adjustments to tax payable in respect of positions from previous years.

Deferred taxes are calculated using the balance sheet method. Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Deferred tax assets and liabilities are measured using the tax rates expected to be applied to taxable profit in the years in which those temporary differences are expected to be realized, or settled, based on tax rates enacted at the reporting date. Deferred tax assets and liabilities are not discounted and are classified as non-current assets and/or liabilities in the statement of financial position. Deferred tax assets are recognized when it is probable that sufficient taxable profits will be available against which the deferred tax assets can be utilized.

The company forms a tax liability in accordance with Croatian law. The income tax rate for 2023 is 18% (2022: 18%).

i) Provisions

A provision is recognized if, as a result of a past event, the Company has a present legal or constructive obligation which can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. Provisions are determined by discounting expected future cash flows at a pre-tax rate that reflects current assessment of the time value of money and the risks specific to the liability.

j) Issued share capital, premiums and reserves

Share capital represents the nominal value of paid-in shares classified as equity and it is denominated in EUR. Share premium represents the excess of the paid amount over nominal value of the issued shares upon initial issue of shares. Any profit for the year after appropriations is transferred to retained earnings.

A legal reserve has been created in accordance with Croatian law, which requires 5% of the profit for the year to be transferred to the reserves until the total of legal reserves and capital reserves reach 5% of issued share capital. The legal reserve can be used for covering current and prior period losses in the amount of up to 5% of issued share capital.

56
Zagreb Stock Exchange Inc., Zagreb
Unconsolidated financial statements for the year ended 31 December 2023
Notes to the financial statements (continued)

3 Significant information on accounting policies (continued)

k) Revenue

Revenue is measured based on the consideration specified in a contract with a customer and excludes amounts collected on behalf of third parties. The Company recognizes revenue when it transfers control of a product or service to a customer. The Company recognizes following revenues: trading commissions, membership fees, fees for the maintenance of quotations and other fees.

Commission income is recognized when the service is provided. Income from fees is deferred over the relevant period to which the fees relate. Income from maintenance of quotations, subscriptions for information and subscriptions for the real time monitoring of trade is deferred over the period of duration of the relevant quotation or subscription. Income from initial listing fees is deferred to the period in which the client has a substantive right to service.

l) Financial income

Interest income is recognized in income statement in the corresponding time period for all interest-bearing financial instruments measured at amortized cost using the effective interest rate method.

m) Dividend income

Dividends on equity instruments are recognized in profit or loss when the Company's right to receive a dividend is established.

n) Investments in subsidiaries

Subsidiaries are entities in which the Company, directly or indirectly, has control over their activities.# Zagreb Stock Exchange Inc., Zagreb

Unconsolidated financial statements for the year ended 31 December 2023

Notes to the financial statements (continued)

An investor controls an investee when it is exposed, or has rights, to variable returns from its involvement with the investee and has the ability to affect those returns through its power over the investee. The Company's investment in subsidiary is measured in the non-consolidated financial statements using the cost method.

o) Investments in associates and joint ventures

Associates are entities in which the Company has significant influence but no control. A significant influence is the power to participate in the financial and operating policies of entity in which the investment is made but does not constitute control or joint control of those policies. Joint ventures are companies in which two or more parties have joint control. The Company's investments in associates and joint ventures are measured in the non-consolidated financial statements using the cost method.

4 Sales revenue

2023 2022
Commissions 473,849 495,227
Revenue from quotation maintaining 677,682 685,216
Revenue from quotation fee 122,215 157,144
Membership fees 25,573 25,696
Total sales revenue 1,299,319 1,363,283

Commissions from members are charged based on value of realized transactions at the time of execution of the transaction. Commission income is recognized when the service is provided. Income from fees is deferred over the relevant period to which the fees relate. Revenue from quotation maintenance represents an annual commission for the continuation of inclusion of the securities in the Prime, Official and Regular Market quotations. Quotation fees are collected from issuers of securities on the Prime, Official and Regular Market. Income from quotation maintenance is deferred over the period of duration of the relevant quotation. Membership fees include one-time admission fee payable for acquiring the status of Exchange Member, as well as fees charged to existing members on a quarterly basis. Income from membership fees is deferred to the period in which the client has a substantive right to service.

The time schedule for recognizing sales revenue is as follows:

2023

Commissions Income from quotation maintaining Income from quotation fees Membership fees Total
Sales revenue 473,849 677,682 122,215 25,573 1,299,319
Time schedule of income
- at a point in time 473,849 - - - 473,849
- over time - 677,682 122,215 25,573 825,470
473,849 677,682 122,215 25,573 1,299,319

2022

Sales revenue Total
Sales revenue 495,227 685,216 157,144 25,696 1,363,283
Time schedule of income
- at a point in time 495,227 - - - 495,227
- over time - 685,216 157,144 25,696 868,056
495,227 685,216 157,144 25,696 1,363,283

5 Other operating income

2023 2022
Income from sale of information 355,160 327,834
Income from seminars 113,323 108,700
Income from OTC services 87,560 82,156
Income from LEI 79,213 64,814
Income from services provided 47,030 57,412
Other sales income 4,539 3,277
Income from collected previously corrected receivables 515 12,755
Income from reversal of provisions 3,475 -
Other income 27,610 15,630
Total other operating income 718,425 672,578

Income from sale of information and subscriptions to software, for the real time trading, is deferred over the period of subscription duration. Other revenues include income from various fees, revenue from penalties and other income. The revenue from related parties consists of revenue from providing the technical support in software maintenance and other business activities.

The time schedule of recognition of other business income from contracts with customers is as follows:

2023

Income from sale of information Income from seminars Income from OTC services Income from LEI services Income from related parties and other sales income Total
Other operating income 355,160 113,323 87,560 79,213 51,569 686,825
Time schedule of income
- at a point in time - 113,323 - - - 113,323
- over time 355,160 - 87,560 79,213 51,569 573,502
355,160 113,323 87,560 79,213 51,569 686,825

2022

Sales revenue Total
Sales revenue 327,834 108,700 82,156 64,814 60,689 644,193
Time schedule of income
- at a point in time - 108,700 - - - 108,700
- over time 327,834 - 82,156 64,814 60,689 535,493
327,834 108,700 82,156 64,814 60,689 644,193

5 a) Assets and liabilities under contracts with clients

2023 2022
Contract assets
Contract assets from sale of information - 13,119
Contract assets - 13,119
Contract liabilities from quotation maintenance (Note 4) 364,805 375,028
Contract liabilities from quotation fees (Note 4) 46,167 49,365
Other contract liabilities (Note 4 and 5) 54,382 62,865
Total contract liabilities 465,354 487,258

i) Income recognized on the basis of a contract liabilities

The overview below presents the amounts of income recognized in the current reporting period, which refer to contract liabilities from previous years:

2023 2022
Recognized income included in the contract liabilities at the beginning of the period:
Contract liabilities from quotation maintenance 375,028 364,286
Contract liabilities from quotation fees 49,365 65,267
Other contract liabilities 20,168 46,500
444,561 476,053

6 Staff costs

2023 2022
Net salaries 543,802 553,974
Payroll contributions 291,847 294,230
Payroll taxes and surtaxes 115,638 117,291
Other staff costs 50,948 38,154
Total salaries 1,002,235 1,003,649

At the end of 2023 the company had 23 employees (2022: 25), Staff costs include EUR 160 thousand (2022: EUR 161.3 thousand) of paid contributions to mandatory pension funds out of which EUR 40.6 thousand relates to Pillar II (2022: EUR 41 thousand), Contributions are calculated as a percentage of the employee's gross salary, In 2023, bonuses in the amount of EUR 37.6 thousand were paid out (2022: EUR 34 thousand) and EUR 8.4 thousand of bonuses were paid in the treasury shares.

7 Other operating expenses

2023 2022
Costs of software and licenses 323,214 276,222
Professional services 109,010 125,113
Other fees and charges 48,610 68,320
Utility expenses 69,844 63,482
Fees to the regulator 66,035 57,373
Post and telephone services 23,520 24,745
Maintenance of office and equipment expenses 21,932 20,792
Entertainment 21,928 18,069
Rent of premises 15,769 15,997
Business travel 22,140 14,248
Costs for seminars and marketing 33,501 25,651
Write-off of intangible assets - 150
Other expenses 85,984 86,353
Total other operating expenses 841,487 796,515

Other expenses in the amount of EUR 86 thousand relate to maintenance costs, material and energy costs, insurance costs, and other costs. The fee for auditing the Company's financial statements amounted to EUR 23 thousand (2022: EUR 23 thousand). Other services refer to accounting services, legal services and other external services.

8 Financial income and expenses

a) Financial income

2023 2022
Dividend income 138,622 55,819
Interest income 16,834 1,450
Other financial income 145 256
Total financial income 155,601 57,525

b) Financial expense

Interest expense (10,260) (12,315)
(10,260) (12,315)
Unrealized net losses from financial assets at fair value through profit and loss 14,433 (83,529)
Realized net losses from financial assets at fair value through profit and loss 12,100 (11,762)
Net loss from financial assets at fair value through profit or loss 26,533 (95,291)
Net loss on foreign exchange differences (122) (3,771)
Net financial result 171,752 (53,850)

9 Income tax

a) Income tax

2023 2022
Current income tax expense - -
Total income tax expense - -
Deferred taxes
Increase (decrease) of deferred tax assets for temporary tax differences 1,830 (15,464)
Total income tax expense 1,830 (15,464)
Increase of deferred tax liability for temporary tax differences for items of other comprehensive income that cannot be reclassified through profit and loss 20,168 -
Net income tax on total other comprehensive income 21,998 (15,464)

b) Reconciliation of accounting profit and current income tax liability

2023 2022
Profit before taxes 138,033 1,436
Tax calculated at 18% (2022: 18%) 24,846 258
Non-deductible tax expenses 3,986 3,448
Increase of fair value of financial assets at fair value through other comprehensive income - 12,635
Non-taxable income (33,698) (15,975)
Tax losses not recognized as deferred tax assets - -
Used losses from previous years that were not recognized as deferred tax assets 6,696 (15,830)
Total income tax 1,830 (15,464)

c) Deferred tax assets and deferred tax liabilities

Deferred tax assets Deferred tax liabilities Net deferred tax assets (liabilities)
EUR EUR EUR
On January 1, 2022 - - -
Change in the year 15,464 - 15,464
As of December 31, 2022 15,464 - 15,464
- - - -
On January 1, 2023 15,464 - 15,464
Change in the year (1,830) (20,168) (21,998)
As of December 31, 2023 13,634 (20,168) (6,534)

9 Income tax (continued)

Deferred tax assets Financial assets Operating lease (IFRS 16) Provisions Total
1 January 2022 - - - - -
(Decrease) / increase in deferred tax assets recognized in the profit and loss 11,541 186 3,731 - 15,458
31 December 2022 11,541 186 3,731 - 15,458
EUR EUR EUR EUR
Deferred tax assets
1 January 2023
Deferred tax assets recognized in the profit and loss
January 2023
m
# Zagreb Stock Exchange Inc., Zagreb
## Unconsolidated financial statements for the year ended 31 December 2023
### Notes to the financial statements (continued)
#### 14 Investments in associates and joint ventures (continued)

The summary of financial data for SEE Link Ltd is as follows:

2023 2022
EUR EUR
Ownership share 33.33% 33.33%
Fixed assets 12,995 18,771
Current assets 44,391 68,449
Of which cash and cash equivalents 25,762 37,632
Total assets 57,386 87,220
Long term liabilities - -
Short-term liabilities 16,731 34,991
Of which Short-term financial liabilities - -
Total liabilities 16,731 34,991
Total revenue 14,184 24,112
Amortization 5,770 5,778
Net interest expense (59) (34)
Profit tax - -
Profit / (loss) of the period (11,798) (4,553)

Funderbeam South-East Europe Ltd

Funderbeam South-East Europe Ltd is an associated company founded in 2017. During 2018, the year in which business operations started, the Company paid an additional EUR 6 thousand to increase the share capital of Funderbeam South-East Europe Ltd. In 2020, the Company acquired a new share in the amount of EUR 3.77 thousand. The ownership share as of December 31, 2023 is 30% (December 31, 2022: 30%).

Summary of financial data for Funderbeam South-East Europe Ltd is as follows:

2023 2022
EUR EUR
Ownership share 30% 30%
Fixed assets 16,509 17,035
Current assets 770 16,456
Of which cash and cash equivalents 438 15,575
Total assets 17,279 33,491
Long term liabilities 111,408 122,908
Short-term liabilities 30,207 38,294
Of which Short-term financial liabilities 29,854 29,863
Total liabilities 141,615 161,202
Total revenue 43,460 81,486
Net interest income / (expense) (2,834) (2,781)
Profit tax - 7,172
Profit / (loss) of the period (1,359) 2,542

Adria Digital Exchange Ltd

Adria Digital Exchange Ltd is an associated company founded in 2023 with subscribed capital amounting to EUR 5 thousand out of which the Company holds share of nominal value amounting to EUR 1.2 thousand which represents 24% share of the issued capital. (December 31, 2022: 0%).

Summary of financial data for Adria Digital Exchange Ltd is as follows:

2023
EUR
Ownership share 24%
Fixed assets -
Current assets 4,727
Of which cash and cash equivalents 4,727
Total assets 4,727
Long term liabilities -
Short-term liabilities -
Of which Short-term financial liabilities -
Total liabilities -
Total revenue -
Net interest income / (expense) -
Profit tax -
Profit / (loss) of the period (273)

15 Financial assets

2023 2022
EUR EUR
a) Financial assets at fair value through comprehensive income
Investments in stocks 142,738 26,163
Investments in shares 3,178 -
In total 145,916 26,163

Investments in equity instruments in the amount of EUR 145.9 thousand (31 December 2022: EUR 26.2 thousand) relate to planned long-term investments. Stocks in the amount of EUR 142.7 thousand (31.12.2022: EUR 26.2 thousand) relate to the share in capital of the company Središnje klirinško depozitarno društvo d.d. (SKDD). In 2023, the Company acquired additional stocks in the amount of EUR 4.5 thousand. On December 31, the Company performed an assessment of the fair value of the investment and accordingly increased the fair value reserves of assets valued at fair value in the amount of EUR 112 thousand. During the initial recognition, the Company decided to classify these instruments as financial assets at fair value through other comprehensive income, in accordance with IFRS 9.

2023 2022
EUR EUR
b) Financial assets at fair value through profit or loss
Shares in open-end investment funds 736,505 1,191,398
In total 736,505 1,191,398

Shares in open-end investment funds are classified as fair value level 1 as at 31 December 2023 and 31 December 2022.

16 Trade receivables and other assets

2023 2022
EUR EUR
Trade receivables 222,592 188,592
Prepayments made 6,756 250
Other assets 88,879 78,183
Receivables from the state for overpaid taxes, contributions and compensations 16,210 2,959
In total 334,437 269,984

The maturity of receivables is as follows:

31 December 2023

EUR
Not due receivables
<90
Trade receivables - gross amount 162,610
Total 162,610
Expected credit losses -
Trade receivables and other assets - net amount 162,610
Rate of expected credit losses -

31 December 2022

EUR
Not due receivables
<90
Trade receivables - gross amount 145,087
Contractual assets – gross amount 13,119
Total 158,206
Expected credit losses -
Trade receivables and other assets - net amount 158,206
Rate of expected credit losses -

17 Cash and cash equivalents

2023 2022
EUR EUR
Giro account in local currency (EUR) 106,487 659,146
Giro account in foreign bank (EUR) 1,556 2,565
Giro account in foreign currency (MKD) 6,184 6,184
Cash on hand 22 -
Total cash and cash equivalents 114,249 667,895

18 Loans given to associate

2023 2022
EUR EUR
Loans given to associate 27,381 28,881
Total 27,381 28,881

Loans given to associate refer to loans granted to Funderbeam South-East Europe Ltd in the amount of EUR 27.3 thousand (2022: EUR 28.9 thousand), with a one-time payment upon maturity.

19 Deposits

2023 2022
EUR EUR
Long term guarantee deposit 33,166 33,166
Short term deposits with banks 1,126,162 8,136
Total 1,159,328 41,302

20 Issued share capital

a) Ordinary shares and reduction of issued share capital

All issued shares are authorized and fully paid ordinary shares. On 31 August 2016, all issued shares were listed on the Official Market of the Zagreb Stock Exchange. As at 31 December 2023, the Company had 195 shareholders (31 December 2022: 184 shareholders) with ownership interests in the Company ranging between 0,0001% and 9.99%.

Share number movement:

Number of shares Share capital in EUR
January 1, 2022 4,635,700 6,152,631
Regular decrease of issued share capital and consolidation of shares (2,317,850) (3,076,315)
December 31, 2022 2,317,850 3,076,316
January 1, 2023 2,317,850 3,076,316
Decrease of issued share capital - (1)
December 31, 2023 2,317,850 3,076,315

Based on the Decision of the Company's Assembly dated June 14, 2022, the share capital of the Company is reduced in a regular procedure for the purpose of transferring EUR 3,076,316 to other reserves of the Company. By undertaking the share capital reduction, the nominal value per share is reduced to the amount which is lower than the minimum nominal amount permitted under Article 163(2) of the Companies Act. Hence, the share capital is reduced in a regular procedure through a consolidation of shares (reverse split), in accordance with Article 342(4) of the Companies Act. The shares are consolidated at a ratio of 2:1 by issuing to each shareholder 1 registered share with a nominal value of EUR 1.33 for 2 shares outstanding. Based on the decision of the Company’s General Assembly dated June 12, 2023, for the purposes of aligning the Company's share capital and parts of that capital that relate to individual shares with the provisions of Article 21 of the Act on Amendments to the Companies Act ("Official Gazette" No. 114/22), all shares of the Company, ZB-R-A shares with a nominal amount were replaced for shares without a nominal amount.

b) Covering the transferred loss from other reserves

On June 30, 2022, the Management Board of the Company, based on Article 7 of the Company's Statute, made a decision on covering the transferred loss in the amount of EUR 2.26 million from other reserves.

c) Own shares

In accordance with the Resolution of the General Assembly of the Company dated June 14, 2022, by which the Company’s Management Board is authorized to acquire up to 10,000 own shares during a period of 5 years from the date of the adoption of that Resolution, the Company launched the Own Shares Buy-Back Program starting as of October 3, 2022 and lasting until October 2, 2023 at the latest. The Company acquired 10,000 of own shares until the prescribed date and additional 32 own shares were acquired in the process of regular decrease of the issued share capital. The average price of the shares acquired amounts to EUR 3.56 per share with the range from EUR 3.12 to EUR 4.00 per share.

The movements of own shares were as follows:

Number of shares Acquisition cost EUR
On January 1, 2022 - -
Acquisition in 2022 5,532 18,416
Foreign exchange differences due to the change of the functional currency - (7)
As of December 31, 2022 5,532 18,409
On January 1, 2023 5,532 18,409
Acquisition 4,500 17,256
Disposal (1,663) (5,182)
As of December 31, 2023 8,369 30,483

In 2023, the Company granted 1,663 own shares to members of the Company's management board, the acquisition cost of which was EUR 5.2 thousand.The income of the members of the management based on the allocated shares, including the corresponding income tax, amounted to EUR 8.4 thousand, by which the Company's retained earnings were reduced.

21 Earnings per share

The calculation of earnings per share as of December 31, 2023, is as follows:

31.12.2023 31.12.2022
EUR EUR EUR
Net profit for the year 136,203 16,900
Weighted average number of ordinary shares over the period 2,309,793 2,317,850
Basic and diluted earnings per share 0.06 0.01

Diluted earnings per share are equal to the baseline as there is no potential dilution effect from any instruments.

75 Zagreb Stock Exchange Inc., Zagreb Unconsolidated financial statements for the year ended 31 December 2023 Notes to the financial statements (continued)

22 Trade and other payables

2023 2022
EUR EUR EUR
Trade payables 80,560 74,862
Liabilities toward employees 43,758 43,959
VAT liabilities 7,873 10,503
Other current liabilities 66,439 71,066
Total trade and other payables 198,630 200,390

23 Financial instruments - risk exposure

Interest rate risk

The Company does not have significant amounts of interest-bearing assets with variable interest rates. The most significant interest-bearing asset is a loan given to an associate in the amount of EUR 27.4 thousand. The Company has no interest-bearing liabilities. The impact of changes in market interest rates on the profit and loss account of the market is therefore assessed as not significant.

Currency risk

As of December 31, 2023, the Company has the assets and liabilities denominated in foreign currencies as presented below:

December 31, 2023 December 31, 2022
MKD EUR
Cash (Note 17) 380,282 6,184
Net impact prior to corporate income tax 62
Net impact after corporate income tax 62
December 31, 2023 December 31, 2022
EUR MKD
Cash (Note 17) 62 380,282
Net impact prior to corporate income tax 6,184
Net impact after corporate income tax 6,184

(Note: The table structure provided in the input was ambiguous regarding the arrangement of currency and date. This interpretation assumes MKD and EUR are separate columns for each date, with "+/- 1%" being a description of the impact. If a different interpretation is intended, please clarify.)

Credit risk

The largest exposure to credit risk is as follows:

31 December 2023 31 December 2022
EUR EUR EUR
Cash and cash equivalents (excluding cash on hand) (Note 17) 114,249 667,895
Trade receivables and other assets (Note. 16) 311,471 266,775
Contract assets (Note 5) - 13,119
Deposits (Note 19) 1,159,328 41,302
Loans given to an associate (Note 18) 27,381 28,881
In total 1,612,429 1,017,972

76 Zagreb Stock Exchange Inc., Zagreb Unconsolidated financial statements for the year ended 31 December 2023 Notes to the financial statements (continued)

23 Financial instruments - risk exposure (continued)

The Company generally does not take collateral, due to the nature of its business. Apart from loans to associates and cash in domestic banks (Notes 17, 18 and 19), the Company did not have a significant concentration of credit risk at the reporting date. The Company's credit risk is mitigated by depositing funds in various domestic banks with credit ratings from A+ to Baa+.

Concentration of credit risk of net trade receivables:

31 December 2023 31 December 2022
EUR % EUR %
Companies 176,815 79% 74,018 58%
Institutional investors and brokers 45,777 21% 114,574 42%
222,592 100% 188,592 100%

Price risk

Price risk is a risk that the value of a financial instrument will fluctuate due to changes in market prices, caused by investment-specific factors, its issuer or factors affecting all instruments traded on the market. The Company's investments in open-end investment funds are measured at fair value with changes in fair value recognized in the income statement. Accordingly, such changes in market conditions will directly affect gains and losses on financial instruments recognized in the income statement. The Company's price risk is mitigated through the diversification of the portfolio of investments in different types of open-end investment funds, managed by different investment companies, and investments in money market funds. Assuming that all other variables remained unchanged, a decrease / increase in the market price of investment fund shares of - / + 1% on the reporting date results in a decrease / increase in profit before tax of EUR 7.4 thousand (2022: EUR 11.9 thousand).

Liquidity risk

The Company has no loans received. All trade payables range from 0 to 3 months. Liabilities for renting property refer to renting several passenger cars for a period of 3 to 5 years and real estate for a period of up to 5 years. The undiscounted maturity of operating lease liabilities is disclosed in Note 12. Cash and cash equivalents and financial assets at the reporting date are significantly higher than liabilities. Financial liabilities, which include trade and other payables, deferred income and accrued expenses, have a maturity of up to one year.

24 Related parties

The Company defines a related party as a person directly related to its major shareholders, its subsidiary, joint venture and associate, members of the Supervisory Board and the Management Board and other executive management (together “key management”); close family members of key management; members of the Management Board and members of their immediate families, in accordance with the provisions set out in International Accounting Standard 24 “Related Party Disclosures” (IAS 24).

77 Zagreb Stock Exchange Inc., Zagreb Unconsolidated financial statements for the year ended 31 December 2023 Notes to the financial statements (continued)

24 Related parties (continued)

During 2023, Zagreb Stock Exchange generated revenues from Ljubljana Stock Exchange in the amount of EUR 47.9 thousand (2022: EUR 57.4 thousand) and expenses in the amount of EUR 0.59 thousand (2022: EUR 0.3 thousand). Receivables from Ljubljana Stock Exchange as of December 31, 2023, amount to EUR 3.7 thousand (31 December 2022: EUR 3.6 thousand). Liabilities of the Company as of December 31, 2023, amount to EUR 592 (31 December 2022: EUR 263).

During 2023, Zagreb Stock Exchange generated revenues from Funderbeam South-East Europe in the amount of EUR 1.68 thousand (2022: EUR 3.2 thousand). Receivables from Funderbeam South-East Europe as of December 31, 2023, amount to EUR 30.8 thousand (31 December 2022: EUR 32.6 thousand).

During 2023, Zagreb Stock Exchange had expenses from SEE Link in the amount of EUR 2.7 thousand (2022: EUR 4.5 thousand). Liabilities to SEE Link as at December 31, 2023, amount to EUR 0 (December 31, 2022: EUR 0.9 thousand).

During 2023, Zagreb Stock Exchange had expenses from Macedonian Stock Exchange in the amount of EUR 0.6 thousand (2022: EUR 0.1 thousand). The Company does not have liabilities to Macedonian Stock Exchange as of December 31, 2023, nor did it have as of December 31, 2022.

Compensation paid to key management during the year amounted to EUR 262 thousand (2022: EUR 250 thousand), of which EUR 39 thousand refers to payments for obligatory pension contribution, out of which EUR 10 thousand refers to payments into the second pension pillar. The stated amount includes the allocation of the Company's own shares to the members of the Management Board in the gross amount of EUR 8.4 thousand (Note 20c). The Company did not pay remuneration to the members of the Supervisory Board.

25 Segment reporting

As the only geographical market of the Zagreb Stock Exchange is Republic of Croatia, and considering that all of the Company's revenue is generated on the basis of one business activity and in the Republic of Croatia, the Management Board considers the entire Company represents one reporting segment.

26 Significant accounting estimates and assumptions

Management makes estimates and assumptions related to future events. Therefore, accounting estimates rarely correspond to actual results. Estimates and judgments that may have an effect on significant changes in the amounts of assets and liabilities within the next financial year are set out below.

Investing in subsidiaries, associates and joint ventures

The Company measures investments in subsidiaries, associates and joint ventures at acquisition cost reduced by impairment of investments in separate financial statements. After initial recognition, the Company examines whether it is necessary to recognize an additional impairment of investment in associate or joint venture. At the reporting date, the Company determines whether there is objective evidence that investment in associate or joint venture is impaired. If an impairment exists, the Company calculates the amount of impairment loss as a difference between the recoverable amount and the carrying amount of the associate or joint venture and presents it in the statement of comprehensive income. If the recoverable amount of an investment is lower than its carrying amount, the Company recognizes an impairment loss. Management believes that there are no indications of impairment at the reporting date based on the analysis performed. Investments in subsidiaries, associates and joint ventures are disclosed in Notes 13 and 14. In 2023 and 2022, the Management Board estimated that the recoverable amount of the investment was not lower than the carrying amount, therefore, there was no impairment.

78 Zagreb Stock Exchange Inc., Zagreb Unconsolidated financial statements for the year ended 31 December 2023 Notes to the financial statements (continued)

27 Capital management

The objectives of the Company in managing capital are to preserve the Company's ability to continue operating on a going concern basis to allow return on investment to shareholders and benefit other stakeholders and to maintain an optimal equity structure to minimize the cost of equity. The Company monitors capital by monitoring its own finance ratios in its financial statements. This indicator is calculated as the ratio of total equity to total assets. The self-financing indicator is as follows:

31 December 2023 31 December 2022
EUR EUR EUR
Total capital (capital and reserves) 6,027,948 5,819,123
Total assets 6,929,020 6,830,376
Indicator of own financing 87% 85%

The Company finances 87% of its total assets from its own sources. Accordingly, 13% of total assets is financed from outside sources (2022: 15%).The fair values of financial assets and liabilities are included in the amount at which the instrument could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. The following methods and assumptions were used to estimate the fair values: The fair values of cash and cash equivalents, trade receivables, trade payables, and other current assets and liabilities approximate their carrying amounts largely due to the short-term maturities of these instruments. Long term fixed rate and variable rate receivables are evaluated by the Company based on parameters such as interest rates and individual creditworthiness of the customer and the risk characteristics of the financed project. Based on this evaluation, allowances are taken into account for the expected losses of these receivables. Fair value of available for sale financial assets is derived from quoted market prices in active markets. A market is regarded as active if quoted prices are readily and regularly available from an exchange, dealer, broker, industry group, pricing service or regulatory agency, and those prices represent actual and regularly occurring market transactions on an arm’s length basis. The quoted market price used for financial assets held by the Company is the current bid price. These instruments are included in Level 1. The fair value of financial instruments that are not traded in an active market is determined by using valuation techniques based on a discounted cash flow. These valuation techniques maximize the use of observable market data where it is available and rely as little as possible on entity–specific estimates. If all significant inputs required to fairly value an instrument are observable, the instrument is included in Level 2. If one or more of the significant inputs is not based on observable market data, the instrument is included in Level 3.

Notes to the financial statements (continued)

27 Capital management (continued)

Fair value hierarchy

The Company uses following hierarchy for determining and disclosing the fair value of financial instruments by valuation technique based on the lowest level input that is significant to the fair value determination:

  • LEVEL 1: quoted (unadjusted) prices in active markets for identical assets or liabilities,
  • LEVEL 2: other techniques for which all inputs which have significant effect on the recorded fair value are observable on the market, either directly or indirectly,
  • LEVEL 3: techniques which use inputs which have a significant effect on the recorded fair value that are not based on observable market data.

As of December 31, 2023, the Company held the following financial assets measured at fair value:

Level 1 Level 2 Level 3 Total
Assets EUR
Financial assets at fair value through other comprehensive income (Note 15) - - 145,916 145,916
Financial assets at fair value through profit or loss (Note 15) 736,505 - - 736,505
Total 736,505 - 145,916 882,421

As of December 31, 2022, the Company held the following financial assets measured at fair value:

Level 1 Level 2 Level 3 Total
Assets EUR
Financial assets at fair value through other comprehensive income (Note 15) - - 26,163 26,163
Financial assets at fair value through profit or loss (Note 15) 1,191,398 - - 1,191,398
Total 1,191,398 - 26,163 1,217,561

28 The impact of change of the functional and presentation currency on the Company’s equity

As stated in Note 2e) Functional and presentation currency, the Company changed the functional and presentation currency from the Croatian kuna to the euro as of January 1, 2023 due to the change of the official monetary currency and official means of payment in the Republic of Croatia. As stated in the note, on January 1, 2023, the Company converted all items of assets, liabilities and capital at the conversion rate determined by the Croatian government, which was 7.5345 HRK for 1 EUR. The balances in the financial position on January 1, 2022 were converted at the exchange rate in the amount of 7.520447 HRK for 1 EUR, while the items of the profit and loss account, other comprehensive income, capital movements and cash flow were converted at the average annual exchange rate in the amount from HRK 7.520447 for EUR 1. As of December 31, 2022, the Company converted all items of the equity to euro amounts by applying the conversion rate of 7.534350 kn for 1 EUR to the kuna amounts of all items of equity presented in the statement of financial position in the financial statements for the period ended on December 31, 2022. The difference between the determined value of an individual item of equity and the value obtained in the movement of capital report at the above-mentioned exchange rates was reported in the report on capital movement in a separate item (deduction of EUR 10.8 thousand).

29 Events after the balance sheet date

There were no events after the balance sheet date that would have had a significant impact on the financial statements as of or for the period then ended.

Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

The annual consolidated financial statements of the Zagreb Stock Exchange Group are presented below, prepared in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) ("Regulation") prescribed by HANFA ("regulatory financial statements"). HANFA's accounting regulations are based on International Financial Reporting Standards adopted by the European Union. The main differences between regulatory financial statements prepared in accordance with HANFA's Regulation and financial statements prepared in accordance with the International Financial Reporting Standards adopted by the European Union refer to the disclosures in the financial statements.

Balance sheet as of December 31, 2023 (in EUR)

BALANCE SHEET

balance as at 31.12.2023 in EUR

Submitter: Zagreb Stock Exchange Inc.

Item ADP code Last day of the preceding business year At the reporting date of the current period
1 2 3
ASSETS
FIXED ASSETS 002+003+009+013 4,666,224 4,604,038
I INTANGIBLE ASSETS 2 219,864 197,756
II TANGIBLE ASSETS 004+…+008 3 542,912
1 Land and buildings 4 289,487 202,351
2 Computer equipment 5 172,554 128,543
3 Other tangible assets 6 57,178 51,058
4 Leasehold improvements 7 23,693 16,886
5 Assets under construction 8 - -
III FIXED FINANCIAL ASSETS 010+011+012 9 3,887,990
1 Investments in associates, subsidiaries and joint ventures 10 3,799,780 3,800,981
2 Financial assets at amortised cost 11 62,047 60,547
3 Financial assets at fair value through other comprehensive income 12 26,163 145,916
DEFERRED TAX ASSETS 13 15,458 -
B CURRENT ASSETS 015+021+025 14 2,137,414
I RECEIVABLES 016+...020 15 269,985
1 Customer receivables 16 184,957 218,857
2 Receivables from employees and members of the undertaking 17 35 212
3 Receivables from government and other institutions 18 2,959 16,210
4 Receivables from connected undertakings 19 3,635 3,735
5 Other receivables 20 78,399 83,743
III SHORT-TERM FINANCIAL ASSETS 022+…+024 21 1,199,534
1 Financial assets at amortised cost 22 8,136 1,126,162
2 Financial assets at fair value through other comprehensive income 23 - -
3 Financial assets at fair value through statement of profit or loss 24 1,191,398 736,505
III CASH AND CASH EQUIVALENTS 25 667,895 114,249
C PREPAID EXPENSES AND ACCRUED INCOME 26 26,739 25,308
D TOTAL ASSETS 001+014+026 27 6,830,377
E OFF-BALANCE SHEET ITEMS 28 - -

Balance sheet as of December 31, 2023 (in EUR) (continued)

Item ADP code Last day of the preceding business year At the reporting date of the current period
1 2 3
EQUITY AND LIABILITIES
A CAPITAL AND RESERVES 030+031+032+037+…+041 29 5,819,123
I INITIAL CAPITAL 30 3,076,316 3,076,315
II CAPITAL RESERVES 31 1,839,562 1,840,833
III PROFIT RESERVES 033+...+036 32 886,352
1 Legal reserves 33 18,714 18,714
2 Reserves for treasury shares 34 (18,409) (30,483)
3 Fair value reserves 35 70,169 162,041
4 Other reserves 36 815,878 815,878
IV REVALUATION RESERVES 37 - -
V RESERVES FROM EXCHANGE RATE DIFFERENCES FROM THE TRANSLATION OF FOREIGN OPERATIONS 38 - -
VI RETAINED PROFIT OR LOSS BROUGHT FORWARD 39 (7) 8,447
VII PROFIT OR LOSS FOR THE YEAR 40 16,900 136,203
VIII MINORITY INTEREST 41 - -
B PROVISIONS 42 - -
C SHORT-TERM LIABILITIES 044+...049 43 293,447
1 Liabilities for advance payments 44 499 7,795
2 Liabilities to suppliers 45 74,100 72,174
3 Liabilities to employees 46 43,959 43,758
4 Taxes, contributions and similar liabilities 47 43,442 39,659
5 Liabilities to connected undertakings 48 263 591
6 Other short-term liabilities 49 131,184 130,852
D LONG-TERM LIABILITIES 50 230,548 134,348
E DEFERRED TAX LIABILITY 51 - 6,540
F ACCRUALS AND DEFERRED INCOME 52 487,259 465,355
G TOTAL LIABILITIES 029+042+043+050+051+052 53 6,830,377
H OFF-BALANCE SHEET ITEMS 54 - -

Appendix to the balance sheet (position for consolidated# Zagreb Stock Exchange Inc., Zagreb

Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Profit and loss for the period from January 1, 2023 to December 31, 2023 (in EUR)

STATEMENT OF PROFIT OR LOSS

For the period from 1.1.2023 to 31.12.2023 in EUR

Submitter: Zagreb Stock Exchange Inc.

Item ADP Same period of the previous year Current period
A OPERATING INCOME 002+008
I Sales revenue 003+...+007 1,363,284 1,299,319
1 Commissions and membership fees 520,924 499,422
2 Listing maintenance fees 685,216 677,682
3 Quotation fees 157,144 122,215
4 Income from auctions - -
5 Income from memberships - -
II Other operating income 009+...+011 672,578 718,425
1 Income from application programming interface (API) services - -
2 Income from the supply of information 327,834 355,160
3 Other income 344,744 363,265
B OPERATING EXPENSES 013+016+020+021+022+025+026 1,980,574 2,051,463
I Material costs 014+015 555,668 592,332
1 Costs of raw materials 60,066 65,956
2 Other external costs 495,602 526,376
II Staff costs 017+...+019 965,495 951,287
1 Net salaries and wages 553,974 543,802
2 Tax and contributions from salary costs 278,582 275,607
3 Payroll contributions 132,939 131,878
III Depreciation 020 180,410 207,741
IV Other costs 021 273,667 286,797
V Value adjustment 023+024 - -
1 fixed assets (other than financial assets) - -
2 current assets (other than financial assets) - -
VI Provisions 025 - -
VII Other operating expenses 026 5,334 13,306
C FINANCIAL INCOME 028+...+033 65,345 182,233
1 Interest, exchange rate differences, dividends and similar income from relations with connected undertakings 028 55,861 106,091
2 Interest, exchange rate differences, dividends and similar income from relations with non-connected undertakings and other persons 029 9,116 49,465
3 Income share from associates and participating interests 030 - -
4 Unrealised gains (income) from financial assets 031 - 12,089
5 Profit from reversal of provisions for impairment for expected credit losses 032 - -
6 Other financial income 033 368 14,588

Zagreb Stock Exchange Inc., Zagreb

Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Profit and loss for the period from January 1, 2023 to December 31, 2023 (in EUR) (continued)

Item ADP Same period of the previous year Current period
D FINANCIAL EXPENSES 035+...+039 119,197 10,481
1 Interest, exchange rate differences and other expenditures with connected undertakings 035 89 -
2 Interest, exchange rate differences and other expenditure from relations with non-connected undertakings and other persons 036 23,705 10,481
3 Unrealised losses (expenses) from financial assets 037 95,403 -
4 Loss allowance for expected credit losses 038 - -
5 Other financial expenses 039 - -
E TOTAL INCOME 001+027 2,101,207 2,199,977
F TOTAL EXPENDITURE 012+034 2,099,771 2,061,944
G Share in profit/loss of associates and subsidiaries 042 - -
H PRE-TAX PROFIT OR LOSS 040-041+042 1,436 138,033
I INCOME TAX 044 (15,464) 1,830
J PROFIT OR LOSS FOR THE PERIOD 043-044 16,900 136,203
1 Change in revaluation reserves (property, plant, equipment and intangible assets) 046 - -
2 Actuarial gains/losses on defined benefit pension plans 047 - -
3 Unrealised gains/losses on financial assets at fair value through other comprehensive income 048 70,196 112,040
4 Gains/losses on hedging instruments in a cash flow hedge 049 - -
5 Gains/losses arising from translation of financial statements relating to foreign operations 050 (34) -
6 Income tax on other comprehensive income 051 - 20,168
K OTHER COMPREHENSIVE INCOME 046+…+051 70,162 91,872
TOTAL COMPREHENSIVE INCOME 045+052 87,062 228,075
M RECLASSIFICATION ADJUSTMENTS 054 - -
Appendix
Attributable to owners of the parent 055 - -
Attributable to non-controlling interest 056 - -

Zagreb Stock Exchange Inc., Zagreb

Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Statement of cash flows - indirect method for the period from January 1, 2023 to December 31, 2023 (in EUR)

STATEMENT OF CASH FLOWS - indirect method for the period 1.1.2023 to 31.12.2023 in EUR

Submitter: Zagreb Stock Exchange

Item ADP code Same period of the previous year Current period
CASH FLOW FROM OPERATING ACTIVITIES
1 Pre-tax profit 1 1,436 138,033
2 Depreciation 2 180,410 207,741
3 Increase in short-term liabilities 3 - -
4 Decrease in short-term receivables 4 25,067 -
5 Decrease in inventories 5 - -
6 Loss on impairment for expected credit losses 6 - -
7 Other cash flow increase 7 120,636 -
I Total cash flow increase from operating activities 001+...+007 327,549 345,774
1 Decrease in short-term liabilities 9 9,613 1,761
2 Increase in short-term receivables 10 - 52,772
3 Increase in inventories 11 - -
4 Profit from reversal of provisions for impairment for expected credit losses 12 - -
5 Other cash flow decrease 13 71,670 201,911
II Total cash flow decrease from operating activities 009+...+013 81,283 256,444
CASH FLOW FROM INVESTMENT ACTIVITIES
1 Cash receipts from sale of fixed tangible and intangible assets 15 - -
2 Cash receipts the from sale of equity instruments and debt instruments 16 - -
3 Interest received 17 887 -
4 Dividends received 18 55,819 138,622
5 Other cash receipts from investment activities 19 1,333,676 482,926
III Total cash receipts from investment activities 015+...+019 1,390,382 621,548
1 Cash payments for the purchase of fixed tangible and intangible assets 21 231,883 41,559
2 Cash payments for the acquisition of equity financial instruments and debt financial instruments 22 1,076,845 28,164
3 Other cash payments from investment activities 23 8,397 1,101,744
IV Total cash payments from investment activities 021+...+023 1,317,125 1,171,467

Zagreb Stock Exchange Inc., Zagreb

Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Statement of cash flows - indirect method for the period from January 1, 2023 to December 31, 2023 (in EUR) (continued)

Item ADP code Same period of the previous year Current period
CASH FLOW FROM FINANCING ACTIVITIES
1 Cash receipts from the issue of equity financial instruments and debt financial instruments 25 - -
2 Cash receipts from credit principals, debentures, loans and other borrowings 26 - -
3 Other cash receipts from financing activities 27 - -
V Total cash receipts from financing activities 025+...+027 - -
1 Cash payments for credit principals and bonds 29 - -
2 Cash payments for dividends 30 - -
3 Cash payments for finance lease 31 - -
4 Cash payments for the redemption of treasury shares 32 - -
5 Other cash payments from financing activities 33 97,982 93,057
VI Total cash payments from financing activities 029+...+033 97,982 93,057
VII Cash and cash equivalents at the beginning of period 35 446,354 667,895
VIII Increase of cash and cash equivalents 36 221,541 -
IX Decrease of cash and cash equivalents 37 - 553,646
X Cash and cash equivalents at the end of period 38 667,895 114,249

Zagreb Stock Exchange Inc., Zagreb

Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023

Statement of changes in equity for the period from January 1, 2023 to December 31, 2023 (in EUR)

Item ADP Attributable to owners of the parent Attributable to non-controlling interests Total capital and reserves Subscribed capital Capital reserves Legal reserves and reserves for treasury shares Fair value reserves Other reserves Revaluation reserves Reserves from exchange rate differences from the translation of foreign operations Retained profit or loss brought forward Profit or loss for the year
Balance on the first day of the previous business year 1 6,164,128 1,843,000 18,749 - - - - - - (2,380,697) 116,118 -
Change in accounting policies 2 - - - - - - - - - - - -
Correction of errors from prior periods 3 - - - - - - - - - - - -
Balance on the first day of the previous business year (restated) 4 6,164,128 1,843,000 18,749 - - - - - - (2,380,697) 116,118 -
Profit or loss for the period 5 - - - - - - - - - - 16,900 -
Unrealised gains or losses on financial assets at fair value through other comprehensive income 6 - - - - - 70,196 - - - - - -
Other changes in equity unrelated to owners 7 - - - - - - - - - - - -
Total directly recognized income and expenses of the previous year (previous year periods) 8 - - - - - 70,196 - - - - 16,900 -
Increase/decrease in subscribed capital 9 (3,077,506) - 815,960 - - - - - 2,261,546 - -
Other contributions by owners 10 - - - - - - - - - - - -
Payment of share in profit/dividend 11 - - - - - - - - - - - -
Other distribution to owners 12 - - (18,416) - (82) - 116,118 - - - (116,118) -
Balance on the last day of the previous business year reporting period 13 3,086,622 1,843,000 333 70,196 815,878 - (3,033) 16,900 - 5,829,896

Zagreb Stock Exchange Inc., Zagreb

Forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023

Statement of changes in equity for the period from January 1, 2023 to December 31, 2023 (in EUR) (continued)

| Item | ADP |
| :--- | :-- |# Zagreb Stock Exchange Inc., Zagreb Notes to the forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Notes to the annual financial statements – GFI

  1. Reporting entity

Zagreb Stock Exchange Inc, (“the Company”) is a joint stock company domiciled in Republic of Croatia and was registered at the Commercial Court in Zagreb on 5 July 1991 under the number (MBS) 0800034217, The personal identification number of the Company (OIB) is 84368186611. The address of the Company’s registered office is Eurotower, 22nd floor, Ivana Lučića 2a/22, Zagreb, Croatia.

  1. Basis of preparation and significant accounting policies

    • Basis for preparation
      Separate financial statements are prepared in accordance with the International Financial Reporting Standards as adopted by the European Union (IFRS. Separate financial statements are prepared on a historical cost basis, except for financial assets at fair value through profit or loss and financial assets at fair value through other comprehensive income which are measured at fair value. Detailed information on the basis of preparation of the financial statements are provided in Note 2 to the separate financial statements presented in the Annual Report on Company Status and Business Activities in 2023 available on the internet page www.zse.hr (further: the Company’s Annual Report).

    • Significant accounting policies
      Financial statements for the reporting period are prepared applying the same accounting policies as in the latest separate financial statements for 2023 available on the internet page www.zse.hr.

  2. Disclosure of additional information required by IFRSs that are not presented elsewhere in the separate statement of financial position, statement of comprehensive income, statement of cash flows and statement of changes in equity
    Additional information required by IFRSs that are not presented elsewhere in the separate statement of financial position, statement of comprehensive income, statement of cash flows and statement of changes in equity are disclosed in the Company’s Annual Report as published on the internet page www.zse.hr.

    • Change of the functional and presentation currency
      On January 1, 2023, the official monetary currency and official means of payment in the Republic of Croatia became the euro ("EUR") instead of the Croatian kuna ("HRK"). The introduction of the euro as the official currency in the Republic of Croatia represents a change in the functional currency. The information on accounting policy applied and impact of the change of the functional currency on the financial statements are published in the Company’s Annual Report available on the internet page www.zse.hr.
  3. Financial commitments, guarantees or contingencies that are not included in the balance sheet, and an indication of the nature and form of any valuable security which has been provided

    The Company does not have financial commitments, guarantees or contingencies that are not included in the balance sheet as of December 31, 2023, nor has issued securities.

  4. Amount of advance payments and loans granted to the members of administrative, management and supervisory bodies

    The Company did not give advances or approved loans to members of administrative, management and supervisory bodies during 2023 or 2022.

  5. Amount and nature of individual items of income or expenditure which are of exceptional size or incidence

    Details on the income or expenditure which are of exceptional size or incidence are presented in the Notes to the audited financial statements in the Company’s Annual Report (www.zse.hr).

Notes to the annual financial statements – GFI (continued)

  1. Liabilities falling due after more than five years, as well as debts covered by valuable security provided by the Company

At the balance sheet date, the Company does not have liabilities falling due after more than five years. At the balance sheet date, the Company does not have debts covered by valuable securities provided by the Company.

  1. Average number of employees during the reporting period

    The average number of the employees during the reporting period of 2023 is 24.

  2. Capitalized costs of salaries during the reporting period

    The Company did not capitalize the cost of salaries during the reporting period.

  3. Amount of salaries and remunerations approved for the business year to members of administrative, management and supervisory bodies

The amount of salaries and remunerations approved for the year 2023 to the members of the administrative, management and supervisory bodies due to their responsibilities and all obligations arising from or agreed upon in connection with the retirement of the former members of these bodies are published in Note 25 Related parties in the Company’s Annual Report (www.zse.hr).

  1. Average number of employees by category and personnel costs related to the business year

The Company does not divide employees into categories. During 2023, the Company had an average of 24 employees. The income of employees for 2023 broken down into net salaries and wages, the costs of taxes and contributions from salaries, contributions to salaries and other salary expenses that do not include reimbursements of expenses are published in Note 6 Personnel expenses in the Company’s Annual Report (www.zse.hr).

  1. Deferred taxes

Provisions for deferred taxes, balance of deferred taxes at the beginning and the end of the reporting period, as well as movement of those positions during the reporting period are presented in the Note 9 in the Company’s Annual Report (www.zse.hr).

  1. Name and registered office of each of the companies in which the issuer, either itself or through a person acting in their own name but on the issuer's behalf, holds a participating interest, showing the amount of capital held, the amount of total capital and reserves, and profit or loss

Information on investments in companies in which the Company holds a participating share in the capital are presented in Notes "Investments in subsidiaries" and "Investments in associates and joint ventures" (GFI: "Investments in associates, subsidiaries and joint ventures").

  1. Number and nominal value of shares subscribed during the reporting period within the limits of the authorised capital

Based on the Decision of the Company's Assembly dated June 14, 2022, the share capital of the Company is reduced in a regular procedure for the purpose of transferring EUR 3.076.316 (HRK 23,178,500,00) to other reserves of the Company. By undertaking the share capital reduction, the nominal value per share is reduced to the amount which is lower than the minimum nominal amount permitted under Article 163(2) of the Companies Act. Hence, the share capital is reduced in a regular procedure through a consolidation of shares (reverse split), in accordance with Article 342(4) of the Companies Act. The shares are consolidated at a ratio of 2:1 by issuing to each shareholder 1 registered share with a nominal value of EUR 1.33 (HRK 10,00) for 2 shares outstanding.

Based on the decision of the Company’s General Assembly dated June 12, 2023, for the purposes of aligning the Company's share capital and parts of that capital that relate to individual shares with the provisions of Article 21 of the Act on Amendments to the Companies Act ("Official Gazette" No. 114/22) , all shares of the Company were replaced by ZB-R-A shares with a nominal amount for shares without a nominal amount.

Attributable to owners of the parent Attributable to non-controlling interests Total capital and reserves Subscribed capital Capital reserves Legal reserves and reserves for treasury shares Fair value reserves Other reserves Revaluation reserves Reserves from exchange rate differences from the translation of foreign operations Retained profit or loss brought forward Profit or loss for the year
Balance on the first day of the current business year 3,086,622 1,843,000 333 70,196 815,878 - - (3,033) 16,900 - 5,829,896 -
Change in accounting policies (10,306) (3,438) (28) (27) - - - 3,026 - - (10,773) -
Correction of errors from prior periods - - - - - - - - - - - -
Balance on the first day of the current business year (restated) 3,076,316 1,839,562 305 70,169 815,878 - - (7) 16,900 - 5,819,123 -
Profit or loss for the period - - - - - - - 136,203 - - - 136,203
Unrealised gains or losses on financial assets at fair value through other comprehensive income - - - - - - 91,872 - - - - -
Other changes in equity unrelated to owners - - - - - - 16,900 (16,900) - - - -
Total directly recognised income and expenses of the current year (current period) - - - - - - 16,900 119,303 - - - 228,075
Increase/decrease in subscribed capital (1) 1 - - - - - - - - - -
Other contributions by owners - - - - - - - - - - - -
Payment of share in profit/dividend - 1,270 5,182 - - - (8,446) - - - - (1,994)
Other distribution to owners - - (17,256) - - - - - - - - (17,256)
Balance on the last day of the current business year reporting period 3,076,315 1,840,833 (11,769) 162,041 815,878 - 8,447 136,203 - - 6,027,948 -

The Company has no shares in companies having unlimited liability.

16. Name and registered office of the company which draws up consolidated financial statements for the reporting period of the largest group of companies of which the issuer forms part as a controlled group member

The Company is the final parent company and is not a controlled member of any group. The Company prepares consolidated financial statements that are available for use on the internet page www.zse.hr.

17. Name and registered office of the company which draws up consolidated financial statements for the reporting period of the smallest group of companies of which the issuer forms part as a controlled group member and which is also included in the group of companies referred to in point 13

The Company is the final parent company and is not a controlled member of any group.

18. Place where copies of the consolidated financial statements referred to in points 16 and 17 may be obtained

The Company prepares consolidated financial statements that are available for use on the internet page www.zse.hr.

19. Proposed distribution of profits

The proposal on the distribution of profits for 2023 is attached to the Company's Annual Report, which is published on the website www.zse.hr.

20. Nature and business purpose of the company's arrangements that are not included in the balance sheet and the financial impact on the company of those arrangements, provided that the risks or rewards of such arrangements are material and to the extent that disclosure of such risks or rewards is necessary to assess the issuer's financial position

The Company has no arrangements that are not included in the presented unconsolidated financial statements.

21. Nature and the financial effect of significant events arising after the balance sheet date which are not reflected in the profit and loss account or the balance sheet

Significant events arising after the balance sheet date are presented in Notes to the Company’s Annual Report as published on the internet page www.zse.hr.

93 Zagreb Stock Exchange Inc., Zagreb Notes to the forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Notes to the annual financial statements – GFI (continued)

22. Net income broken down by segments

The Company generates all its revenues in Croatia, and for reporting purposes, the entire business represents one business segment.

23. Total amount of compensation to the auditor for the reporting year

The amount of the auditor's fee for the statutory audit of annual financial statements and the amount of other fees to the auditor is published in the notes to the unconsolidated financial statements in the Company’s Annual Report.

94 Zagreb Stock Exchange Inc., Zagreb Notes to the forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Reconciliation of the GFI-POD Balance sheet and unconsolidated balance from audited financial statements for the year 2023

Balance sheet item (IFRS) Amount (EUR) Balance sheet item (GFI) AOP Amount (EUR)
ASSETS
Non-current assets 4,604,038 A. FIXED ASSETS 4,604,038
I Intangible assets 197,756 197,756
Intangible assets 197,756 197,756
II Tangible assets 398,838 398,838
Land and buildings 166,323 202,351
Right-of-use assets 232,515
Computer equipment 128,543
Other tangible assets 51,058
Leasehold improvements 16,886
III Long term financial assets 4,007,444 4,007,444
Investment in subsidiary 2,538,382 Investments in associates, subsidiaries and joint ventures 3,800,981
Investment in associate and joint venture 1,262,599
Financial assets at fair value through other comprehensive income 60,547 Financial assets at amortised cost (long term) 60,547
Long term deposits 33,166
Loans receivable from associate 27,381
Financial assets at fair value through other comprehensive income 145,916 145,916
Deferred tax assets - Deffered tax assets -
CURRENT ASSETS 2,311,353 B CURRENT ASSETS 2,299,673
I RECEIVABLES 334,437 322,757
Trade receivables and other assets 334,437 322,757
Trade receivables 218,857
Receivables from employees and members of the undertaking 212
Receivables from government and other institutions 16,210
Receivables from connected undertakings 3,735
Other receivables 83,743
II SHORT-TERM FINANCIAL ASSETS 1,862,667 1,862,667
Short-term deposits 1,126,162 Financial assets at amortised cost 1,126,162
Financial assets at fair value through profit or loss 736,505 Financial assets at fair value through statement of profit or loss 736,505
Cash and cash equivalents 114,249 III CASH AND CASH EQUIVALENTS 114,249
Prepaid expenses 13,629 C PREPAID EXPENSES AND ACCRUED INCOME 25,309
Prepaid expenses 13,629 C PREPAID EXPENSES AND ACCRUED INCOME 25,309
TOTAL ASSETS 6,929,020 D TOTAL ASSETS 6,929,020
CAPITAL AND LIABILITIES
CAPITAL AND RESERVES 6,027,948 A CAPITAL AND RESERVES 6,027,948
Issued share capital 3,076,315 I INITIAL CAPITAL 3,076,315
Share premium 1,840,833 II CAPITAL RESERVES 1,840,833
Profit reserves 966,150 III PROFIT RESERVES 966,150
Legal reserves 18,714 Legal reserves 18,714
Own shares (30,483) Reserves for treasury shares (30,483)
Fair value reserves 162,041 Fair value reserves 162,041
Other reserves 815,878 Other reserves 815,878
IV REVALUATION RESERVES
V RESERVES FROM EXCHANGE RATE DIFFERENCES FROM THE TRANSLATION OF FOREIGN OPERATIONS
Accumulated losses 144,650 IV Retained profit of loss brought forward 8,447
Profit or loss for the year V Profit or loss for the year 136,203
Long term liabilities 140,888 Long term liabilities and provisions 140,888
Long term lease liabilities 134,348 B Provisions 134,348
D Long term liabilities 134,348
Deferred tax liabilities 6,540 E Deferred tax liabilities 6,540
154,516 154,515

95 Zagreb Stock Exchange Inc., Zagreb Notes to the forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Reconciliation of the GFI-POD Balance sheet and unconsolidated balance from audited financial statements for the year 2023 (continued)

Balance sheet item (IFRS) Amount (EUR) Balance sheet item (GFI) AOP Amount (EUR)
Short term liabilities 294,830 C SHORT TERM LIABILITIES 294,829
Trade and other payables 198,630
Advance payments received 1 Advance payments received 7,795
Short term lease liabilities 96,200 2 Trade payables 72,174
3 Liabilities to employees 43,758
4 Taxes, contributions and similar liabilities 39,659
5 Liabilities to connected undertakings 591
6 Other short-term liabilities 130,852
294,830 294,829
465,354 F Accruals and deferred income 465,355
Contract liabilities 465,354 Accrued expenses 465,354
465,355 465,355
Total equity and liabilities 6,929,020 Total equity and liabilities 6,929,020

96 Zagreb Stock Exchange Inc., Zagreb Notes to the forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Reconciliation of the GFI-POD Profit and loss account and unconsolidated other comprehensive income from audited financial statements for the year 2023

P&L item (IFRS) Amount (EUR) P&L item (GFI) AOP Amount (EUR)
Operating revenues 2,017,744 A OPERATING INCOME 2,017,744
Sales revenue 1,299,319 I Sales revenue 1,299,319
Other operating income 718,425 II Other operating income 718,425
2,017,744 2,017,744
Operating expenses 2,051,463 B OPERATING EXPENSES 2,051,463
Staff costs 1,002,235 II Staff costs 951,287
Other employee costs (GFI AOP 22) (50,948)
951,287 951,287
Other operating expenses 841,487 I Material costs 592,332
Expenses reported under Staff costs 50,948
IV Other costs 286,797
V Value adjustment 024+025 22
VII Other operating expenses 13,306
892,435 892,435
Depreciation and amortization 207,741 III Depreciation 207,741
Net financial income 171,752 Net financial income 171,752
Financial income 155,601 C FINANCIAL INCOME 182,233
Dividend income (10,260) D FINANCIAL EXPENSES (10,481)
Financial expenses 26,533
Net foreign exchange gain/(loss) (122)
Profit before tax 138,033 H PRE-TAX PROFIT OR LOSS 138,033
Income tax expense 1,830 I INCOME TAX 1,830
Profit for the year 136,203 J PROFIT OR LOSS FOR THE PERIOD 136,203
Other comprehensive income
Other comprehensive income
Changes in the fair value of equity investments at fair value 112,040 Unrealised gains/losses on financial assets at fair value through other comprehensive income 112,040
Income tax on other comprehensive income on items that cannot be reclassified to

97 Zagreb Stock Exchange Inc., Zagreb Notes to the forms in accordance with the Ordinance on the Structure and Content of Stock Exchange Annual Financial Statements (Official Gazette 25/19, 155/22) for the year ended 31 December 2023 (separate)

Reconciliation of the GFI-POD Profit and loss account and unconsolidated other comprehensive income from audited financial statements for the year 2023 (continued)```markdown

profit or loss (20,168) Income tax on other comprehensive income 51 20,168 Total other comprehensive profit 91,872 K OTHER COMPREHENSIVE INCOME 52 91,872 Total comprehensive profit for the year 228,075 TOTAL COMPREHENSIVE INCOME 53 228,075 98 99 100 101
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