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XERO LIMITED Interim / Quarterly Report 2014

Nov 19, 2013

66106_rns_2013-11-19_5b0fc927-b269-4c1c-a34f-ebf3710c2cd1.pdf

Interim / Quarterly Report

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Interim Report For the six months ended 30 September 2013

Beautiful accounting software www.xero.com

XERO INTERIM REPORT

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

XERO LIMITED INTERIM REPORT 2013

Chairman and Chief Executive commentary 2-3
Income statement 4
Statement of changes in equity 5-6
Statement of financial position 7
Statement of cash flows 8
Notes to the condensed financial statements 9-13
Independent accountants’ review report 14

2007

2008

2009

2010

2011

2012

2013

XERO INTERIM REPORT

PAGE 2

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

CHAIRMAN AND CHIEF EXECUTIVE COMMENTARY

It has been an incredible six months at Xero, with many highlights. There has been a major focus on growth and investment to take advantage of the massive opportunity of small businesses moving to the Cloud. Xero continues to attract top talent and execute at a world-class level. The market is beginning to accelerate and the sustained investment in Xero’s clean foundations is apparent in the quality and speed advantage that Xero has over incumbent providers.

Capital raise

Xero’s $180m capital raise in October 2013 from sophisticated technology investors has removed substantial risk from the business. It is a clear signal that the company is operating on a world-class basis and ensures the company is in a strong position to continue its growth agenda.

Investment

Investment in prior periods is paying off with strong growth and momentum. For the first six months of FY 2014 Xero continued its global expansion. The United States is now the fastest-growing region by revenue percentage and is where the heaviest investment is being applied.

Good progress has been made in putting a global senior leadership team in place to enable the company to scale. Total staff numbers have been expanded from 382 to 584 during the period. New offices have been opened in Los Angeles, San Francisco, London, Melbourne, Perth, Auckland and Wellington.

Sales and Marketing – Xero is driving its successful accounting and bookkeeping channel approach into the US market and is automating its direct customer sales channel. Its first fully integrated advertising campaign is underway in Australia using local press, outdoor, radio and online. Leading indicators such as accountants' attendance at roadshows, sales pipeline and conversion ratios are positive.

Service delivery – Xero continues to build its resilient delivery platform to enable scaling to one million customers. The platform continues to deliver class-leading uptime and reliability.

Product development – Xero has been releasing the first versions of new products and functionality such as Purchase Orders, Files, US Payroll and Australian Tax. The extent of investment means Xero can innovate and evolve products more rapidly than competitors. The company will accelerate investment in product capability to provide more rapid innovation.

Customer Experience – Xero continues to invest in delivering the best experience to its customers. As well as increasing the number of support staff in Wellington, Melbourne and Milton Keynes, the company has recently opened a support office in Denver.

Growth and momentum

For the first half year operating revenue grew 84% over the same period last year, to $30.3 million. This figure excludes revenue from Xero Personal, for which an announcement to terminate was made in August 2013, and which is deemed to be a discontinued operation.

Performance highlights

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6 months ended 6 months ended
30 September 2013 30 September 2012 Increase
Total operating revenue $30.3m $16.5m +84%
Net loss after tax ($17.1m) ($7.0m) +144%
Cash at bank $55.3m $30.6m +81%
Paying business customers 211,300 111,800 +89%
Partner channel 8,800 4,600 +91%
Annualised Monthly Committed Revenue $70.6m $38.7m +82%
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PAGE 3

XERO INTERIM REPORT FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

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Regional revenue growth
2011 2012 2013
New Zealand Australia United Kingdom United States +
Rest of World
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Regional activity

New Zealand

Paying customers: 30 September 2013 – 85,500 (previous year – 57,300) Partner channel: 2,400 (previous year – 1,800)

In New Zealand Xero products are used by almost all significant accounting firms. Significant numbers of new startup accounting and bookkeeping firms are using Xero as their platform. Xero continues to expand its footprint within mid-size and large accounting firms and we expect the proportion of firms that operate substantially on Xero products to rise significantly as the new reporting framework and much anticipated farming solutions are released during 2014.

Australia

Paying customers: 30 September 2013 – 79,100 (previous year – 32,500) Partner channel: 4,100 (previous year – 1,900)

Australian customer numbers continue to more than double each year. The rollout of electronic tax filing with the Australian Tax Office will provide further momentum. Xerocon Australia was the biggest-ever conference for Xero with more than 900 participants, and its Add-on software developer day attracted 200. Xero has also introduced a new channel of financial advisors in Australia, who see Xero’s Cashbook product as a good fit for their clients.

United Kingdom

Paying customers: 30 September 2013 – 30,100 (previous year – 15,100) Partner channel: 1,300 (previous year – 700)

In the United Kingdom Xero has opened a London office and has built up its management team at its Milton Keynes UK headquarters. More than 40 of the UK top 100 accounting firms are Xero partners. The second Xerocon UK conference attracted more than 400 participants and its Add-on software developer day attracted 200.

United States/Rest of World

Paying customers: 30 September 2013 – 16,600 (previous year – 6,900) Partner channel: 1,000 (previous year – 200)

Positioning

Xero is now on the world stage. In the past year incumbent competitors have delivered competing online accounting products or major new versions. We believe these offerings demonstrate how difficult it is to move from a desktop-centric approach to world-class online software. Xero is benefiting from seven years and $200m of investment in developing a modern, global accounting platform that is free of legacy. Xero is delivering better features and innovation at a faster pace.

With an excellent product and proven ability to innovate and operate, the company has been building up its marketing and sales teams to take the product to market at scale. No other new entrant has had comparable resources to create the breadth of platform that Xero has already delivered, positioning Xero uniquely as the number one challenger in each of its markets.

The company expects to exceed 80% growth in operating revenue for the full year to 31 March 2014 and continue to incur increased operating losses for the second 6 month period as it continues to invest. With cash reserves at 31 October in excess of $230m the Board is continuing to follow a growth agenda focused on creating longerterm shareholder value rather than short-term profitability. Xero is investing in the infrastructure to support millions of customers and create a significant Cloud-based financial platform for its customers and partners.

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Sam Knowles Chairman

Rod Drury Chief Executive

20 November 2013

In the United States Xero has built a world-class team numbering nearly 100 staff, which includes the US Payroll development team across multiple states. The accounting partner channel has been aggressively developed, with 25 of Accounting Today ’s top 100 firms moving clients to Xero and the first Xerocon US conference attracting more than 400 participants.

XERO INTERIM REPORT

PAGE 4

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

XERO LIMITED – INCOME STATEMENT – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

6 months 6 months 12 months
Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
Notes ($000s) ($000s) ($000s)
Operating revenue 30,324 16,496 38,353
Government grants 713 434 936
Total revenue & other income 31,037 16,930 39,289
Operating expenses (44,609) (22,701) (51,245)
Depreciation & amortisation (3,728) (1,862) (4,328)
Operating deficit (17,300) (7,633) (16,284)
Net interest income 1,209 636 1,838
Net loss before tax (16,091) (6,997) (14,446)
Income tax expense (263) (142) (296)
Net loss from continuing operations (16,354) (7,139) (14,742)
Net (loss) / profit from discontinued operations 8 (791) 188 299
Net loss after tax for the period attributable
to the shareholders of the company (17,145) (6,951) (14,443)
Earnings per share
Basic & diluted loss per share ($0.14) ($0.07) ($0.13)
XERO LIMITED – STATEMENT OF COMPREHENSIVE INCOME – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013 XERO LIMITED – STATEMENT OF COMPREHENSIVE INCOME – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013
6 months 6 months 12 months
Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
($000s) ($000s) ($000s)
Net loss after tax (17,145) (6,951) (14,443)
Other comprehensive income
Exchange difference on translation of international subsidiaries 6 (11)
Total other comprehensive income / (expense) for the period 6 (11)
Total comprehensive loss for the period attributable
to the shareholders of the company (17,145) (6,945) (14,454)

PAGE 5

XERO INTERIM REPORT

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

XERO LIMITED – STATEMENT OF CHANGES IN EQUITY – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013 THE SIX MONTHS ENDED 30 SEPTEMBER 2013 THE SIX MONTHS ENDED 30 SEPTEMBER 2013 THE SIX MONTHS ENDED 30 SEPTEMBER 2013
Share- Foreign
based currency
Share Treasury payment Accumulated translation Total
capital stock reserve losses reserve equity
($000s) ($000s) ($000s) ($000s) ($000s) ($000s)
Group (unaudited 30 September 2013)
Balance at 1 April 2013 155,551 (5,529) 3,096 (50,394) (72) 102,652
Net (loss) after tax (17,145) (17,145)
Currency translation movements
Total comprehensive income (17,145) (17,145)
Transactions with owners
Issue of shares – key management 1,550 1,550
Issue of shares – employee restricted share plan 3,418 (3,418)
Vesting of shares – employee restricted share plan 33 (33)
Exercising of employee stock options 332 (64) 268
Vesting of shares – purchase of Paycycle assets 431 (431)
Accrual for equity portion of purchase of Paycycle assets 140 140
Accrual for equity portion of purchase of Max Solutions
Holdings Limited 555 555
Accrual of share-based employee benefits 1,531 1,531
Balance at 30 September 2013 160,851 (8,483) 4,794 (67,539) (72) 89,551
Group (unaudited 30 September 2012)
Balance at 1 April 2012 93,251 (6,874) 1,883 (35,951) (61) 52,248
Net (loss) after tax (6,951) (6,951)
Currency translation movements 6 6
Total comprehensive income (6,951) 6 (6,945)
Transactions with owners
Issue of shares – purchase of Spotlight Workpapers Limited 300 300
Issue of shares – employee restricted share plan 1,818 (1,818)
Vesting of shares – purchase of Paycycle assets 431 (431)
Accrual for equity portion of purchase of Paycycle assets 314 314
Accrual for equity portion of purchase of Max Solutions
Holdings Limited 1,222 1,222
Accrual of share-based employee benefits 506 506
Balance at 30 September 2012 95,369 (8,261) 3,494 (42,902) (55) 47,645

XERO INTERIM REPORT

PAGE 6

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

XERO LIMITED – STATEMENT OF CHANGES IN EQUITY – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013 XERO LIMITED – STATEMENT OF CHANGES IN EQUITY – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013 XERO LIMITED – STATEMENT OF CHANGES IN EQUITY – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013 XERO LIMITED – STATEMENT OF CHANGES IN EQUITY – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013 XERO LIMITED – STATEMENT OF CHANGES IN EQUITY – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013
Share- Foreign
based currency
Share Treasury payment Accumulated translation Total
capital stock reserve losses reserve equity
($000s) ($000s) ($000s) ($000s) ($000s) ($000s)
Group (audited 31 March 2013)
Balance at 1 April 2012 93,251 (6,874) 1,883 (35,951) (61) 52,248
Net (loss) after tax (14,443) (14,443)
Currency translation movements (11) (11)
Total comprehensive income (14,443) (11) (14,454)
Transactions with owners
Issue of shares (net of issue costs) 59,882 59,882
Issue of shares – purchase of Spotlight Workpapers Limited 600 600
Issue of shares – employee restricted share plan 1,818 (1,818)
Vesting of shares – employee restricted share plan 1,399 (1,399)
Vesting of shares – purchase of Paycycle assets 431 (431)
Vesting of shares – purchase of Max Solutions Holdings Limited 1,333 (1,333)
Accrual for equity portion of purchase of Paycycle assets 489 489
Accrual for equity portion of purchase of Max Solutions
Holdings Limited 2,222 2,222
Accrual of share-based employee benefits 1,665 1,665
Balance at 31 March 2013 155,551 (5,529) 3,096 (50,394) (72) 102,652

PAGE 7

XERO INTERIM REPORT

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

XERO LIMITED – STATEMENT OF FINANCIAL POSITION – AT 30 SEPTEMBER 2013

Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
Notes ($000s) ($000s) ($000s)
Assets
Current assets
Cash at bank 55,332 30,581 78,244
Trade & other receivables 2 8,671 4,166 5,876
Total current assets 64,003 34,747 84,120
Non-current assets
Intangible assets 3 25,274 13,380 17,585
Property, plant & equipment 3 8,661 4,692 7,274
Trade & other receivables 2 3,679 1,273 1,341
Deferred tax benefit 316 137 102
Total non-current assets 37,930 19,482 26,302
Total assets 101,933 54,229 110,422
Liabilities
Current liabilities
Trade & other payables 4 5,796 3,633 3,090
Employee entitlements 6,034 2,711 4,471
Income tax 552 240 209
Total current liabilities 12,382 6,584 7,770
Total liabilities 12,382 6,584 7,770
Net assets 89,551 47,645 102,652
Equity
Share capital 5 152,368 87,108 150,022
Share-based payment reserve 4,794 3,494 3,096
Accumulated losses (67,539) (42,902) (50,394)
Foreign currency translation reserve (72) (55) (72)
Total equity 89,551 47,645 102,652
Net tangible assets per share $0.54 $0.32 $0.72

XERO INTERIM REPORT FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

PAGE 8

XERO LIMITED – STATEMENT OF CASH FLOWS – FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

6 months 6 months 12 months
Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
Notes ($000s) ($000s) ($000s)
Operating activities
Cash was provided from
Receipts from customers 28,729 15,847 37,476
Interest received 1,166 575 1,208
Government grants 481 319 788
30,376 16,741 39,472
Cash was applied to
Payments to suppliers & employees (38,253) (19,793) (44,639)
Sales tax (866) (657) (2,190)
Income tax (136) (25) (175)
(39,255) (20,475) (47,004)
Net cash flows from operating activities 7 (8,879) (3,734) (7,532)
Investing activities
Cash was provided from
Net disposal of property, plant & equipment 20 20
Net rental bonds repaid 158
20 178
Cash was applied to
Capitalised development costs (10,582) (3,401) (7,654)
Purchase of property, plant & equipment (2,524) (1,194) (4,566)
Intangible assets (26) (68) (28)
Other assets (822) (18)
Investment in subsidiary (100) (1,200)
(13,954) (4,781) (13,448)
Net cash flows from investing activities (13,954) (4,761) (13,270)
Financing activities
Cash was provided from
Repayment of Director's loans 100 100
Repayment of other loans
Share issue 60,000
100 60,100
Cash was applied to
Cost of share issue (118)
(118)
Net cash flows from financing activities 100 59,982
Net (decrease) / increase in cash held (22,833) (8,395) 39,180
Foreign currency translation adjustment (79) 88
Cash at bank at the beginning of the period 78,244 38,976 38,976
Cash at bank at the end of the period 55,332 30,581 78,244

PAGE 9

XERO INTERIM REPORT FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

NOTES TO THE CONDENSED FINANCIAL STATEMENTS (UNAUDITED)

1. BASIS OF PRESENTATION & ACCOUNTING POLICIES

These unaudited consolidated condensed interim financial statements of Xero Limited (the Company) and its subsidiaries (together “the Group”) have been prepared in accordance with New Zealand Generally Accepted Accounting Practice and comply with the requirements of International Accounting Standard (IAS) 34 Interim Financial Reporting and with New Zealand Equivalent to International Accounting Standard (IAS) 34 Interim Financial Reporting.

The Company is a profit oriented entity and is an issuer for the purposes of the New Zealand Financial Reporting Act 1993.

The unaudited consolidated condensed interim financial statements of the Group for the six months ended 30 September 2013 have been prepared using the same accounting policies and methods of computation as, and should be read in conjunction with, the financial statements and related notes included in the Group’s Annual Report for the year ended 31 March 2013.

The same significant judgements, estimates and assumptions included in the notes to the financial statements in the Group’s Annual Report for the year ended 31 March 2013 have been applied to these consolidated condensed interim financial statements.

2. TRADE & OTHER RECEIVABLES

Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
($000s) ($000s) ($000s)
Current assets
Trade receivables 3,002 1,904 2,163
Provision for doubtful debts (48) (13) (47)
Accrued income 2,319 1,130 1,505
Prepayments 1,932 412 1,100
Interest receivable 753 198 745
Government grants receivable 550 285 318
Rental bonds 163 250 92
8,671 4,166 5,876
Non-current assets
Loans to key management 2,723 1,116 1,138
Rental & other bonds 956 157 203
3,679 1,273 1,341

XERO INTERIM REPORT

PAGE 10

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

3. ADDITIONS & DISPOSALS OF NON-CURRENT ASSETS

During the six months ended 30 September 2013, the Group acquired assets with a total cost of $2.9 million (30 September 2012: $1.0 million, 31 March 2013: $4.2 million) and capitalised development costs of $11.0 million (30 September 2012: $4.5 million, 31 March 2013: $10.7 million).

Capitalised development costs with a Net Book Value of $742,000 relating to Xero Personal were written off as a result of the Discontinued Operation. Property, plant & equipment with a Net Book Value of $28,000 were also disposed of during the period (30 September 2012: $54,000, 31 March 2013: $14,000). No other assets were disposed of during the period.

4. TRADE & OTHER PAYABLES

Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
($000s) ($000s) ($000s)
Trade payables 1,653 732 1,312
Accrued expenses 2,990 1,331 1,061
Income in advance 216 111 159
Sales tax payable 937 559 558
Deferred settlement 400
Amounts payable on acquisition of subsidiary 500
5,796 3,633 3,090

5. SHARE CAPITAL

Movement in ordinary shares on issue

Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
('000s) ('000s) ('000s)
Balance at 1 April 117,219 106,782 106,782
Issue of shares 10,000
Issue of shares – employee restricted share plan 214 347 347
Issue of shares – loans to key management 97
Issue of shares – exercising of employee stock options 76
Issue of shares – purchase of Spotlight Workpapers Limited 58 90
Ordinary shares on issue at the end of the period 117,606 107,187 117,219
Treasury stock (1,841) (2,828) (1,841)
Ordinary shares on issue at the end of the period 115,765 104,359 115,378

During the period the Company issued 213,653 shares under the Employee Restricted Share Plan, and 96,876 shares to key management, at an average price of $16.00.

During the period the Company granted 170,789 options to selected employees with an exercise price of $17.40 per share, being the market price on the date the options were granted. Employees exercised 76,563 options during the period, resulting in the issue of 76,563 shares at an average exercise price of $3.50 per share. Employees forfeited 11,509 options during the period.

PAGE 11

XERO INTERIM REPORT

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

6. SEGMENT INFORMATION

The Group has seven operating segments based on the geographical locations of the operations and revenue streams, and five reporting segments at 30 September 2013. These segments have been determined based on the reports reviewed by the Board (Chief Operating Decision Maker) to make strategic decisions.

The Group currently operates in one business segment, providing online solutions for small businesses and their advisors.

The segment information shows the operating performance of each region, as currently reviewed by the Board. Prior period information has been restated where appropriate to disclose this information on a basis consistent with the current year.

Country operating expenses represent sales and marketing costs and service delivery costs including both in-country and an allocation of centrally managed costs. Operating expenses for corporate represent all development and general and administration expenses.

The assets and liabilities of the Group are reported to and reviewed by the Board in total and are not allocated by operating segment. Therefore, operating segment assets and liabilities are not disclosed.

New United Rest
Zealand Australia Kingdom of World Corporate Total
($000s) ($000s) ($000s) ($000s) ($000s) ($000s)
2013 – Group (unaudited)
For the six months ended 30 September 2013
Revenue from external customers 10,816 12,346 4,448 2,621 93 30,324
Government grants 713 713
Interest revenue 1,209 1,209
Total 10,816 12,346 4,448 2,621 2,015 32,246
Operating expenses (5,476) (12,575) (4,131) (8,605) (13,822) (44,609)
Depreciation & amortisation (3,728) (3,728)
Segment contribution before tax 5,340 (229) 317 (5,984) (15,535) (16,091)
2012 – Group (unaudited) – restated
For the six months ended 30 September 2012
Revenue from external customers 7,348 5,548 2,406 1,133 61 16,496
Government grants 434 434
Interest revenue 636 636
Total 7,348 5,548 2,406 1,133 1,131 17,566
Operating expenses (4,761) (5,255) (2,124) (2,104) (8,457) (22,701)
Depreciation & amortisation (1,862) (1,862)
Segment contribution before tax 2,587 293 282 (971) (9,188) (6,997)
2013 – Group (audited) – restated
For the year ended 31 March 2013
Revenue from external customers 16,359 13,734 5,477 2,722 61 38,353
Government grants 936 936
Interest revenue 1,838 1,838
Total 16,359 13,734 5,477 2,722 2,835 41,127
Operating expenses (10,606) (12,648) (5,010) (4,788) (18,193) (51,245)
Depreciation & amortisation (4,328) (4,328)
Segment contribution before tax 5,753 1,086 467 (2,066) (19,686) (14,446)

XERO INTERIM REPORT

PAGE 12

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

7. RECONCILIATION OF OPERATING CASH FLOWS

Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
Notes ($000s) ($000s) ($000s)
Reconciliation from the net loss after tax to the net cash from operating activities
Net loss after tax (17,145) (6,951) (14,443)
Adjustments
Depreciation 1,015 699 1,130
Amortisation 2,713 1,163 3,198
Deferred tax 215 (52) (17)
Loss on foreign exchange transactions 259 369 442
Loss/(gain) on disposal of property, plant & equipment 17 (13)
Employee entitlements 2,350 1,555 3,976
Interest on loans (36) (22) (44)
Bad debts 65 37 114
Discontinued operations – non-cash items 8 953 99 219
Changes in working capital items
(Increase)/decrease in trade receivables & prepayments (2,862) (1,300) (3,130)
Increase/(decrease) in trade payables & accruals 2,504 409 (743)
Increase/(decrease) in current tax payable 343 169 138
Increase/(decrease) in employee entitlements 690 53 1,572
Increase/(decrease) in income in advance 57 21 69
Net cash from operating activities (8,879) (3,734) (7,532)

8. DISCONTINUED OPERATIONS

On 28 August 2013 the Group announced the cessation of the development of its personal financial management tool Xero Personal and closure of the service on 30 November 2014. The Group has accounted for the closure of Xero Personal as a discontinued operation as it is a significant change in strategy.

The impact on the Income Statement relating to the discontinued operation is set out below. Included in the current period are future revenues and expenses associated with the closure of Xero Personal. The impact on the Statement of Cash Flows is not materially different from the revenue and operating expense amounts set out below.

Unaudited Unaudited Audited
Group Group Group
2013 2012 31 March 2013
($000s) ($000s) ($000s)
Operating revenue 377 356 680
Operating expenses (293) (69) (162)
Amortisation (133) (99) (219)
Software development intangible asset write off (742)
Net (loss) / profit from discontinued operations (791) 188 299

PAGE 13

XERO INTERIM REPORT

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

9. RELATED PARTIES

Secured loans of $1.6 million were issued to key management during the period ended 30 September 2013 to purchase shares in the Company at $16.00 per share, which was the 20 day Volume Weighted Average Price at the time of issue. Simple interest is accrued at a rate of 4% per annum, with the loans and interest being repayable three years after the date of issue. The fair value of the loans does not materially differ from their carrying value.

10. COMMITMENTS & CONTINGENCIES

There were capital commitments for building fitouts of $640,000 at 30 September 2013 (30 September 2012: $1.2 million, 31 March 2013: $390,000).

There were no contingent liabilities as at 30 September 2013 (30 September 2012: Nil, 31 March 2013: Nil).

11. GROUP ENTITIES

On 1 April 2013, Max Solutions Holdings Limited, Max Solutions Limited, Spotlight Workpapers Limited and My Workpapers Limited were amalgamated into Xero (NZ) Limited.

Xero (NZ) Limited commenced trading on 1 April 2013 as a limited risk distributor for the Group’s operations in New Zealand and those regions outside Australia, the United Kingdom and the United States.

12. EVENTS AFTER THE BALANCE DATE

On 14 October 2013, Xero Limited raised $180 million of new capital at the price of $18.15 per share by issuing 9.92 million ordinary shares.

There were no other significant events after balance date.

XERO INTERIM REPORT

PAGE 14

FOR THE SIX MONTHS ENDED 30 SEPTEMBER 2013

INDEPENDENT ACCOUNTANTS’ REVIEW REPORT

To the shareholders of Xero Limited

Review Report on the Interim Financial Statements

We have reviewed the consolidated condensed interim financial statements (“financial statements”) of Xero Limited (“the Company”), and the entities it controlled at 30 September 2013 or from time to time during the period (“the Group”) on pages 4 to 13, which comprise the statement of financial position as at 30 September 2013, the income statement, statement of comprehensive income, statement of changes in equity and statement of cash flows for the six month period ended 30 September 2013, and the notes to the financial statements that include a summary of significant accounting policies and other explanatory information.

Directors’ Responsibility for the Interim Financial Statements

The Company’s Directors are responsible for the preparation and presentation of the financial statements that present fairly the financial position of the Group as at 30 September 2013, and its financial performance and cash flows for the period ended on that date.

Opinion

Based on our review, nothing has come to our attention that causes us to believe that the financial statements which have been prepared in accordance with International Accounting Standard 34 and New Zealand Equivalent to International Accounting Standard 34: Interim Financial Reporting do not present fairly the financial position of the Group as at 30 September 2013 and its financial performance and cash flows for the period ended on that date.

Restriction on Distribution or Use

This report is made solely to the Company’s shareholders, as a body. Our review work has been undertaken so that we might state to the Company’s shareholders those matters which we are required to state to them in an accountants’ report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company’s shareholders, as a body, for our review procedures, for this report or for the opinions we have formed.

Accountants’ Responsibility

We are responsible for reviewing the financial statements presented by the Directors in order to report to you whether, in our opinion and on the basis of the procedures performed by us, anything has come to our attention that would indicate that the financial statements do not present fairly the matters to which they relate.

Chartered Accountants Wellington, New Zealand 20 November 2013

A review is limited primarily to enquiries of company personnel and analytical review procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit on the financial statements and, accordingly, we do not express an audit opinion.

We have reviewed the financial statements of the Group for the period ended 30 September 2013 in accordance with the Review Engagement Standards issued in New Zealand.

We have no relationship with or interests in, Xero Limited other than in our capacities as accountants performing this review, and providers of taxation and other assurance services. These services have not impaired our independence as auditors of the Group.

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REGISTERED OFFICE:

3 MARKET LANE PO BOX 24 537 WELLINGTON 6142 NEW ZEALAND

TELEPHONE: +64 4 819 4800 FACSIMILE: +64 4 819 4801 UNIT 1, 6 ELIZABETH STREET HAWTHORN, VIC 3122 AUSTRALIA

NEW ZEALAND COMPANY NUMBER: 183 0488 AUSTRALIA ARBN: 160 661 183

DIRECTORS:

SAM KNOWLES CHAIRMAN ROD DRURY CRAIG ELLIOTT SAM MORGAN GRAHAM SHAW CRAIG WINKLER

MANAGEMENT:

ROD DRURY CHIEF EXECUTIVE, CO-FOUNDER ROSS JENKINS CHIEF FINANCIAL OFFICER

ALASTAIR GRIGG CHIEF OPERATING OFFICER

DUNCAN RITCHIE CHIEF PLATFORM OFFICER

STUART MCLEAN CHIEF REVENUE OFFICER AMANDA ARMSTRONG GENERAL MANAGER, NEW ZEALAND

CHRIS RIDD MANAGING DIRECTOR, AUSTRALIA

GARY TURNER MANAGING DIRECTOR, UNITED KINGDOM JAMIE SUTHERLAND PRESIDENT, UNITED STATES

AUDITOR:

PRICEWATERHOUSECOOPERS

LEGAL ADVISOR: BELL GULLY

COMPANY SECRETARY: MATT VAUGHAN

BANKERS:

ASB BANK LIMITED BANK OF NEW ZEALAND LIMITED HSBC LIMITED NATIONAL AUSTRALIA BANK LIMITED SILICON VALLEY BANK

SHARE REGISTRAR:

NEW ZEALAND LINK MARKET SERVICES LIMITED LEVEL 7, ZURICH HOUSE 21 QUEEN STREET PO BOX 91 976, AUCKLAND 1142 TELEPHONE: +64 9 375 5998 FACSIMILE: +64 9 375 5990

AUSTRALIA

LINK MARKET SERVICES LIMITED LEVEL 12, 680 GEORGE STREET SYDNEY, NSW 2000 LOCKED BAG A14 SYDNEY SOUTH, NSW 1235 TELEPHONE: 1300 554 474, +61 2 8280 7111 FACSIMILE: +61 2 9287 0303

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