Wesure Global Tech Ltd.

Investor Presentation • Apr 28, 2025

for the Future

Digital Insurance Group of the New Generation

Investor Presentation

March 17th , 2025

Legal Clarification

The information contained in this presentation is a summary only. It does not exhaust all the relevant data about the company and its activities and does not replace a review of the immediate reports or the periodic financial statements of the company, as reported to the Securities Authority through the distribution website of the Magna/ ISA. Substantial information about the company, included in this presentation, has been previously disclosed to the public as part of the company's reports. However, the presentation may include data presented in different ways or segments from those previously reported by the company. This presentation does not claim to include all information that may be relevant for making any investment decisions regarding the company's securities. It is prepared for convenience and brevity and does not contain all the data about the company and its activities, and does not replace the need to review detailed reports as mentioned above.

This presentation is not a proposal for investment or purchase of securities of Wesure Globaltech Ltd. ("the Company"), and it is not a "public offering" or "sale to the public" of any kind. The presentation is intended solely for the purpose of providing general information, and the information contained therein is not a recommendation or opinion or a substitute for the judgment of an investor, and it does not purport to include all relevant information for making any decision regarding investment in the Company's securities or otherwise.

This presentation may include forward-looking information as defined in the Securities Law, 1968, including forecasts, goals, business strategies, estimates and assessments, both regarding the Company's activity and the markets in which it operates, as well as any other information in any form relating to future events or matters, the realization of which is uncertain and not within the Company's control. This information is based on up-to-date assumptions and estimates as of the date of the presentation, including those of the Company's management, which, despite the Company's belief that they are reasonable, are inherently uncertain and are based, in part, on subjective estimates only

The realization or non-realization of information will be influenced by, among other things, risk factors that characterize the company's activity, decisions of third parties including regulatory authorities and contracts with third parties, as well as developments in the economic environment and external factors that affect the company's activity, and which cannot be assessed in advance and are not under the control of the company. Additionally, the presentation's references to the company's goals and strategy are accurate as of this date. These goals may change from time to time in accordance with the authorized organizational decisions of the company. The company is not committed to updating or changing its forecast or assessment as stated in order to reflect events and/or circumstances that may occur after this presentation and is not committed to updating this presentation.

Digital Insurance Group of the New generation

Group's Structure

A Multi-National Insurance & Technology Group organic growth alongside smart M&As

The Group in Numbers (As of December 2024)

The weSure Global Tech's Journey

*Through Caesarea Medical Electronics Holdings (2000) Ltd., controlled by Tzvi and Anat Barak ("Kaiseria"). The control permit was received on May 19, 2022. 1 USD = 3.647 NIS

Well Diversified Activities

Gross Earned Premiums (GWP) distribution by segments

Great customer experience in Israel and Abroad WeSure upgrades its customers with fair prices,

(3,300 + reviews)

WeSure provides reliable and readily available response at an excellent price, making insurance very easy to obtain through them Avner P. innovation and advantages that other insurance companies don't have Mali H.

Excellent prices and great service. A true upgrade from past experiences with other insurance companies

Gil L.

Financials

WeSure Global Tech's – Earnings/Net Profit after Tax**

In M USD

11

*The results of Ayalon Insurance's are consolidated since June 30, 2022 **Profit attributed to the shareholders of the company 1 USD = 3.647 NIS

Net Profit by Segments )Including Minority Interests(

In M USD

Pre-Tax Profit (Loss) by Segments

In M USD

1-12/2024 VS 1-12/2023

Consistent Balance Sheet Growth 2018-2024

The acquisition of Ayalon also contributed to the significant rise in the balance sheet

In M USD

*The results of Ayalon Insurance's are consolidated since June 30, 2022

1 USD = 3.647 NIS

Equity increased by 29 Times

Shareholders' equity attributed to the owners of the company in M USD

*The impact of the initial adoption of IFRS 17 and IFRS 9 on transition date (January 1, 2024) , The equity (attributable to the company's shareholders) is expected to increase by approximately \$30 million

Growth in Gross Written Premiums

In M USD

1 USD = 3.647 NIS

P&C Gross Earned Premium Development

In M USD

*The results of Ayalon Insurance's are consolidated since June 30, 2022

17

1 USD = 3.647 NIS

Gross Earned Premium growth (by LOB) P&C 2019-2024

In M USD

*The results of Ayalon Insurance's are consolidated since June 30, 2022

1 USD = 3.647 NIS

Gross Earned Premium by Segments

In M USD

After the completion of the Ayalon transaction, the company's activities expanded to the health insurance sectors (short-term and long-term), the life insurance sector and long-term savings, and also expanded the general insurance sector's activities to business sectors.

Solvency – By the Group's Insurance companies As of 30 June 2024 (In M USD)

	weSure Insurance Company		Ayalon Insurance Company
	6/2024	12/2023	6/2024	12/2023
Equity (tier 1 and 2)	39.0	33.4	*549.2	501.4
including consideration of the transitional relief instructions:
Capital requirements (SCR)	35.9	31.1	424.3	432.0
Solvency Ratio	109%	107%	135%	123%
Not including consideration of the transitional relief instructions:
Capital requirements (SCR)	37.8	32.7	437.3	444.9
Solvency Ratio	103%	102%	*126%	113%

*After deducting a dividend of ~\$17 million announced on November 26, 2024

USA

The market for business insurance in the US is large, fragmented, and has significate business potential

>\$100bn GWPs, +3% CAGR (Last 10 years)

#32 mln Number of SME's in USA

<30% 5 largest players market share

~50%-60% Claims to Premiums average ratio

US Operation Growth potential via international expansion

Our platform will enable us to provide high-quality customer experience in the USA like we did do in Israel

The company will have Israel and India as a Technological Hub for the R&D and testing of new products and initiatives

Tailored Small Commercial Insurance Solutions for Small & Medium-sized Businesses

End-to-end digital processes from Quoting, Binding to Claim Handling

Digital Small Commercial Insurance Solutions backed by highly rated, reputable Carriers (AmTrust, Synergy Comp, etc)

Simple & Tailored packages with modular options to quote & bind in less than 10 minutes

Fully-automated underwriting: immediate feedback to agents/clients

Our Phased Approach to Expanding in the US & Beyond

US & international expansion via MGAs - launched and scaled by local management teams, M&As along side Organic growth.

Currently operational in ~10 states

We methodically developed our US go-to-market strategy by evaluating multiple factors including, but not limited to:

• Total addressable market (TAM) for micro-SMEs
• Historical loss ratios
• Regulatory climate
• Catastrophe risk
• M&A opportunities

Mr. Sy Fugel (former CEO of the American insurance company Guard from the huge insurance group Berkshire Hathaway) joined as Vice Chairman of the company board in the US, starting January 2025

Quote/Bind WC, BOP,EPLI & Cyber Online in Minutes

Leveraging our unique underwriting system for data-driven underwriting processes

external data sources powered by our unique API framework that allow us both to ask our clients/agents fewer questions and yet to get more rich and accurate individual pricing models

information in unconventional ways to optimize jointly pricing and risk selection in every decision we make

the cornerstone of our data quality excellence, and also enables us to maintain a lower technical cost base & greater underwriting controls

weSure's USA 2023-24 launch

Launching :weSure's B2B Agency Portal

Ayalon Insurance's latest Financial Strength Rating Report

Ayalon Insurance Financial Strength – Upgraded to "Aa1"

On December 30, 2024, "Midroog Ltd" published an updated rating report on Ayalon Insurance, in which it announced that

Dividend declared by Ayalon Insurance and weSure Global Tech

Ayalon Insurance - Dividend Policy

On November 26, 2024, the Board of Directors of Ayalon Insurance approved a dividend distribution policy according to which, subject to the provisions of any law, Ayalon Insurance intends to distribute dividends to its shareholders annually in an amount of at least 40% of the total annual profit, as long as it meets the minimum solvency ratio determined by the Board of Directors of Ayalon Insurance, which is higher than the solvency ratio required of it according to the rules of the Capital Market, Insurance and Savings Authority.

Among other things, the policy stipulates that actual distribution will be subject to individual approval by the Ayalon Insurance Board of Directors to carry out the distribution, at its discretion, compliance with the provisions of the law, including the existence of profits worthy of distribution at the relevant dates and Ayalon Insurance meeting the solvency requirements; financial restrictions/conditions that Ayalon Insurance has assumed and/or will assume in the future; suitability with its cash needs and the extent to which it needs them to finance its activities, including future investments; Ayalon Insurance's business plans as they may be from time to time and/or its expected and/or planned future activities, etc.

Ayalon Insurance and weSure Global Tech Declaration of dividend distribution

For the year 2024

Following the approval of Ayalon Insurance's dividend distribution policy, the Ayalon Insurance Board of Directors approved a dividend distribution to its shareholders in the amount of 90 million NIS, the company's share is ~NIS 67 million.

The dividend was approved in two phases:

On November 26, 2024, the Ayalon Board of Directors approved a distribution of 60 NIS million and On March 17, 2025, it approved an additional distribution of NIS 30 million.

On March 17, 2025, weSure Global Tech's board of directors approved a dividend distribution in the amount of NIS 20 million

We are proud of our group ' s results, it is the outcome of hard work and focus on the strategic goals combined with innovative technology and the commitment of our amazing Team.

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