WAFD INC — Director's Dealing 2025

Nov 4, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: WAFD INC (WAFD)
CIK: 0000936528
Period of Report: 2025-10-31

Reporting Person: BEARDALL BRENT J (Director, President & CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-10-31	Common Stock	D	50960	—	Disposed	299864	Direct
2025-10-31	Common Stock	F	9652	$29.03	Disposed	290212	Direct
2025-10-31	Common Stock	J	5204	$29.03	Disposed	285008	Direct

Footnotes

F1: The shares were transferred from the Reporting Person to a third party in accordance with the terms of a divorce settlement agreement. The Reporting Person no longer has a reportable beneficial
ownership in these securities.

F2: Holdings include shares acquired in dividend reinvestment transactions.

F3: Includes 123,823 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.