WAFD INC — Director's Dealing 2025

Dec 3, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: WAFD INC (WAFD)
CIK: 0000936528
Period of Report: 2025-12-03

Reporting Person: BEARDALL BRENT J (Director, President & CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-12-03	Depositary Shares of Series A Preferred Stock	P	3000	$16.85	Acquired	6000	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	368124	Direct

Footnotes

F1: Each Depositary Share represents a 1/40th interest in a share of 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock, ("Series A Preferred Stock").

F2: Includes 123,823 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.