Virgin Money UK PLC

Capital/Financing Update • Jul 14, 2025

National Storage Mechanism | Additional information

RNS Number : 7463Q

Virgin Money UK PLC

14 July 2025

Virgin Money UK PLC

("Issuer")

LEI: 213800ZK9VGCYYR6O495

14 July 2025

NOTICE TO NOTEHOLDERS

£475,000,000 5.125 per cent. Fixed Rate Reset Callable Tier 2 Capital Notes due 2030 (the "Notes") issued under the £10,000,000,000 Global Medium Term Note Programme of the Issuer and Clydesdale Bank

ISIN: XS2227898421

COMMON CODE: 222789842

NOTICE IS HEREBY GIVEN that, having complied with the requirements of Condition 9(l) (Restriction on Early Redemption or Repurchase of the Notes), the Issuer will redeem the Notes in full on 11 September 2025 (the " Optional Redemption Date ") pursuant to Condition 9(b) (Redemption at the option of the Issuer) of the Notes.

As specified in the terms and conditions of the Notes, the Notes will be redeemed at their principal amount together with interest accrued and unpaid to (but excluding) the Optional Redemption Date. Following redemption, the Notes will be cancelled, and no further interest payments will be made.

Request will be made to (i) the Financial Conduct Authority ("FCA") to cancel the listing of the Notes on the Official List of the FCA and (ii) to the London Stock Exchange ("LSE") to cancel the admission to trading of the Notes on the Main Market of the LSE, following redemption of the Notes.

Unless otherwise defined in this notice, all terms used in this notice are as defined in the terms and conditions of the Notes.

For further information please contact:

Investors and Analysts
Richard Smith	07748 399303
Head of FP&A and Capital Management	richard.smith@virginmoney.com
Company Secretary
Lorna McMillan	07834 585436
Group Company Secretary	lorna.mcmillan@virginmoney.com
Media Relations
Press Office	0800 066 5998
	press.office@virginmoney.com

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