Unum Group — Director's Dealing 2004

Feb 24, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UNUMPROVIDENT CORP (UNM)
CIK: 0000005513
Period of Report: 2004-02-20

Reporting Person: MONTGOMERY CYNTHIA A (Director)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-02-20	Unum Corp Deferred Comp Plan Dividend 2004/1Q	$0.00	A	16.07	Acquired		Common Stock (16.07)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	28038.00	Direct

Footnotes

F1: This amount includes: deferred share rights - 18,838 shares; and shares owned (jointly) with spouse - 9,200 shares.

F2: Conversion is one for one.

F3: Exercisable at termination.

F4: Not applicable.