Unum Group — Director's Dealing 2004

Feb 24, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UNUMPROVIDENT CORP (UNM)
CIK: 0000005513
Period of Report: 2004-02-20

Reporting Person: WATJEN THOMAS R (Director, President and CEO)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-02-20	MICP Purchased Shares Dividends	$0.00	A	37.81	Acquired		Common Stock (37.81)	Direct
2004-02-20	MICP Premium Shares Dividends	$0.00	A	16.2	Acquired		Common Stock (16.20)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	455134.00	Direct
Common Stock	9540.00	Indirect

Footnotes

F1: This amount includes: Employee Stock Purchase Plan - 304 shares; restricted stock - 157,878 shares; and shares owned (direct) outside of any plan - 296,952 shares.

F2: Conversion is one for one.

F3: Exercisable with the original grant to which the dividend relates.

F4: Not applicable.