UMB FINANCIAL CORP — Director's Dealing 2026

Feb 11, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2026-02-09

Reporting Person: Mason Phillip James (President, Inst. Banking)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-09	Common Stock	F	201	$134.29	Disposed	9786.419	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	864.649	Indirect
Common Stock	241.076	Indirect

Footnotes

F1: Reflects dividends earned upon vesting of the underlying restricted stock unit.

F2: Reflects shares acquired by the reporting person through the UMB Financial Corporation 401(k) Plan

F3: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report.