UMB FINANCIAL CORP — Director's Dealing 2026

Feb 11, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2026-02-09

Reporting Person: KEMPER J MARINER (Director, Chairman and CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-09	Common Stock	F	1904	$134.29	Disposed	331122.2177	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1000	Indirect
Common Stock	2352.3	Indirect
Common Stock	1000	Indirect
Common Stock	0	Indirect
Common Stock	21460	Indirect
Common Stock	12558	Indirect
Common Stock	8000	Indirect
Common Stock	288945	Indirect
Common Stock	392029	Indirect
Common Stock	1506200	Indirect

Footnotes

F1: Reflects dividends earned upon vesting of the underlying restricted stock unit.

F2: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report.