UMB FINANCIAL CORP — Director's Dealing 2026

Feb 11, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2026-02-09

Reporting Person: Terry Thomas S (Chief Credit Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-09	Common Stock	F	145	$134.29	Disposed	36516.3105	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	5087.897	Indirect

Footnotes

F1: Reflects dividends earned upon vesting of the underlying restricted stock unit.

F2: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report.