UMB FINANCIAL CORP — Director's Dealing 2025

Feb 4, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2025-01-31

Reporting Person: Murphy Susan G (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-01-31	Common Stock	A	11110	—	Acquired	11110	Direct

Footnotes

F1: Acquired as a result of a merger pursuant to the previously announced Agreement and Plan of Merger, dated as of April 28, 2024, by and among UMB Financial Corporation ("UMB"), Blue Sky Merger Sub Inc., and Heartland Financial USA, Inc. ("HTLF"), as it may be amended from time to time (the "Merger Agreement").

F2: Pursuant to the Merger Agreement, each share of HTLF common stock was converted into 0.5500 shares of UMB common stock, with cash payable in lieu of any fractional shares. In addition, pursuant to the Merger Agreement, each restricted stock unit held by the reporting person as of immediately prior to the effective time, fully vested, was cancelled and was converted into a right to receive 0.5500 shares of UMB common stock, $1.00 par value, for each share of HTLF common stock underlying such restricted stock unit, with cash payable in lieu of any fractional shares.