UMB FINANCIAL CORP — Director's Dealing 2016

Feb 9, 2016

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2016-02-05

Reporting Person: Payne Jennifer M (Sr. Vice President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2016-02-05	Common Stock	A	1395	—	Acquired	5632.7274	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2016-02-05	Stock Option (Right to Buy)	$47.68	A	2241	Acquired	2026-02-05	Common Stock (2241)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	387.453	Indirect
Common Stock	170.4429	Indirect

Footnotes

F1: Reflects shares acquired through the reinvestment of dividends on restricted stock

F2: Reflects shares acquired by the reporting person through the UMB Financial Corporation 401(k) Plan

F3: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report

F4: Options will vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020.