UMB FINANCIAL CORP — Director's Dealing 2013

May 1, 2013

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2013-04-29

Reporting Person: DESILVA PETER J (Director, President and COO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2013-04-29	Common Stock	S	4000	$50.00	Disposed	99746.2278	Direct
2013-04-29	Common Stock	S	300	$50.0101	Disposed	99446.2278	Direct
2013-04-29	Common Stock	S	300	$50.02	Disposed	99146.2278	Direct
2013-04-29	Common Stock	S	900	$50.03	Disposed	98246.2278	Direct
2013-04-29	Common Stock	S	1500	$50.04	Disposed	96746.2278	Direct
2013-04-29	Common Stock	S	200	$50.045	Disposed	96546.2278	Direct
2013-04-29	Common Stock	S	100	$50.05	Disposed	96446.2278	Direct
2013-04-29	Common Stock	S	548	$50.0601	Disposed	95898.2278	Direct
2013-04-29	Common Stock	S	200	$50.09	Disposed	95698.2278	Direct
2013-04-29	Common Stock	M	8048	$27.0625	Acquired	103746.2278	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2013-04-29	Stock Option (Right to Buy)	$27.0625	M	8048	Disposed	2015-01-01	Common Stock (8048)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1467.3758	Indirect
Common Stock	181.8508	Indirect

Footnotes

F1: Includes shares acquired from dividend reinvestment

F2: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report

F3: Price was incorrectly reported as $53.13

F4: Options vest 50% after 3years, 75% after 4 years and 100% after 5 years