UMB FINANCIAL CORP — Director's Dealing 2012

Jan 25, 2012

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2012-01-23

Reporting Person: Smith Lawrence G (Executive Vice President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-01-23	Common Stock	F	382	$40.50	Disposed	6295.9896	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	612.902	Indirect
Common Stock	101.4219	Indirect

Footnotes

F1: Includes shares acquired through dividend reinvestment of restricted stock shares

F2: Participant acquired shares of UMB Financial Corporation through contributions to the UMB Financial 401(k) Plan

F3: Reflects ESOP allocations and distributions that have occurred since the date of the reporting person's last ownership report