UMB FINANCIAL CORP — Director's Dealing 2012

Jan 25, 2012

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2012-01-23

Reporting Person: Kitts Stephen M (EVP of Subsidiary)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-01-23	Common Stock	F	217	$40.50	Disposed	3929.3498	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	125.9572	Indirect
Common Stock	100.8652	Indirect

Footnotes

F1: Includes shares acquired through the reinvestment of dividends

F2: Includes shares of UMB Financial common stock purchased in the 401(k) plan

F3: Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report.