UMB FINANCIAL CORP — Director's Dealing 2012

Apr 27, 2012

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2012-04-27

Reporting Person: Kitts Stephen M (EVP of Subsidiary)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-04-27	Common Stock	M	2316	$37.73	Acquired	7206.4052	Direct
2012-04-27	Common Stock	S	500	$49.16	Disposed	6706.4052	Direct
2012-04-27	Common Stock	S	100	$49.15	Disposed	6606.4052	Direct
2012-04-27	Common Stock	S	405	$49.13	Disposed	6201.4052	Direct
2012-04-27	Common Stock	S	246	$49.12	Disposed	5955.4052	Direct
2012-04-27	Common Stock	S	328	$49.11	Disposed	5627.4052	Direct
2012-04-27	Common Stock	S	709	$49.10	Disposed	4918.4052	Direct
2012-04-27	Common Stock	S	28	$49.09	Disposed	4890.4052	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2012-04-27	Stock Option (Right to Buy)	$37.73	M	2316	Disposed	2018-01-01	Common Stock (2316)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	125.9572	Indirect
Common Stock	100.8652	Indirect

Footnotes

F1: Options are vested 50% on 1/1/2011, 75% on 1/1/2012, and 100% on 1/1/2013

F2: Includes shares acquired through the reinvestment of dividends on restricted stock.