UMB FINANCIAL CORP — Director's Dealing 2012

Apr 30, 2012

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2012-04-27

Reporting Person: Hagedorn Michael D (Chief Financial Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-04-27	Common Stock	S	243	$49.11	Disposed	33763.5592	Direct
2012-04-27	Common Stock	S	100	$49.12	Disposed	33663.5592	Direct
2012-04-27	Common Stock	S	700	$49.13	Disposed	32963.5592	Direct
2012-04-27	Common Stock	S	957	$49.17	Disposed	32006.5592	Direct
2012-04-27	Common Stock	M	3594	$27.81	Acquired	35600.5592	Direct
2012-04-27	Common Stock	M	6122	$27.0625	Acquired	41722.5592	Direct
2012-04-27	Common Stock	F	5408	$49.12	Disposed	36314.5592	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2012-04-27	Stock Option (Right to Buy)	$27.81	M	3594	Disposed	2015-06-13	Common Stock (3594)	Direct
2012-04-27	Stock Option (Right to Buy)	$27.0625	M	6122	Disposed	2015-03-21	Common Stock (6122)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	100.4643	Indirect

Footnotes

F1: Includes shares acquired through dividend reinvestment of restricted stock shares

F2: This option was previously reported as covering 1,797 Shares at an exercise price of $54.62 per share, but was adjusted to reflect the stock split that occured on May 30, 2006.

F3: This opition was previously reported as covering 3,061 shares at an exercise price of $54.13 per share, but was adjusted to reflect the stock split that occurred on May 30,2006

F4: Options vest 50% after 3years, 75% after 4 years and 100% after 5 years