UMB FINANCIAL CORP — Director's Dealing 2012

May 9, 2012

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2012-05-03

Reporting Person: Anderson Craig L (President - Commercial Banking)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-05-03	Common Stock	S	1593	$48.00	Disposed	13442.6539	Direct
2012-05-07	Common Stock	M	1200	$19.055	Acquired	14642.6539	Direct
2012-05-07	Common Stock	F	478	$47.84	Disposed	14164.6539	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2012-05-07	Stock Option (Right to Buy)	$19.055	M	1200	Disposed	2012-12-20	Common Stock (1200)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	883.5467	Indirect
Common Stock	3932.6414	Indirect

Footnotes

F1: Includes shares acquired through the reinvestment of dividends and participation in the Issuer's employee stock purchase plan.