UMB FINANCIAL CORP - Director's Dealing 2012

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2012-07-27

Reporting Person: Smith Lawrence G (Executive Vice President)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-07-27	Common Stock	M	898	$27.0625	Acquired	7722.8066	Direct
2012-07-27	Common Stock	M	2954	$34.84	Acquired	10676.8066	Direct
2012-07-27	Common Stock	M	4298	$38.84	Acquired	14974.8066	Direct
2012-07-27	Common Stock	S	500	$48.5001	Disposed	14474.8066	Direct
2012-07-27	Common Stock	S	500	$48.51	Disposed	13974.8066	Direct
2012-07-27	Common Stock	S	500	$48.54	Disposed	13474.8066	Direct
2012-07-27	Common Stock	S	500	$48.58	Disposed	12974.8066	Direct
2012-07-27	Common Stock	S	500	$48.61	Disposed	12474.8066	Direct
2012-07-27	Common Stock	S	500	$48.63	Disposed	11974.8066	Direct
2012-07-27	Common Stock	S	500	$48.65	Disposed	11474.8066	Direct
2012-07-27	Common Stock	S	179	$48.69	Disposed	11295.8066	Direct
2012-07-27	Common Stock	S	500	$48.72	Disposed	10795.8066	Direct
2012-07-27	Common Stock	S	600	$48.73	Disposed	10195.8066	Direct
2012-07-27	Common Stock	S	400	$48.74	Disposed	9795.8066	Direct
2012-07-27	Common Stock	S	800	$48.75	Disposed	8995.8066	Direct
2012-07-27	Common Stock	S	300	$48.76	Disposed	8695.8066	Direct
2012-07-27	Common Stock	S	1070	$48.78	Disposed	7625.8066	Direct
2012-07-27	Common Stock	S	100	$48.97	Disposed	7525.8066	Direct
2012-07-27	Common Stock	S	101	$49.05	Disposed	7424.8066	Direct
2012-07-27	Common Stock	S	100	$49.10	Disposed	7324.8066	Direct
2012-07-27	Common Stock	S	100	$49.11	Disposed	7224.8066	Direct
2012-07-27	Common Stock	S	200	$49.14	Disposed	7024.8066	Direct
2012-07-27	Common Stock	S	100	$49.16	Disposed	6924.8066	Direct
2012-07-27	Common Stock	S	100	$49.25	Disposed	6824.8066	Direct

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2012-07-27	Stock Option (Right to Buy)	$27.0625	M	898	Disposed	2015-03-20	Common Stock (898)	Direct
2012-07-27	Stock Option (Right to Buy)	$34.84	M	2954	Disposed	2016-01-01	Common Stock (2954)	Direct
2012-07-27	Stock Option (Right to Buy)	$38.84	M	4298	Disposed	2017-01-01	Common Stock (4298)	Direct

Security	Shares	Ownership
Common Stock	719.9105	Indirect
Common Stock	138.4416	Indirect

F1: Includes shares acquired through dividend reinvestment of restricted stock shares

F2: Participant acquired shares of UMB Financial Corporation through contributions to the UMB Financial 401(k) Plan

F3: Reflects ESOP allocations and dispositions that have occured

F4: Options vest 50% on 3/20/08; 75% on 3/21/09; and 100% on 3/21/10

F5: Options vest 50% on 1/1/2009; 75% on 1/1/2010; and 100% on 1/1/2011

F6: Options will vest 50% on the third 1/1/2010; 75% on the 1/1/2011; and 100% on 1/1/2012.