UMB FINANCIAL CORP - Director's Dealing 2012

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2012-12-14

Reporting Person: DESILVA PETER J (Director, President and COO)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-12-14	Common Stock	M	6796	$34.84	Acquired	91399.5008	Direct
2012-12-14	Common Stock	S	560	$42.9001	Disposed	90839.5008	Direct

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2012-12-14	Stock Option (Right to Buy)	$34.84	M	6796	Disposed	2016-01-01	Common Stock (6796)	Direct

Security	Shares	Ownership
Common Stock	1450.9517	Indirect
Common Stock	143.5297	Indirect

F1: Includes shares acquired from dividend reinvestment

F2: Options vest 50% after 3years, 75% after 4 years and 100% after 5 years

F3: On May 30, 2006, the common stock of UMB Financial Corporation split 2-for-1 resulting in the reporting person receiving additional options.