UMB FINANCIAL CORP — Director's Dealing 2011

Jan 26, 2011

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2011-01-24

Reporting Person: Smith Bradley J (EVP of Subsidiary)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2011-01-24	Common Stock	F	438.627	$42.68	Disposed	7130.4408	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	296.4992	Indirect
Common Stock	61.672	Indirect

Footnotes

F1: Includes shares acquired from dividend reinvestment

F2: Includes shares acquired through the UMB Financial 401(k) plan

F3: Reflects allocations and dispositions that have occurred from the UMB ESOP plan since the reporting person's last ownership report