UMB FINANCIAL CORP — Director's Dealing 2011

Nov 17, 2011

SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2011-11-07

Reporting Person: Anderson Craig L (President - Commercial Banking)

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	883.5467	Indirect
Common Stock	12608.7869	Direct
Common Stock	3932.6414	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Stock Option (Right to Buy)	$19.055	2012-12-20	Common Stock (1200)		Direct
Stock Option (Right to Buy)	$24.325	2013-12-18	Common Stock (1600)		Direct
Stock Option (Right to Buy)	$28.925	2014-12-22	Common Stock (1800)		Direct
Stock Option (Right to Buy)	$27.0625	2015-01-01	Common Stock (2350)		Direct
Stock Option (Right to Buy)	$34.84	2016-01-01	Common Stock (1418)		Direct
Stock Option (Right to Buy)	$38.84	2017-01-01	Common Stock (2210)		Direct
Stock Option (Right to Buy)	$37.73	2018-01-01	Common Stock (2779)		Direct
Stock Option (Right to Buy)	$41.37	2019-01-01	Common Stock (2416)		Direct
Stock Option (Right to Buy)	$37.84	2020-01-01	Common Stock (3470)		Direct
Stock Option (Right to Buy)	$41.71	2021-01-01	Common Stock (4946)		Direct

Footnotes

F1: Options will vest 50% on 1/1/2008; 75% on 1/1/2009; and 100% on 1/1/2010

F2: Options will vest 50% on 1/1/2009; 75% on 1/1/2010; and 100% on 1/1/2011

F3: Options will vest 50% on 1/1/2010; 75% on 1/1/2011; and 100% on 1/1/2012.

F4: Options will vest 50% on 1/1/2011; 75% on 1/1/2012; and 100% on 1/1/1013.

F5: Options will vest 50% on 1/1/2012, 75% on 1/1/2013, and 100% on 1/1/2014

F6: Options will vest 50% on 1/1/2013; 75% on 1/1/2014; and 100% on 1/1/2015

F7: Options will vest 50% on 1/1/2014, 75% on 1/1/2015 and 100% on 1/1/2015