UMB FINANCIAL CORP — Director's Dealing 2011

Dec 21, 2011

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2011-12-20

Reporting Person: RILINGER DENNIS R (EVP and General Counsel)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2011-12-20	Common Stock	M	1400	$20.01	Acquired	20616.0029	Direct
2011-12-20	Common Stock	F	764	$36.68	Disposed	19852.0029	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2011-12-20	Stock Option (Right to Buy)	$20.01	M	1400	Disposed	2011-12-28	Common Stock (1400)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1992.2908	Indirect
Common Stock	9484	Indirect

Footnotes

F1: Includes shares acquired from dividend reinvestment

F2: Reflects ESOP allocations, dispositions and dividend reinvestment that have occurred since the date of the reporting person's last ownership report.