UMB FINANCIAL CORP — Director's Dealing 2007

Feb 27, 2007

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2007-02-23

Reporting Person: Wendel Clyde F (Vice Chairman of Subsidiary)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2007-02-23	Common Stock	A	2719	—	Acquired	10415.807	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2007-02-23	Stock Options (Right to buy)	$38.84	A	6652	Acquired	2017-01-01	Common Stock (6652)	Direct

Footnotes

F1: Includes shares acquired through dividend reinvestment of restricted stock shares

F2: Options will vest 50% on the third 1/1/2010; 75% on the 1/1/2011; and 100% on 1/1/2012.