UMB FINANCIAL CORP — Director's Dealing 2003

Oct 15, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-10-09

Reporting Person: DIETRICH SHEILA KEMPER (Executive Vice President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-09	Common Stock	I	1.57	$49.69	Disposed	17.83	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	13618.00	Direct
Common Stock	1240.33	Indirect
Common Stock	6162.00	Indirect
Common Stock	25.65	Indirect
Common Stock	12.20	Indirect
Common Stock	107.01	Indirect