UMB FINANCIAL CORP — Director's Dealing 2003

Oct 28, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-10-28

Reporting Person: KEMPER R CROSBY JR (Director, Sr. Chairman, 10% Owner)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-28	Common Stock	S	3500	$49.00	Disposed	1760246.00	Direct
2003-10-28	Common Stock	S	900	$49.08	Disposed	1759346.00	Direct
2003-10-28	Common Stock	S	500	$49.07	Disposed	1758846.00	Direct
2003-10-28	Common Stock	S	100	$49.05	Disposed	1758746.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	4013.11	Indirect
Common Stock	154645.00	Indirect
Common Stock	208080.00	Indirect
Common Stock	12029.00	Indirect
Common Stock	92150.00	Indirect
Common Stock	329528.00	Indirect