UMB FINANCIAL CORP — Director's Dealing 2003

Oct 30, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-10-30

Reporting Person: KEMPER J MARINER (Vice Chairman)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-30	Common Stock	S	200	$51.24	Disposed	12463.00	Indirect
2003-10-30	Common Stock	S	200	$51.23	Disposed	12263.00	Indirect
2003-10-30	Common Stock	S	100	$51.21	Disposed	12163.00	Indirect
2003-10-30	Common Stock	S	200	$51.21	Disposed	11963.00	Indirect
2003-10-30	Common Stock	S	100	$51.19	Disposed	11863.00	Indirect
2003-10-30	Common Stock	S	100	$51.17	Disposed	11763.00	Indirect
2003-10-30	Common Stock	S	900	$51.13	Disposed	10863.00	Indirect
2003-10-30	Common Stock	S	700	$51.04	Disposed	10163.00	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	635.68	Indirect
Common Stock	6162.00	Indirect
Common Stock	21312.00	Indirect