UMB FINANCIAL CORP — Director's Dealing 2003

Dec 12, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-12-12

Reporting Person: GENOVESE PETER J (Director, President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-12-12	Common Stock	S	500	$49.57	Disposed	28578.00	Direct
2003-12-12	Common Stock	S	100	$49.56	Disposed	28478.00	Direct
2003-12-12	Common Stock	S	100	$49.54	Disposed	28378.00	Direct
2003-12-12	Common Stock	S	3042	$49.46	Disposed	25336.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	13783.52	Indirect
Common Stock	615.00	Indirect