UMB FINANCIAL CORP — Director's Dealing 2003

Dec 18, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: UMB FINANCIAL CORP (UMBF)
CIK: 0000101382
Period of Report: 2003-12-17

Reporting Person: ROBBINS KRIS A (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-12-17	Common Stock	S	535	$48.44	Disposed	100.11	Direct
2003-12-17	Common Stock	S	100.11	$48.45	Disposed	0.00	Direct

Footnotes

F1: Includes shares acquired from dividend reinvestment