UCO Bank — Earnings Release 2021

Oct 28, 2021

UCO BANK Honours Your Trust

^\mritMahotsav

HO/Finance/Share/121/2021-22

National Stock Exchange of India Ltd.

"Exchange Plaza" Plot no. C/1, G Block Bandra-Kurla C omplex, Bandra (E) Mumbai - 400 051 NSE Scrip Symbol: UCOBANK Date: 28.10.2021

BSE Limited Phiroze Jeejeebhoy Towers Dalal Street.Fort. Mumbai - 400 001 BSE Scrip Code: 532505

Madam/Dear Sir.

Sub: Press Release on Reviewed Financial Results for the quarter and half year ended 30th September, 2021

We enclose herewith press release on reviewed financial results for the quarter and half year ended 30th September, 2021 for your kind perusal.

Yours faithfully,

(N Purng Chandra Rao) Company Secretary

Encl : as stated

Press Release

UCO Bank announces Financial Results for the Quarter Ended 30^th September 2021 EXAMPLE 2008 A SECRET SOF PERFORMANCE A STARTING

Financial Performance:

• * Bank has made Net Profit of ₹ 205.39 Crore during the quarter ended September 2021 as against Net Profit of ₹ 30.11 Crore in the quarter ended September 2020 registering a growth of 582.12%.
• ↓ Operating Profit of the Bank for the quarter September 2021 stood at ₹1334.15 Crore as against $\bar{\tau}$ 1075.99 Crore for the quarter ended September 2020 registering a growth of 23.99%.
• $\mathbf{\hat{P}}$ Net Interest Income of the Bank for the quarter ended September 2021 has increased to $\bar{\tau}$ 1597.72 Crore from ₹ 1393.16 Crore for the quarter ended September 2020 registering a growth of 14.68%. This is highest Net Interest Income in the history.
• ❖ Other Income of the Bank for the quarter ended September 2021 has increase to ₹936.07 Crore as against $\overline{\zeta}$ 712.52 Crore for the quarter ended September 2020 registering a growth of 31.37%.
• ◆ Total Business of the Bank has increased to ₹ 335237.94 Crore as on 30.09.2021 from ₹ 312746.10 Crore as on 30.09.2020 registering a growth of 7.19%.
• ◆ Total Deposits of the Bank has increased to ₹ 213685.92 Crore as on 30.09.2021 from ₹ 197696.38 Crore as on 30.09.2020 registering a growth of 8.09%.
• CASA of the Bank (Domestic) stood at 38.95% as on 30.09.2021.
• ◆ Savings Deposits of the Bank has increased to ₹72892.09 Crore as on 30.09.2021 from ₹ 67486.84 Crore as on 30.09.2020 registering a growth of 8.01%.
• * Total Advances of the Bank stands at $\bar{\tau}$ 121552.03 Crore as on 30.09.2021 as against $\bar{\tau}$ 115049.72 Crore as on 30.09.2020 registering a growth of 5.65%.

• ❖ Gross NPA of the Bank has reduced to ₹ 10909.79 Crore (8.98%) as on 30.09.2021 from ₹ 13365.74 Crore (11.62%) as on 30.09.2020 and from ₹ 11321.76 Crore (9.37%) as on 30.06.2021.

• ◆ Net NPA of the Bank has reduced to $\bar{\tau}$ 3854.33 Crore (3.37%) as on 30.09.2021 from $\bar{\tau}$ 4387.24 Crore (3.85%) as on 30.06.2021. Net NPA percentage as on 30.09.2020 stand at 3.63%.

• * Provision Coverage Ratio of the Bank has increased to 90.02% as on 30.09.2021 from 89.82% as on 30.09.2020 and from 88.53% as on 30.06.2021.
• * Capital Adequacy Ratio of the Bank stood at 14.31% and CET-I Ratio at 11.37% as on 30.09.2021.

Kolkata, 28-October-2021