TYRO PAYMENTS LIMITED — Director's Dealing 2023

Jun 29, 2023

APPENDIX 3Y – PAUL RICKARD

Sydney, 30 June 2023 – Tyro Payments (ASX: TYR) today released an Appendix 3Y relating to a change of Director’s Interest by Paul Rickard. The Appendix 3Y is attached to this announcement.

For further information, please contact:

Media: Monica Appleby Ph: +61 466 598 946 E: mappleby@tyro.com

Investors: Giovanni Rizzo Ph: +61 439 775 030 E: grizzo@tyro.com

Pursuant to Listing Rule 15.5, Tyro confirms this document has been authorised for release to the market by the CEO

About Tyro - Tyro is a technology-focused and values-driven Group providing Australian businesses with payment solutions and value-adding business banking products. The Group provides simple, flexible, and reliable payment solutions as a merchant acquirer, along with complementary business banking products. More than 66,800 Australian merchants chose to partner with Tyro at 31 December 2022. The Group processed $21.7 billion in transaction value in the first half of FY23. The Group generated $95.2 million in normalised gross profit, originated a record $72.7 million in loans and held merchant deposits totaling $95.0 million. Tyro is Australia’s fifth largest merchant acquiring bank by number of terminals in the market, behind the four major banks.

The business was founded in 2003 with a goal of being the most efficient acquirer of electronic payments in Australia. Tyro has a track record of innovation, creating purpose-built solutions and being first to market. This approach saw the company become the first technology company to receive an Australian specialist credit card institution licence in 2005. In 2015 that licence was replaced by the award of an Australian banking licence, making Tyro the first new domestic banking licensee in over a decade.

Payments are at the core of Tyro’s business, using its proprietary core technology platform to enable credit and debit card acquiring. This offering is enhanced by features purpose-designed for those merchants who choose to partner with the company, including Point of Sale systems integrations, least-cost routing (Tap & Save) and alternative payment types such as integrated Alipay. While traditionally focused on in-store payments, Tyro has recently expanded into eCommerce. Further, Tyro provides value-adding solutions to its partners, such as loans in the form of merchant cash advances and fee-free, interest-bearing merchant transaction accounts.

Tyro has a team of more than 600 people, approximately half of whom are in technology roles.

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A 18/55 Market St, Sydney NSW 2000 T +61 2 8907 1700 E info@tyro.com W tyro.com ACN 103 575 042 AFSL 471951 (Tyro) is the issuer of its own financial products

Appendix 3Y Change of Director’s Interest Notice

Rule 3.19A.2

Appendix 3Y

Change of Director’s Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name of entity. Tyro Payments Limited ABN 49 103 575 042

We (the entity) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director	Paul Gordon Rickard
Date of last notice	14 June 2022

Part 1 - Change of director’s relevant interests in securities

In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of “notifiable interest of a director” should be disclosed in this part.

Direct or indirect interest		Direct
Nature of indirect interest (including registered holder) Note: Provide details of the circumstances giving rise to the relevant interest.		Paul Gordon Rickard
Date of change		26 June 2023
No. of securities held prior to change		Direct interests: • 2,090,376 fully paid ordinary shares. • 201,231 options to acquire fully paid ordinary shares. • 46,723 Remuneration Sacrifice Rights, convertible into fully paid ordinary shares. Indirect interests: • 36,364 fully paid ordinary shares held by Rickard Super Fund Pty Ltd (trustee of Rickard Super Fund which is controlled by the Director).

• See chapter 19 for defined terms.

01/01/2011

Appendix 3Y Page 1

Appendix 3Y Change of Director’s Interest Notice

Class		TYR – Ordinary Shares
Number acquired		• 46,723 fully paid ordinary shares on conversion of 46,723 Remuneration Sacrifice Rights.
Number disposed		N/A
Value/Consideration Note: If consideration is non-cash, provide details and estimated valuation		No consideration payable.
No. of securities held after change		Direct interests: • 2,137,099 fully paid ordinary shares. • 201,231 options to acquire fully paid ordinary shares. Indirect interests: • 36,364 fully paid ordinary shares held by Rickard Super Fund Pty Ltd (trustee of Rickard Super Fund which is controlled by the Director).
Nature of change Example: on-market trade, off-market trade, exercise of options, issue of securities under dividend reinvestment plan, participation in buy-back		Issue of Shares.

Part 2 – Change of director’s interests in contracts

Note: In the case of a company, interests which come within paragraph (ii) of the definition of “notifiable interest of a director” should be disclosed in this part.

Detail of contract	N/A
Nature of interest	N/A
Name of registered holder (if issued securities)	N/A
Date of change	N/A

• See chapter 19 for defined terms.

Appendix 3Y Page 2

01/01/2011

Appendix 3Y Change of Director’s Interest Notice

No. and class of securities to which interest related prior to change Note: Details are only required for a contract in relation to which the interest has changed	N/A
Interest acquired	N/A
Interest disposed	N/A
Value/Consideration Note: If consideration is non-cash, provide details and an estimated valuation	N/A
Interest after change	N/A

Part 3 –[+] Closed period

Were the interests in the securities or contracts detailed No above traded during a[+] closed period where prior written clearance was required? If so, was prior written clearance provided to allow the trade to proceed during this period? If prior written clearance was provided, on what date was this provided?

• See chapter 19 for defined terms.

01/01/2011

Appendix 3Y Page 3