TÜRKİYE VAKIFLAR BANKASI T.A.O.

Capital/Financing Update • Jul 31, 2025

Summary Info	About Interest Rates of VakıfBank Bond Issuance
Update Notification Flag	No
Correction Notification Flag	Yes
Postponed Notification Flag	No
Subject of Notification	Other
Reason of Correction	-

Board Decision Date	15.05.2025

Related Issue Limit Info

Currency Unit	TRY
Limit	50.000.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Public Offering-Private Placement-Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	25.06.2025

Capital Market Instrument To Be Issued Info

Type	Bill
Maturity Date	07.11.2025
Maturity (Day)	91
Intended Nominal Amount	200.000.000
The country where the issue takes place	Türkiye
Approval Date of Tenor Issue Document	28.07.2025
Title Of Intermediary Brokerage House	VAKIF YATIRIM MENKUL DEĞERLER A.Ş.
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
Starting Date of Sale	04.08.2025
Ending Date of Sale	06.08.2025
Maturity Starting Date	08.08.2025
Issue Price	0,91554
Interest Rate Type	Discounted
Interest Rate - Equivalent to Maturity (%)	9,2247
Interest Rate - Yearly Simple (%)	37,00
Interest Rate - Yearly Compound (%)	42,4636
Traded in the Stock Exchange	Yes
Payment Type	TL Payment
ISIN Code	TRFVKFBK2513
Coupon Number	0
Redemption Date	07.11.2025
Record Date	06.11.2025
Payment Date	07.11.2025
Currency Unit	TRY

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	AA(tur) (Negatif İzleme) / Ulusal Uzun Vadeli Not	26.07.2022	Yes

Does the capital market instrument have a rating note?	No

Additional Explanations

Reference: VakıfBank Public Disclosure Dated July 31, 2025. In line with the principles determined in the Capital Markets Instrument Note (Prospectus) and Summary, interest rates that constitute a basis for the issuance have been calculated and stated in the table above. In case of excess demand for the above mentioned public offering, the amount can be increased up to TL 300,000,000. Book-building period that will take place on August 4-5-6, 2025 will be observed and finalization of the issuance will be announced on August 7, 2025. The "Capital Markets Instrument Note ", "Summary" and "Issue Information Document" including the detailed information related to bonds was enclosed within the Bank's disclosures dated July 31, 2025. According to CMB legislation, in case of a contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.