TRUIST FINANCIAL CORP — Director's Dealing 2005

Feb 24, 2005

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: BB&T CORP ((BBT))
CIK: 0000092230
Period of Report: 2005-02-22

Reporting Person: REED SCOTT E (Chief Financial Officer)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2005-02-22	Stock Option (Right to Buy)	$38.640	A	75407	Acquired	2015-02-22	Common Stock (75407)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	96799.130	Direct
Common Stock	61497.515	Indirect
Common Stock	19745.898	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Employee Stock Option (right to buy)	$13.188	2005-12-18	Common Stock (36168)	36168	Direct
Employee Stock Option (right to buy)	$20.188	2007-02-24	Common Stock (24410)	24410	Direct
Employee Stock Option (right to buy)	$31.000	2008-02-23	Common Stock (16668)	16668	Direct
Employee Stock Option (right to buy)	$36.313	2009-02-23	Common Stock (14957)	14957	Direct
Employee Stock Option (right to buy)	$23.938	2010-02-22	Common Stock (55317)	55317	Direct
Employee Stock Option (right to buy)	$36.590	2011-02-27	Common Stock (39409)	39409	Direct
Employee Stock Option (right to buy)	$36.840	2012-02-26	Common Stock (40115)	40115	Direct
Employee Stock Option (right to buy)	$32.660	2013-02-25	Common Stock (66453)	66453	Direct
Employee Stock Option (right to buy)	$36.680	2014-02-24	Common Stock (62045)	62045	Direct

Footnotes

F1: Includes 840.704 shares acquired in February, under the Issuer's Dividend Reinvestment Plan.

F2: Between October 1, 2004 and December 31, 2004, the reporting person acquired 476.333 shares of common stock under the Issuer's 401(k) plan. The information in this report is based on a plan statement dated as of December 31, 2004.

F3: Includes 171.494 shares acquired in February, under the Issuer's Dividend Reinvestment Plan.

F4: The option is exercisable in five equal annual installments beginning on 2/22/2006.

F5: The option is exercisable in three equal annual installments beginning on 12/19/1996.

F6: The option is exercisable in three equal annual installments beginning on 02/25/1998.

F7: The option is exercisable in three equal annual installments beginning on 02/24/1999.

F8: The option is exercisable in three equal annual installments beginning on 02/23/2000.

F9: The option is exercisable in three equal annual installments beginning on 02/22/2001.

F10: The option is exercisable in three equal annual installments beginning on 02/27/2002.

F11: The option is exercisable in three equal annual installments beginning on 02/26/2003.

F12: The option is exercisable in five equal annual installments beginning on 02/25/2004.

F13: The option is exercisable in five equal annual installments beginning on 02/24/2005.