TRUIST FINANCIAL CORP — Director's Dealing 2004

Feb 26, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: BB&T CORP ((BBT))
CIK: 0000092230
Period of Report: 2004-02-24

Reporting Person: DUCK BARBARA F (Sr. Exec. V.P.)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-02-24	Employee Stock Option (right to buy)	$36.680	A	29272	Acquired	2014-02-24	Common Stock (29272)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	4620.661	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Employee Stock Option (right to buy)	$31.000	2008-02-23	Common Stock (946)	946	Direct
Employee Stock Option (right to buy)	$36.313	2009-02-23	Common Stock (2359)	2359	Direct
Employee Stock Option (right to buy)	$23.938	2010-02-22	Common Stock (5602)	5602	Direct
Employee Stock Option (right to buy)	$36.590	2011-02-27	Common Stock (3862)	3862	Direct
Employee Stock Option (right to buy)	$36.840	2012-02-26	Common Stock (4050)	4050	Direct
Employee Stock Option (Right to Buy)	$32.660	2013-02-25	Common Stock (5490)	5490	Direct

Footnotes

F1: Between August 14, 2003 and December 31, 2003, the reporting person acquired 323.661 shares of common stock under the Issuer's 401(k) plan. The information in this report is based on a plan statement dated as of December 31, 2003.

F2: The option is exercisable in five equal annual installments beginning on 02/24/2005.

F3: The option is exercisable in three equal annual installments beginning on 02/24/1999.

F4: The option is exercisable in three equal annual installments beginning on 02/23/2000.

F5: The option is exercisable in three equal annual installments beginning on 02/22/2001.

F6: The option is exercisable in three equal annual installments beginning on 02/27/2002.

F7: The option is exercisable in three equal annual installments beginning on 02/26/2003.

F8: The option is exercisable in five equal annual installments beginning on 02/25/2004.