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TBB Interim / Quarterly Report 2025
52201_rns_2025-11-26_b1408c45-d97a-4760-bfa7-4be13dc1cc1f.pdf
Interim / Quarterly Report
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2025Q3 Financial Review
- This presentation is provided by Taiwan Business Bank Co., Ltd. ('TBB').The information contained within is not reviewed or reviewed by any accountant or any independent third party. Users should read this material in conjunction with all other public financial and operational information filed to the competent authorities by TBB. While we endeavor to provide accurate, complete and consistent information herein, TBB makes no guarantee or warranties as to the accuracy or correctness of all the material contained. After this presentation is released to the public, we undertake no obligation to update any relevant data to reflect any change hereafter.
- Users should also notice that this presentation may contain forward-looking statements. Statements that are not historical facts, including statements relating to the implementation of strategic initiatives, future business development and economic performance are forward-looking statements. By their nature, forwardlooking statements involve uncertainties, risks, assumptions and other factors that could cause actual developments and results to differ materially from our statement in this presentation. These factors include, but not limited to, regulatory developments, competitive conditions, technological developments, general economic conditions and management changes.
- The information, statements or opinions in this presentation do not constitute a public offer under any applicable legislation or an offer to sell or solicitation of an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments. TBB and its affiliates representatives, no matter for their negligence or any other reasons, should not be liable for any loss or damages arising from the use of or interpretation by others of information contained within this presentation or any matter related to this document.
Unit: NT\$ 100mn
Comprehensive Income
Unit: NT\$ mn
Unit: NT\$ mn
Net Service Fee Breakdown
Unit: NT\$ mn
9M25 Net Service Fee Revenue: 5,484 9M24 Net Service Fee Revenue: 5,231 YoY Comparison: +253
單位:新臺幣百萬元 Unit: NT\$ mn
| 年度 Year 項目 Item |
2021 2021 |
2022 2022 |
2023 2023 |
3Q24 3Q24 |
2024 2024 |
3Q25 3Q25 |
|
|---|---|---|---|---|---|---|---|
| 權益總額 | 101,660 | 104,107 | 120,122 | 130,373 | 131,434 | 143,258 | |
| Equity | 101,660 | 104,107 | 120,122 | 130,373 | 131,434 | 143,258 | |
| 股本 | 77,432 | 80,297 | 82,224 | 91,680 | 91,680 | 97,181 | |
| Share Capital | 77,432 | 80,297 | 82,224 | 91,680 | 91,680 | 97,181 | |
| 每股淨值(元) | 13.13 | 12.97 | 14.61 | 14.22 | 14.34 | 14.74 | |
| BVPS (NTD) | 13.13 | 12.97 | 14.61 | 14.22 | 14.34 | 14.74 |
Unit: NT\$ 100mn
Unit: NT\$ 100mn
| Deposit Deposit |
||||
|---|---|---|---|---|
| 單位:新臺幣億元 Unit: NT\$ 100mn |
||||
| 年度 Year Item 項 目 |
3Q24 3Q24 (1) (1) |
3Q25 3Q25 (2) (2) |
差異數 Difference (3)=(2)-(1) (3)=(2)-(1) |
成長率 YoY (4)=(3)/(1) (4)=(3)/(1) |
| Deposit Balance 存款平均餘額 |
19,650 19,650 |
20,908 20,908 |
1,258 1,258 |
6.40% 6.40% |
| 新臺幣存款 NTD Deposit |
15,886 15,886 |
17,197 17,197 |
1,311 1,311 |
8.25% 8.25% |
| 外幣存款 FCY Deposit |
3,764 3,764 |
3,711 3,711 |
(53) (53) |
-1.41% -1.41% |
| 2021 | 2022 | 2023 | 3Q24 | 2024 | 3Q25 | ||
|---|---|---|---|---|---|---|---|
| NPL Ratio 逾放比率 |
Coverage Ratio 覆蓋率 |
Unit: NT\$ mn | |||||
| Year 項目 Item |
2021 年度 2021 |
2022 2022 |
2023 2023 |
3Q24 3Q24 |
2024 2024 |
單位:新臺幣百萬元 3Q25 3Q25 |
|
| 逾放金額 NPL |
3,685 | 3,685 2,767 |
2,767 2,719 2,719 |
2,588 2,588 |
2,766 2,766 |
2,553 2,553 |
|
| NPL Ratio 逾放比率 |
0.28% | 0.20% 0.28% |
0.18% 0.20% 0.18% |
0.16% 0.16% |
0.17% 0.17% |
0.15% 0.15% |
|
| Coverage 覆蓋率 Ratio |
422.69% | 653.28% 422.69% 653.28% |
720.88% 720.88% |
821.30% 821.30% |
790.84% 790.84% |
862.18% 862.18% |
Unit: NT\$ mn
| 單位:新臺幣百萬元 | |||||||
|---|---|---|---|---|---|---|---|
| Year 項目 年度 Items |
2021 2021 |
2022 2022 |
2023 2023 |
9M24 9M24 |
2024 2024 |
9M25 9M25 |
YoY |
| Net Revenue | 24,106 | 28,529 | 31,914 | 26,502 | 34,115 | 27,027 | +525 |
| 淨收益(累計數) | 24,106 | 28,529 | 31,914 | 26,502 | 34,115 | 27,027 | |
| Operating Expense | 13,116 | 14,103 | 15,259 | 12,314 | 16,610 | 12,969 | +655 |
| 營業費用(累計數) | 13,116 | 14,103 | 15,259 | 12,314 | 16,610 | 12,969 | |
| Percentage | 54.41% | 49.43% | 47.81% | 46.46% | 48.69% | 47.99% | 1.53% |
| 百分比 | 54.41% | 49.43% | 47.81% | 46.46% | 48.69% | 47.99% |
Awards and Glory
The National Brand Yushan Award Received Outstanding Enterprise Award, nine Best Product Awards, nine Most Popular Brand Awards, and two National First Prizes, totaling 21 awards. Financial Supervisory Commission(FSC) Received the Silver Award for Best Financial Inclusion and the Best Engagement Award.
TCFD Report Ranked among the top 25% of outstanding banks in the second TCFD Report Evaluation
Taiwan Institute for Sustainable Energy Won five awards, including one APSAA Bronze Award, three TSAA Silver Awards, and one TSAA Bronze Award.
Commercial Times
Recognized with four major honors: Gold Award for Digital Innovation, Gold Award for Digital Information Security (Anti-Fraud Category), Excellence Award for Digital Service, and Excellence Award for Digital Inclusion.
Excellence Bank Evaluation Received the Silver Award for Best Financial Inclusion and the Best Engagement Award.
British Standards Institution (BSI) Certified with ISO10002 System.
