Synchrony Financial — Director's Dealing 2026

Mar 4, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Synchrony Financial (SYF)
CIK: 0001601712
Period of Report: 2026-03-01

Reporting Person: DOUBLES BRIAN D (Director, See remarks)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-03-01	Common Stock	F	68158	$69.11	Disposed	873900	Direct
2026-03-01	Common Stock	A	105322	$69.11	Acquired	979222	Direct
2026-03-02	Common Stock	S	150000	$68.86	Disposed	829222	Direct
2026-03-02	Common Stock	M	39105	$33.53	Acquired	868327	Direct
2026-03-02	Common Stock	S	39105	$68.52	Disposed	829222	Direct
2026-03-02	Common Stock	M	28449	$34.30	Acquired	857671	Direct
2026-03-02	Common Stock	S	28449	$67.96	Disposed	829222	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2026-03-02	Employee Stock Option (right to buy)	$33.53	M	39105	Disposed	2028-04-01	Common Stock (39105)	Direct
2026-03-02	Employee Stock Option (right to buy)	$34.30	M	28449	Disposed	2027-04-01	Common Stock (28449)	Direct

Footnotes

F1: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

F2: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

F3: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 27, 2025.

F4: The price reflected is a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.62 to $69.26. Information regarding the number of shares sold at each price will be provided upon request.

F5: The price reflected is a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.31 to $68.62. Information regarding the number of shares sold at each price will be provided upon request.

F6: The price reflected is a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.22 to $68.31. Information regarding the number of shares sold at each price will be provided upon request.

F7: The reporting person was awarded 39,105 employee stock options on April 1, 2018, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

F8: The Reporting Person was awarded 28,449 employee stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.