Synchrony Financial — Director's Dealing 2026

Mar 4, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Synchrony Financial (SYF)
CIK: 0001601712
Period of Report: 2026-03-01

Reporting Person: Owens Darrell (See remarks)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-03-01	Common Stock	A	8140	$69.11	Acquired	24373	Direct
2026-03-01	Common Stock	F	3076	$69.11	Disposed	21297	Direct
2026-03-02	Common Stock	S	3865	$67.71	Disposed	17432	Direct

Footnotes

F1: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

F2: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

F3: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 17, 2025.