Synchrony Financial — Director's Dealing 2025

Mar 5, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Synchrony Financial (SYF)
CIK: 0001601712
Period of Report: 2025-03-01

Reporting Person: Casellas Alberto (See remarks)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-03-01	Common Stock	A	20302	$60.68	Acquired	113824	Direct
2025-03-01	Common Stock	F	14932	$60.68	Disposed	98892	Direct
2025-03-03	Common Stock	M	8964	$29.33	Acquired	107856	Direct
2025-03-03	Common Stock	M	6632	$30.41	Acquired	114488	Direct
2025-03-03	Common Stock	S	58026	$60.01	Disposed	56462	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-03-03	Employee Stock Option (right to buy)	$30.41	M	6632	Disposed	2025-04-01	Common Stock (6632)	Direct
2025-03-03	Employee Stock Option (right to buy)	$29.33	M	8964	Disposed	2026-04-01	Common Stock (8964)	Direct

Footnotes

F1: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

F2: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

F3: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 23, 2024.

F4: The reporting person was awarded 6,632 employee stock options on April 1, 2015, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

F5: The reporting person was awarded 8,964 employee stock options on April 1, 2016, which vest in five equal installments of 20% each, beginning on the first anniversary of the grant date.