Synchrony Financial — Director's Dealing 2025

Nov 5, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Synchrony Financial (SYF)
CIK: 0001601712
Period of Report: 2025-11-03

Reporting Person: Howse Curtis (See remarks)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-11-03	Common Stock	M	12086	$34.30	Acquired	120357	Direct
2025-11-03	Common Stock	S	12086	$74.02	Disposed	108271	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-11-03	Employee Stock Option (right to buy)	$34.30	M	12086	Disposed	2027-04-01	Common Stock (12086)	Direct

Footnotes

F1: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

F2: The Reporting Person was awarded 12,086 stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.