Sydbank — Audit Report / Information 2015

Nov 24, 2015

Aabenraa, Denmark, 2015-11-24 18:30 CET (GLOBE NEWSWIRE) --
Since 2010 the European Banking Authority (EBA) has conducted EU-wide stress
tests and capital tests as data collections where Sydbank and other major banks
from EU countries have participated.

The EBA has now completed yet a data collection exercise. The data collection
was performed in continuation of the EBA’s press release from 15 July 2015 on
postponing the next EU-wide stress test until 2016.

The purpose of the data collection exercise is to promote greater market
transparency and openness about the European banking sector’s exposures.

The data collected include information regarding capital composition, selected
credit exposures and sovereign exposures. The data collection is based on
accounting and capital items calculated at 31 December 2014 and at 30 June
2015.

According to the exercise, Sydbank’s Common Equity Tier 1 capital ratio
represents 14.1% at 30 June 2015 emphasizing that Sydbank has a very solid
capital structure.

Sydbank has no exposure to government bonds with poor credit ratings.

The results of the EBA’s exercise are included as an appendix.

Please contact Jørn Adam Møller, CFO, on tel +45 74 37 24 00 if you require
additional information.