Swedbank A

Pre-Annual General Meeting Information • Feb 22, 2023

Welcome to Swedbank's Annual General Meeting on 30 March 2023

Welcome to Swedbank's Annual General Meeting on 30 March 2023

The shareholders in Swedbank AB (publ) are hereby given notice to the Annual

General Meeting that will be held at Oscarsteatern, Kungsgatan 63, Stockholm, at

11:00 am (CET) on Thursday 30 March 2023.

Shareholders are welcome for registration from 09:30 am (CET). Lighter

refreshments will be offered before the Annual General Meeting.

As a service to non-Swedish speaking shareholders, the Annual General Meeting

will be simultaneously interpreted to English.

Pursuant to article 12 of Swedbank AB's Articles of Association, the Board of

Directors has resolved that shareholders may also exercise their voting rights

at the Annual General Meeting by postal voting. Shareholders may therefore

choose to exercise their voting rights at the Annual General Meeting by physical

participation, by proxy or by postal voting. The Board of Directors proposes

that the Annual General Meeting is broadcasted over link on Swedbank's website,

www.swedbank.com/AGM.

Right to attend the Annual General Meeting and notice

Physical participation at the Annual General Meeting

Anyone wishing to physically participate in the Annual General Meeting by

attending the meeting in person or through a representative must:

· be recorded in the share register maintained by Euroclear Sweden AB

("Euroclear") as per 22 March 2023, and

· give notice of their intention to attend the Annual General Meeting, in

accordance with the instructions below, no later than 24 March 2023. This means

that registration only by postal voting is not sufficient for those who wish to

physically attend the meeting.

Notification of physical participation must be made to the company no later than

24 March 2023 in accordance with the following:

· in writing to Swedbank AB, "Annual General Meeting", c/o Euroclear Sweden

AB, Box 191, 101 23 Stockholm, Sweden,

· by phone +46 8 402 90 60, or

· at www.swedbank.com/AGM

The notification must state name or company name, personal identification number

or corporate registration number, address, phone number and, if applicable, the

number of persons attending with you (maximum two persons).

If attending by proxy or representative, a power of attorney, registration

certificate or other authorisation documents should be sent to the bank at the

above address well in advance of the Annual General Meeting and preferably no

later than 24 March 2023. Power of attorney forms are available on the bank's

website at www.swedbank.com/AGM.

Participation through postal voting

Anyone wishing to attend the Annual General Meeting by postal voting, personally

or by a proxy must:

· be recorded in the share register maintained by Euroclear Sweden AB

("Euroclear") as per 22 March 2023, and

· give notice by casting their postal vote in accordance with the instructions

below, so that the postal vote is received by Swedbank AB, c/o Euroclear no

later than 24 March 2023.

A special form shall be used for postal voting. The postal voting form is

available at Swedbank AB's website www.swedbank.com/AGM.

Completed and signed postal voting form can be sent by post to Swedbank AB,

"AGM", c/o Euroclear Sweden AB, Box 191, 101 23 Stockholm, Sweden, or by e-mail

to GeneralMeetingService@euroclear.com. The completed form must be received by

Euroclear no later than 24 March 2023. Shareholders may also, no later than 24

March 2023, cast a postal vote electronically via verification through BankID on

Euroclear's website https://anmalan.vpc.se/EuroclearProxy.

The shareholder may not give instructions other than to mark one of the

alternative answers specified in the form. If the shareholder has included

special instructions or conditions in the form or changed or made amendments to

pre-printed text, the postal vote will be considered invalid. Further

instructions and conditions may be found in the postal voting form and at

https://anmalan.vpc.se/EuroclearProxy.

If a shareholder casts a postal vote by proxy, a written and dated power of

attorney signed by the shareholder shall be enclosed with the postal voting

form. A power of attorney form is available on Swedbank AB's website

www.swedbank.com/AGM. If the shareholder is a legal entity, a registration

certificate or other authorisation document must be enclosed with the form.

Please note that anyone who wants to attend the meeting, physically or by proxy,

must report this in accordance with the instructions under the heading "Physical

participation at the Annual General Meeting" above. This means that a

registration only by postal vote is not sufficient for those who want to

physically attend the Annual General Meeting.

Nominee-registered shares

Shareholders whose shares are nominee-registered through a bank or other

authorised depositary, e.g. in a custody account, must - in addition to giving

notice or casting a postal vote - request that the shares be temporarily re

-registered in their own name so that the shareholder is registered in the share

register held by Euroclear as of the record date on 22 March 2023. Such

registration may be temporary (so-called voting rights registration) and

requested from the nominee in accordance with the nominee's routines and at such

time in advance decided by the nominee. Voting right registration that the

shareholder has requested at such time that the registration has been issued by

the nominee no later than 24 March 2023 will be accepted in the preparation of

the share register.

Proposed agenda

1. Opening of the General Meeting

2. Election of Chair of the General Meeting

3. Preparation and approval of the voting list

4. Approval of the agenda

5. Election of two persons to verify the minutes

6. Decision whether the General Meeting has been duly convened

7. a) Presentation of the annual report and the consolidated accounts for the

financial year 2022

b) Presentation of the auditor's reports for the bank and the group for the

financial year 2022

8. Adoption of the profit and loss account and balance sheet of the bank as

well as the consolidated profit and loss account and consolidated balance sheet

for the financial year 2022

9. Decision on the allocation of the bank's profit in accordance with the

adopted balance sheet as well as decision on the record date for dividend

10. a-r) Decision whether to discharge the members of the Board of Directors and

the CEO from liability

11. Determination of the number of Board members

12. Determination of the remuneration to the Board members and the Auditor

13. a)-k) Election of Board members

14. Election of the Chair of the Board of Directors

15. Election of Auditor

16. Decision on the Nomination Committee

17. Decision on guidelines for remuneration to senior executives

18. Decision to acquire own shares pursuant to the Securities Market Act

19. Decision on authorisation for the Board of Directors to decide on

acquisitions of own shares in addition to what has been stated in item 18

20. Decision on authorisation for the Board of Directors to decide on the

issuance of convertibles

21. Decision on performance and share based remuneration programs for 2023

a) Decision on a general performance and share based remuneration program 2023

("Eken 2023")

b) Decision on deferred variable remuneration in the form of shares under the

Individual Program 2023 ("IP 2023")

c) Decision on transfer of own shares

22. Submission of Remuneration report for approval

23. Proposal from the shareholder Carl Axel Bruno regarding change of the

software in the bank's central computers

24. Proposal from the shareholder Tommy Jonasson regarding allocation of funds

for a study on the legal certainty for bank customers with guardians, trustees,

etc.

25. Proposal from the shareholder Tommy Jonasson regarding the establishment of

a Swedish/Danish chamber of commerce with office in Landskrona

26. Joint proposal from the shareholders Greenpeace Nordic and the Swedish

Society for Nature Conservation (Sw. Naturskyddsföreningen) regarding review of

the bank's overall strategy considering the Paris Agreement

27. Closing of the General Meeting

Read the full notice in attached pdf-document, which will also be available on

http://www.swedbank.com/AGM.

Contact:

Annie Ho, Head of Investor Relations, phone: + 46 70 343 78 15

Unni Jerndal, Senior Advisor, phone: + 46 73 092 11 80

Swedbank empowers the many people and businesses to create a better future. Our

vision is a financially sound and sustainable society. Swedbank is the leading

bank with over 7 million retail customers and 550 000 corporate customers in our

four home markets Sweden, Estonia, Latvia and Lithuania. Swedbank is also

present in other Nordic countries, the U.S. and China. Together we make your

financial life easier. Find out more: www.swedbank.com