Standard Chartered PLC — Investor Presentation 2008

Nov 18, 2008

Standard Chartered

STANDARD CHARTERED PLC

(渣打集團有限公司)

(Registered in England and Wales number 966425)

(Stock Code: 02888)

18 November 2008

Standard Chartered PLC – Investor Trip

Pursuant to the RNS issued on 14 November 2008, Standard Chartered PLC is releasing a more detailed disclosure on the Wholesale Banking Business during the Investor Trip today. The more detailed disclosure is detailed in the Appendix to this document. The financial performance data as of 30 June 2008 is used as a base to demonstrate the breadth of our Wholesale Banking income base. No comments on current Wholesale Banking trading will be made during the Investor Trip.

Wholesale Banking presentation slides will be made available on Standard Chartered's website (http://investors.standardchartered.com) on 18 November from 8.30am UK time.

For further questions, please contact:

Stephen Atkinson

Head of Investor Relations

+44 (0) 20 7885 7245

Yana O'Sullivan

Manager, Investor Relations

+44 (0) 20 7885 6476

Ashia Razzaq

Head of Investor Relations, Asia

+852 2820 3958

As at the date of this announcement, the Board of Directors of Standard Chartered PLC comprises:

Chairman:

Mr Evan Mervyn Davies, CBE

Executive Directors:

Mr Peter Alexander Sands; Mr Stefano Paolo Bertamini; Mr Gareth Richard Bullock and Mr Richard Henry Meddings;

Independent Non-Executive Directors:

Mr John Wilfred Peace (Deputy Chairman); Mr James Frederick Trevor Dundas; Ms Valerie Frances Gooding, CBE; Mr Rudolph Harold Peter Markham; Ms Ruth Markland; Mr Sunil Bharti Mittal; Mr John Gregor Hugh Paynter; Mr Paul David Skinner and Mr Oliver Henry James Stocken.

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Appendix

Wholesale Banking Product Income Breakdown
US $millions	H1 07	H1 08	% growth
Lending & Portfolio Management	211	246	17%
Transaction Banking	930	1,249	34%
Trade	321	470	46%
Cash Management & Custody	609	779	28%
Global Markets	1,346	2,169	61%
Financial Markets	784	1,213	55%
Corporate Finance	191	364	91%
Principal Finance	170	78	(54%)
Balance Sheet Management	201	514	156%
Total Wholesale Banking	2,487	3,664	47%
Client Income as % of Total Income	80%	76%
Financial Markets Product Income Breakdown
US $millions	H1 07	H1 08	% growth
FX	486	716	47%
Rates	84	334	298%
Commodities & Equities	20	48	146%
Capital Markets	106	118	11%
Credit & Other	88	(3)	(102%)
Total Financial Markets	784	1,213	55%
Client Income as % of Total Income	84%	82%