Standard Chartered PLC — Capital/Financing Update 2025

Nov 17, 2025

Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this document, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this document.

STANDARD CHARTERED PLC

渣打集團有限公司

(Incorporated as a public limited company in England and Wales with limited liability)

(Registered Number: 966425)

(Stock Code: 02888)

14 November 2025

NOT FOR DISTRIBUTION OR TRANSMISSION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES

PUBLICATION OF FINAL TERMS

The final terms dated 14 November 2025 relating to the issue by Standard Chartered PLC on 21 November 2025 of CNY 400,000,000 2.50 per cent. Fixed Rate Notes due November 2030 (the "Notes") (the "Final Terms") have been submitted to the Financial Conduct Authority and are available for viewing.

The Notes have been issued under the U.S. $77,500,000,000 debt issuance programme established by Standard Chartered PLC and Standard Chartered Bank.

Application has been made for the Notes to be admitted to the Official List of the Financial Conduct Authority and to trading on the main market of the London Stock Exchange with effect from on or around 21 November 2025.

To view the full document, please paste the following URL into the address bar of the browser.

http://www.rns-pdf.londonstockexchange.com/rns/6632H_1-2025-11-14.pdf

For further information, please contact

Daniel Banks

Debt Investor Relations

Tel: +44 (0) 7345 333 430

Shaun Gamble

Group Media Relations

Tel: +44 (0) 7766 443 662

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Final Terms may be addressed to and/or targeted at persons who are residents of particular countries (specified in the base prospectus dated 23 April 2025 as supplemented by the supplementary prospectuses dated 2 May 2025, 31 July 2025 and 30 October 2025 (the "Prospectus")) only and is not intended for use and should not be relied upon by any person

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outside these countries and/or to whom the offer contained in the Prospectus is not addressed. Prior to relying on the information contained in the Final Terms and/or the Prospectus, you must ascertain from the Prospectus whether or not you are part of the intended addressees of the information contained therein.

The Notes offered by the Prospectus and the Final Terms have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the "Securities Act"). The Notes may not be offered or sold within the United States or to or for the account or benefit of U.S. persons (as defined in Regulation S under the Securities Act ("Regulation S")), except to certain persons in transactions outside the United States in reliance on Regulation S.

Your right to access this service is conditional upon complying with the above requirement.

Standard Chartered PLC LEI: U4LOSYZ7YG4W3S5F2G91

END

As at the date of this announcement, the Board of Directors of Standard Chartered PLC comprises:

Chair:
Maria da Conceicao das Neves Calha Ramos

Executive Directors:
William Thomas Winters, CBE (Group Chief Executive) and Diego De Giorgi (Group Chief Financial Officer)

Independent Non-Executive Directors:
Shirish Moreshwar Apte; Jacqueline Hunt; Diane Enberg Jurgens; Robin Ann Lawther, CBE; Lincoln Leong Kwok Kuen; Philip George Rivett (Senior Independent Director); David Tang and Linda Yi-chuang Yueh, CBE